Compare Perryville, KY Car Insurance Rates (2021)

Car insurance in Perryville, KY averages $354 a month. Perryville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Perryville car insurance rates, compare quotes from the top car insurance companies in Perryville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Perryville is State Farm
  • The cheapest car insurance company in Perryville for teen drivers is USAA
  • Average car insurance rates in Perryville, KY are $4,243/year

If you need to buy Perryville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Perryville, KY is right here.

You’ll find Perryville car insurance rates, the cheapest Perryville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Perryville, Kentucky car insurance rates to Hopkinsville car insurance rates, Owensboro car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Perryville, KY car insurance today? Enter your ZIP code for fast, free Perryville car insurance quotes.

Cheapest Perryville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Perryville, KY car insurance rates? Every Perryville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perryville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,128 $3,087 $2,834 $3,021 $11,798 $13,248 $3,448 $3,637
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,598 $2,808 $2,215 $2,470 $11,150 $12,317 $2,704 $2,794
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,271 $2,141 $2,054 $2,051 $11,528 $13,070 $2,818 $2,873
State Farm $1,730 $1,730 $1,545 $1,545 $4,946 $6,289 $1,926 $2,127
Travelers $1,991 $2,023 $1,970 $1,971 $9,728 $15,627 $2,087 $2,376
USAA $1,882 $1,882 $1,701 $1,725 $5,037 $5,301 $2,370 $2,588

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Minimum Car Insurance in Perryville, KY

Every driver must carry the minimum car insurance in Perryville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Perryville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Perryville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Perryville, KY. Compare credit history car insurance rates in Perryville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Perryville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,309 $5,057 $4,210
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,963 $4,297 $3,386
Nationwide $5,260 $4,162 $3,616
Progressive $5,394 $4,735 $4,423
State Farm $3,931 $2,388 $1,870
Travelers $5,254 $4,463 $4,448
USAA $4,181 $2,343 $1,909

Cheapest Perryville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Perryville, KY to rates for a clean record with top companies.

Annual Perryville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $5,979 $6,394 $5,163
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,064 $6,268 $4,870 $4,325
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $4,005 $5,963 $4,570 $4,865
State Farm $2,507 $2,952 $2,730 $2,730
Travelers $4,118 $4,232 $6,127 $4,410
USAA $2,120 $2,994 $3,577 $2,553

Cheapest Perryville, KY Car Insurance for Teen Drivers

Teen car insurance in Perryville, KY can be expensive. Take a look at rates from the top car insurance companies in Perryville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Perryville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,798 $13,248
GEICO $6,749 $7,991
Liberty Mutual $11,150 $12,317
Nationwide $7,042 $8,761
Progressive $11,528 $13,070
State Farm $4,946 $6,289
Travelers $9,728 $15,627
USAA $5,037 $5,301

Cheapest Perryville, KY Car Insurance for Seniors

Take a look at Perryville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Perryville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,021
GEICO $3,436 $3,112
Liberty Mutual $2,215 $2,470
Nationwide $2,775 $2,893
Progressive $2,054 $2,051
State Farm $1,545 $1,545
Travelers $1,970 $1,971
USAA $1,701 $1,725

Cheapest Perryville, KY Car Insurance Rates After a DUI

A DUI in Perryville, KY increases car insurance rates. Compare Perryville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Perryville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,394
GEICO $6,581
Liberty Mutual $4,870
Nationwide $5,633
Progressive $4,570
State Farm $2,730
Travelers $6,127
USAA $3,577

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Cheapest Perryville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Perryville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Perryville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,525 $5,525
GEICO $4,038 $4,114
Liberty Mutual $4,882 $4,882
Nationwide $4,346 $4,346
Progressive $4,851 $4,851
State Farm $2,661 $2,799
Travelers $4,722 $4,722
USAA $2,707 $2,914

The Best Cheap Car Insurance Companies in Perryville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Perryville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Perryville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,525
GEICO $4,076
Liberty Mutual $4,882
Nationwide $4,346
Progressive $4,851
State Farm $2,730
Travelers $4,722
USAA $2,811

Category Winners: Cheapest Car Insurance in Perryville, Kentucky

Find the cheapest car insurance companies in Perryville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Perryville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Perryville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Perryville car insurance rates. Find the cheapest Perryville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Perryville, Kentucky

Insurance Company Low Medium High
Allstate $5,132 $5,503 $5,940
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,636 $4,849 $5,160
Nationwide $4,367 $4,301 $4,370
Progressive $4,473 $4,786 $5,293
State Farm $2,540 $2,725 $2,924
Travelers $4,461 $4,744 $4,960
USAA $2,683 $2,804 $2,946

What affects car insurance rates in Perryville, Kentucky?

What factors can have an impact on Perryville, KY car insurance? There are several reasons why Perryville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Perryville, Kentucky.

Commute Time in Perryville

The more time you spend in your car the higher the risk of an accident. The average commute length in Perryville, KY is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Perryville, KY

Ready to find affordable Perryville, Kentucky car insurance today? Enter your ZIP code for fast, free Perryville, KY car insurance quotes.

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