Compare Peru, KS Car Insurance Rates (2021)

Car insurance in Peru, KS averages $282 a month. Peru, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Peru car insurance rates, compare quotes from the top car insurance companies in Peru, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Peru for teen drivers is American Family
  • The cheapest car insurance company in Peru is American Family
  • Average car insurance rates in Peru, KS are $3,387/year

If you need to buy Peru, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Peru, KS is right here.

You’ll find Peru car insurance rates, the cheapest Peru, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Peru, Kansas car insurance rates to Shawnee car insurance rates, Manhattan car insurance rates, and Olathe car insurance rates.

Ready to find affordable Peru, KS car insurance today? Enter your ZIP code for fast, free Peru car insurance quotes.

Cheapest Peru, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Peru, KS car insurance rates? Every Peru, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Peru, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,825 $1,825 $1,646 $1,646 $3,478 $4,166 $1,825 $2,044
Farmers $2,527 $2,507 $2,261 $2,359 $6,661 $6,886 $2,838 $2,986
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,421 $2,310 $1,952 $2,035 $8,848 $9,990 $2,861 $3,067
State Farm $1,730 $1,730 $1,520 $1,520 $4,654 $5,931 $1,946 $2,197
Travelers $2,056 $2,094 $1,998 $2,024 $8,235 $12,853 $2,103 $2,492
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Peru, KS

Every driver must carry the minimum car insurance in Peru, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Peru, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Peru, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Peru, KS. Compare credit history car insurance rates in Peru from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Peru, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $3,011 $2,134 $1,775
Farmers $4,287 $3,395 $3,203
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,602 $2,298 $2,142
Progressive $4,805 $4,031 $3,721
State Farm $3,863 $2,309 $1,788
Travelers $4,895 $3,979 $3,821
USAA $3,299 $2,163 $1,778

Cheapest Peru, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Peru, KS to rates for a clean record with top companies.

Annual Peru, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,269 $2,419 $2,269 $2,269
Farmers $3,063 $3,929 $3,831 $3,690
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,868 $4,521 $4,038 $4,315
State Farm $2,459 $2,848 $2,653 $2,653
Travelers $3,092 $4,024 $5,539 $4,272
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Peru, KS Car Insurance for Teen Drivers

Teen car insurance in Peru, KS can be expensive. Take a look at rates from the top car insurance companies in Peru for teenagers.

Annual Car Insurance Rates for Teen Drivers in Peru, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,478 $4,166
Farmers $6,661 $6,886
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,569 $4,377
Progressive $8,848 $9,990
State Farm $4,654 $5,931
Travelers $8,235 $12,853
USAA $4,807 $5,062

Cheapest Peru, KS Car Insurance for Seniors

Take a look at Peru, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Peru, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,646 $1,646
Farmers $2,261 $2,359
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,535 $1,654
Progressive $1,952 $2,035
State Farm $1,520 $1,520
Travelers $1,998 $2,024
USAA $1,313 $1,333

Cheapest Peru, KS Car Insurance Rates After a DUI

A DUI in Peru, KS increases car insurance rates. Compare Peru, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Peru, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $2,269
Farmers $3,831
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,568
Progressive $4,038
State Farm $2,653
Travelers $5,539
USAA $3,494

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Cheapest Peru, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Peru, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Peru, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,277 $2,337
Farmers $3,628 $3,628
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,348 $2,348
Progressive $4,185 $4,185
State Farm $2,587 $2,720
Travelers $4,232 $4,232
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Peru, KS

Take a look at a side-by-side comparison of the top car insurance companies in Peru, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Peru, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,307
Farmers $3,628
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,348
Progressive $4,185
State Farm $2,653
Travelers $4,232
USAA $2,413

Category Winners: Cheapest Car Insurance in Peru, Kansas

Find the cheapest car insurance companies in Peru, KS for each category right here.

Best Annual Car Insurance Rates by Company in Peru, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Peru, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Peru car insurance rates. Find the cheapest Peru, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Peru, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,334 $2,423 $2,163
Farmers $3,487 $3,610 $3,788
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,468 $2,321 $2,254
Progressive $3,961 $4,154 $4,442
State Farm $2,553 $2,661 $2,747
Travelers $4,019 $4,237 $4,439
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Peru, Kansas?

What factors can have an impact on Peru, KS car insurance? There are several reasons why Peru car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Peru, Kansas.

Commute Time in Peru

The more time you spend in your car the higher the risk of an accident. The average commute length in Peru, KS is 15.5 minutes according to City-Data.

Traffic in Peru

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Peru, KS traffic data from INRIX ranks Peru as the 567th-most congested in the world.

Compare Car Insurance Quotes in Peru, KS

Ready to find affordable Peru, Kansas car insurance today? Enter your ZIP code for fast, free Peru, KS car insurance quotes.

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