Compare Perry, IA Car Insurance Rates (2021)

Car insurance in Perry, IA averages $242 a month. Perry, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Perry car insurance rates, compare quotes from the top car insurance companies in Perry, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Perry, IA after a DUI are $3,494/year
  • The cheapest car insurance company in Perry is USAA
  • The cheapest car insurance company in Perry for teen drivers is USAA

If you need to buy Perry, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Perry, IA is right here.

You’ll find Perry car insurance rates, the cheapest Perry, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Perry, Iowa car insurance rates to West Des Moines car insurance rates, Ames car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Perry, IA car insurance today? Enter your ZIP code for fast, free Perry car insurance quotes.

Cheapest Perry, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Perry, IA car insurance rates? Every Perry, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perry, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,844 $1,711 $1,739 $5,620 $6,347 $2,091 $2,157
American Family $1,772 $1,772 $1,589 $1,589 $4,783 $6,671 $1,772 $2,131
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,814 $1,858 $1,617 $1,722 $4,260 $5,495 $2,063 $2,240
Progressive $1,564 $1,501 $1,290 $1,340 $3,921 $4,422 $1,880 $2,035
State Farm $1,444 $1,444 $1,268 $1,268 $3,910 $4,956 $1,623 $1,851
Travelers $2,340 $2,388 $2,275 $2,280 $10,376 $16,489 $2,437 $2,881
USAA $1,231 $1,249 $1,127 $1,155 $3,264 $3,477 $1,480 $1,638

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Minimum Car Insurance in Perry, IA

Every driver must carry the minimum car insurance in Perry, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Perry, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Perry, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Perry, IA. Compare credit history car insurance rates in Perry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Perry, Iowa

Insurance Company Poor Fair Good
Allstate $3,503 $2,779 $2,505
American Family $3,516 $2,586 $2,179
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,195 $2,510 $2,196
Progressive $2,644 $2,143 $1,944
State Farm $3,162 $1,956 $1,543
Travelers $5,828 $4,978 $4,744
USAA $2,406 $1,649 $1,427

Cheapest Perry, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Perry, IA to rates for a clean record with top companies.

Annual Perry, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $3,009 $3,443 $2,783
American Family $1,991 $2,928 $3,782 $2,339
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,910 $2,738 $3,727 $2,159
Progressive $1,802 $2,963 $1,956 $2,255
State Farm $2,055 $2,386 $2,221 $2,221
Travelers $3,777 $5,040 $6,744 $5,171
USAA $1,399 $1,873 $2,435 $1,604

Cheapest Perry, IA Car Insurance for Teen Drivers

Teen car insurance in Perry, IA can be expensive. Take a look at rates from the top car insurance companies in Perry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Perry, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,620 $6,347
American Family $4,783 $6,671
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,260 $5,495
Progressive $3,921 $4,422
State Farm $3,910 $4,956
Travelers $10,376 $16,489
USAA $3,264 $3,477

Cheapest Perry, IA Car Insurance for Seniors

Take a look at Perry, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Perry, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,739
American Family $1,589 $1,589
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,617 $1,722
Progressive $1,290 $1,340
State Farm $1,268 $1,268
Travelers $2,275 $2,280
USAA $1,127 $1,155

Cheapest Perry, IA Car Insurance Rates After a DUI

A DUI in Perry, IA increases car insurance rates. Compare Perry, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Perry, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,443
American Family $3,782
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,727
Progressive $1,956
State Farm $2,221
Travelers $6,744
USAA $2,435

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Cheapest Perry, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Perry, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Perry, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,859 $2,999
American Family $2,728 $2,792
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,634 $2,634
Progressive $2,244 $2,244
State Farm $2,167 $2,274
Travelers $5,183 $5,183
USAA $1,761 $1,894

The Best Cheap Car Insurance Companies in Perry, IA

Take a look at a side-by-side comparison of the top car insurance companies in Perry, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Perry, Iowa

Insurance Company Average Annual Rates
Allstate $2,929
American Family $2,760
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,634
Progressive $2,244
State Farm $2,221
Travelers $5,183
USAA $1,828

Category Winners: Cheapest Car Insurance in Perry, Iowa

Find the cheapest car insurance companies in Perry, IA for each category right here.

Best Annual Car Insurance Rates by Company in Perry, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Perry, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Perry car insurance rates. Find the cheapest Perry, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Perry, Iowa

Insurance Company Low Medium High
Allstate $2,836 $2,932 $3,019
American Family $2,768 $2,914 $2,599
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,743 $2,624 $2,534
Progressive $2,111 $2,251 $2,370
State Farm $2,115 $2,233 $2,314
Travelers $4,901 $5,260 $5,390
USAA $1,735 $1,833 $1,915

What affects car insurance rates in Perry, Iowa?

What factors can have an impact on Perry, IA car insurance? There are several reasons why Perry car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Perry, Iowa.

Commute Time in Perry

The more time you spend in your car the higher the risk of an accident. The average commute length in Perry, IA is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Perry, IA

Ready to find affordable Perry, Iowa car insurance today? Enter your ZIP code for fast, free Perry, IA car insurance quotes.

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