Compare Perkins, MI Car Insurance Rates (2021)

Car insurance in Perkins, MI averages $768 a month. Perkins, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Perkins car insurance rates, compare quotes from the top car insurance companies in Perkins, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Perkins, MI are $9,220/year
  • The cheapest car insurance company in Perkins is USAA
  • The cheapest car insurance company in Perkins for teen drivers is USAA

If you need to buy Perkins, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Perkins, MI is right here.

You’ll find Perkins car insurance rates, the cheapest Perkins, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Perkins, Michigan car insurance rates to Warren car insurance rates, Sterling Heights car insurance rates, and Livonia car insurance rates.

Ready to find affordable Perkins, MI car insurance today? Enter your ZIP code for fast, free Perkins car insurance quotes.

Cheapest Perkins, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Perkins, MI car insurance rates? Every Perkins, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perkins, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $4,045 $4,045 $3,775 $3,775 $8,914 $8,914 $4,534 $4,534
GEICO $3,574 $3,574 $3,605 $3,605 $9,994 $9,994 $3,424 $3,424
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $3,190 $2,954 $2,812 $3,162 $11,465 $12,135 $3,712 $3,397
State Farm $7,325 $7,325 $6,757 $6,757 $25,031 $25,031 $8,573 $8,573
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

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Minimum Car Insurance in Perkins, MI

Every driver must carry the minimum car insurance in Perkins, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Perkins, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Perkins, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Perkins, MI. Compare credit history car insurance rates in Perkins from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Perkins, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $7,012 $4,646 $4,293
GEICO $6,615 $4,868 $3,965
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $6,547 $4,963 $4,242
Progressive $6,200 $5,197 $4,663
State Farm $19,344 $9,782 $6,640
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

Cheapest Perkins, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Perkins, MI to rates for a clean record with top companies.

Annual Perkins, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,479 $5,690 $5,618 $5,481
GEICO $1,862 $3,842 $11,508 $3,385
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $4,524 $5,966 $5,364 $5,558
State Farm $7,735 $9,191 $19,386 $11,376
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Cheapest Perkins, MI Car Insurance for Teen Drivers

Teen car insurance in Perkins, MI can be expensive. Take a look at rates from the top car insurance companies in Perkins for teenagers.

Annual Car Insurance Rates for Teen Drivers in Perkins, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,914 $8,914
GEICO $9,994 $9,994
Liberty Mutual $34,830 $34,830
Nationwide $9,836 $9,836
Progressive $11,465 $12,135
State Farm $25,031 $25,031
Travelers $15,616 $15,616
USAA $6,217 $5,902

Cheapest Perkins, MI Car Insurance for Seniors

Take a look at Perkins, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Perkins, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,775 $3,775
GEICO $3,605 $3,605
Liberty Mutual $14,122 $14,122
Nationwide $3,325 $3,325
Progressive $2,812 $3,162
State Farm $6,757 $6,757
Travelers $4,461 $4,461
USAA $2,431 $2,299

Cheapest Perkins, MI Car Insurance Rates After a DUI

A DUI in Perkins, MI increases car insurance rates. Compare Perkins, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Perkins, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,618
GEICO $11,508
Liberty Mutual $28,910
Nationwide $5,456
Progressive $5,364
State Farm $19,386
Travelers $12,018
USAA $4,608

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Cheapest Perkins, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Perkins, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Perkins, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,317 $5,317
GEICO $5,029 $5,269
Liberty Mutual $18,676 $20,073
Nationwide $5,251 $5,251
Progressive $5,353 $5,353
State Farm $11,595 $12,249
Travelers $7,683 $7,771
USAA $3,466 $3,547

The Best Cheap Car Insurance Companies in Perkins, MI

Take a look at a side-by-side comparison of the top car insurance companies in Perkins, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Perkins, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,317
GEICO $5,149
Liberty Mutual $19,375
Nationwide $5,251
Progressive $5,353
State Farm $11,922
Travelers $7,727
USAA $3,507

Category Winners: Cheapest Car Insurance in Perkins, Michigan

Find the cheapest car insurance companies in Perkins, MI for each category right here.

Best Annual Car Insurance Rates by Company in Perkins, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Perkins, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Perkins car insurance rates. Find the cheapest Perkins, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Perkins, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $5,174 $5,305 $5,472
GEICO $4,815 $5,105 $5,528
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,484 $5,164 $5,104
Progressive $5,207 $5,359 $5,494
State Farm $11,320 $11,996 $12,449
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

Compare Car Insurance Quotes in Perkins, MI

Ready to find affordable Perkins, Michigan car insurance today? Enter your ZIP code for fast, free Perkins, MI car insurance quotes.

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