Compare Peru, IL Car Insurance Rates (2021)

Car insurance in Peru, IL averages $243 a month. Peru, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Peru car insurance rates, compare quotes from the top car insurance companies in Peru, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Peru is Liberty Mutual
  • Average car insurance rates in Peru, IL are $2,913/year
  • Average car insurance rates in Peru, IL after a DUI are $3,390/year

If you need to buy Peru, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Peru, IL is right here.

You’ll find Peru car insurance rates, the cheapest Peru, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Peru, Illinois car insurance rates to Springfield car insurance rates, Naperville car insurance rates, and Peoria car insurance rates.

Ready to find affordable Peru, IL car insurance today? Enter your ZIP code for fast, free Peru car insurance quotes.

Cheapest Peru, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Peru, IL car insurance rates? Every Peru, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Peru, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,227 $3,361 $3,361 $8,381 $10,919 $3,866 $4,181
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,234 $2,235 $1,980 $2,094 $9,648 $10,064 $2,553 $2,670
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,258 $1,358 $1,052 $1,174 $4,048 $4,499 $1,313 $1,382
Nationwide $1,479 $1,505 $1,321 $1,398 $3,944 $5,055 $1,710 $1,850
Progressive $1,722 $1,624 $1,422 $1,485 $6,310 $7,077 $2,051 $2,220
State Farm $1,279 $1,279 $1,147 $1,147 $3,746 $4,742 $1,448 $1,670
Travelers $1,453 $1,532 $1,327 $1,413 $4,184 $5,236 $1,539 $1,620
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

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Minimum Car Insurance in Peru, IL

Every driver must carry the minimum car insurance in Peru, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Peru, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Peru, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Peru, IL. Compare credit history car insurance rates in Peru from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Peru, Illinois

Insurance Company Poor Fair Good
Allstate $6,453 $4,661 $4,077
American Family $4,281 $2,918 $2,470
Farmers $4,753 $3,998 $3,803
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,836 $1,776 $1,419
Nationwide $2,717 $2,199 $1,932
Progressive $3,402 $2,891 $2,673
State Farm $2,991 $1,791 $1,389
Travelers $2,790 $2,248 $1,827
USAA $3,539 $2,416 $1,985

Cheapest Peru, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Peru, IL to rates for a clean record with top companies.

Annual Peru, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $6,157 $5,736 $4,754
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,533 $4,556 $4,443 $4,207
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,680 $2,371 $2,088 $1,903
Nationwide $1,847 $2,379 $2,789 $2,115
Progressive $2,465 $3,657 $2,728 $3,106
State Farm $1,875 $2,240 $2,057 $2,057
Travelers $1,825 $2,388 $2,655 $2,285
USAA $1,898 $2,702 $3,703 $2,283

Cheapest Peru, IL Car Insurance for Teen Drivers

Teen car insurance in Peru, IL can be expensive. Take a look at rates from the top car insurance companies in Peru for teenagers.

Annual Car Insurance Rates for Teen Drivers in Peru, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,919
American Family $5,668 $7,844
Farmers $9,648 $10,064
GEICO $4,524 $4,715
Liberty Mutual $4,048 $4,499
Nationwide $3,944 $5,055
Progressive $6,310 $7,077
State Farm $3,746 $4,742
Travelers $4,184 $5,236
USAA $4,980 $5,522

Cheapest Peru, IL Car Insurance for Seniors

Take a look at Peru, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Peru, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $1,837 $1,837
Farmers $1,980 $2,094
GEICO $1,429 $1,724
Liberty Mutual $1,052 $1,174
Nationwide $1,321 $1,398
Progressive $1,422 $1,485
State Farm $1,147 $1,147
Travelers $1,327 $1,413
USAA $1,486 $1,482

Cheapest Peru, IL Car Insurance Rates After a DUI

A DUI in Peru, IL increases car insurance rates. Compare Peru, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Peru, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,736
American Family $4,461
Farmers $4,443
GEICO $3,243
Liberty Mutual $2,088
Nationwide $2,789
Progressive $2,728
State Farm $2,057
Travelers $2,655
USAA $3,703

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Cheapest Peru, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Peru, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Peru, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,064 $5,064
American Family $3,182 $3,264
Farmers $4,185 $4,185
GEICO $2,338 $2,425
Liberty Mutual $2,010 $2,010
Nationwide $2,283 $2,283
Progressive $2,989 $2,989
State Farm $2,005 $2,109
Travelers $2,199 $2,377
USAA $2,572 $2,721

The Best Cheap Car Insurance Companies in Peru, IL

Take a look at a side-by-side comparison of the top car insurance companies in Peru, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Peru, Illinois

Insurance Company Average Annual Rates
Allstate $5,064
American Family $3,223
Farmers $4,185
GEICO $2,382
Liberty Mutual $2,010
Nationwide $2,283
Progressive $2,989
State Farm $2,057
Travelers $2,288
USAA $2,647

Category Winners: Cheapest Car Insurance in Peru, Illinois

Find the cheapest car insurance companies in Peru, IL for each category right here.

Best Annual Car Insurance Rates by Company in Peru, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Peru, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Peru car insurance rates. Find the cheapest Peru, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Peru, Illinois

Insurance Company Low Medium High
Allstate $4,918 $5,059 $5,214
American Family $3,103 $3,341 $3,224
Farmers $3,979 $4,084 $4,491
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,897 $2,006 $2,128
Nationwide $2,267 $2,301 $2,280
Progressive $2,744 $2,981 $3,242
State Farm $1,946 $2,061 $2,165
Travelers $2,152 $2,286 $2,427
USAA $2,479 $2,643 $2,817

What affects car insurance rates in Peru, Illinois?

What factors can have an impact on Peru, IL car insurance? There are several reasons why Peru car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Peru, Illinois.

Commute Time in Peru

The more time you spend in your car the higher the risk of an accident. The average commute length in Peru, IL is 14.8 minutes according to City-Data.

Traffic in Peru

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Peru, IL traffic data from INRIX ranks Peru as the 567th-most congested in the world.

Compare Car Insurance Quotes in Peru, IL

Ready to find affordable Peru, Illinois car insurance today? Enter your ZIP code for fast, free Peru, IL car insurance quotes.

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