Compare Perry, MI Car Insurance Rates (2021)

Car insurance in Perry, MI averages $771 a month. Perry, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Perry car insurance rates, compare quotes from the top car insurance companies in Perry, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Perry is USAA
  • Average car insurance rates in Perry, MI are $9,249/year
  • The cheapest car insurance company in Perry for teen drivers is USAA

If you need to buy Perry, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Perry, MI is right here.

You’ll find Perry car insurance rates, the cheapest Perry, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Perry, Michigan car insurance rates to Sterling Heights car insurance rates, Warren car insurance rates, and Detroit car insurance rates.

Ready to find affordable Perry, MI car insurance today? Enter your ZIP code for fast, free Perry car insurance quotes.

Cheapest Perry, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Perry, MI car insurance rates? Every Perry, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perry, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,558 $14,558 $13,464 $13,464 $37,027 $37,027 $15,355 $15,355
Farmers $4,106 $4,106 $3,833 $3,833 $9,011 $9,011 $4,612 $4,612
GEICO $3,982 $3,982 $4,063 $4,063 $11,317 $11,317 $3,812 $3,812
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $2,608 $2,441 $2,312 $2,559 $9,469 $10,135 $3,032 $2,836
State Farm $7,457 $7,457 $6,899 $6,899 $25,867 $25,867 $8,745 $8,745
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,717 $2,583 $2,551 $2,414 $6,728 $6,426 $3,329 $3,209

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Perry, MI

Every driver must carry the minimum car insurance in Perry, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Perry, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Perry, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Perry, MI. Compare credit history car insurance rates in Perry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Perry, Michigan

Insurance Company Poor Fair Good
Allstate $30,398 $16,872 $13,033
Farmers $7,120 $4,706 $4,345
GEICO $7,449 $5,476 $4,455
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,889 $5,147 $4,369
Progressive $5,087 $4,297 $3,887
State Farm $19,866 $10,044 $6,816
Travelers $6,813 $6,608 $6,525
USAA $5,615 $3,189 $2,430

Cheapest Perry, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Perry, MI to rates for a clean record with top companies.

Annual Perry, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,825 $13,071 $43,774 $13,733
Farmers $4,534 $5,767 $5,694 $5,567
GEICO $2,028 $4,310 $13,072 $3,764
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $3,770 $4,913 $4,426 $4,587
State Farm $7,852 $9,379 $20,068 $11,669
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,010 $3,757 $4,929 $3,283

Cheapest Perry, MI Car Insurance for Teen Drivers

Teen car insurance in Perry, MI can be expensive. Take a look at rates from the top car insurance companies in Perry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Perry, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,027 $37,027
Farmers $9,011 $9,011
GEICO $11,317 $11,317
Liberty Mutual $34,357 $34,357
Nationwide $9,927 $9,927
Progressive $9,469 $10,135
State Farm $25,867 $25,867
Travelers $13,395 $13,395
USAA $6,728 $6,426

Cheapest Perry, MI Car Insurance for Seniors

Take a look at Perry, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Perry, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,464 $13,464
Farmers $3,833 $3,833
GEICO $4,063 $4,063
Liberty Mutual $14,355 $14,355
Nationwide $3,584 $3,584
Progressive $2,312 $2,559
State Farm $6,899 $6,899
Travelers $3,858 $3,858
USAA $2,551 $2,414

Cheapest Perry, MI Car Insurance Rates After a DUI

A DUI in Perry, MI increases car insurance rates. Compare Perry, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Perry, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,774
Farmers $5,694
GEICO $13,072
Liberty Mutual $30,178
Nationwide $5,684
Progressive $4,426
State Farm $20,068
Travelers $10,331
USAA $4,929

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Perry, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Perry, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Perry, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,101 $20,101
Farmers $5,390 $5,390
GEICO $5,662 $5,925
Liberty Mutual $18,753 $20,103
Nationwide $5,468 $5,468
Progressive $4,424 $4,424
State Farm $11,909 $12,575
Travelers $6,611 $6,686
USAA $3,702 $3,787

The Best Cheap Car Insurance Companies in Perry, MI

Take a look at a side-by-side comparison of the top car insurance companies in Perry, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Perry, Michigan

Insurance Company Average Annual Rates
Allstate $20,101
Farmers $5,390
GEICO $5,793
Liberty Mutual $19,428
Nationwide $5,468
Progressive $4,424
State Farm $12,242
Travelers $6,649
USAA $3,744

Category Winners: Cheapest Car Insurance in Perry, Michigan

Find the cheapest car insurance companies in Perry, MI for each category right here.

Best Annual Car Insurance Rates by Company in Perry, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Perry, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Perry car insurance rates. Find the cheapest Perry, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Perry, Michigan

Insurance Company Low Medium High
Allstate $19,590 $20,146 $20,566
Farmers $5,274 $5,381 $5,516
GEICO $5,458 $5,748 $6,174
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,754 $5,370 $5,282
Progressive $4,288 $4,430 $4,554
State Farm $11,628 $12,318 $12,780
Travelers $6,575 $6,656 $6,715
USAA $3,641 $3,753 $3,839

What affects car insurance rates in Perry, Michigan?

What factors can have an impact on Perry, MI car insurance? There are several reasons why Perry car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Perry, Michigan.

Car Theft in Perry

High levels of vehicle theft can make car insurance more expensive. Perry, MI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Perry

The more time you spend in your car the higher the risk of an accident. The average commute length in Perry, MI is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Perry, MI

Ready to find affordable Perry, Michigan car insurance today? Enter your ZIP code for fast, free Perry, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption