Compare Pescadero, CA Car Insurance Rates (2021)

Car insurance in Pescadero, CA averages $279 a month. Pescadero, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Pescadero car insurance rates, compare quotes from the top car insurance companies in Pescadero, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Pescadero, CA after a DUI are $4,701/year
  • Average car insurance rates in Pescadero, CA are $3,351/year
  • The cheapest car insurance company in Pescadero for teen drivers is USAA

If you need to buy Pescadero, California car insurance, the options can be confusing. Everything you need to know about car insurance in Pescadero, CA is right here.

You’ll find Pescadero car insurance rates, the cheapest Pescadero, CA car insurance companies, and information on California car insurance laws. You can also compare Pescadero, California car insurance rates to San Francisco car insurance rates, Anaheim car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Pescadero, CA car insurance today? Enter your ZIP code for fast, free Pescadero car insurance quotes.

Cheapest Pescadero, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pescadero, CA car insurance rates? Every Pescadero, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pescadero, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,427 $1,774 $1,792 $6,703 $8,440 $3,101 $3,416
Farmers $2,529 $2,529 $2,287 $2,287 $8,132 $13,344 $3,004 $3,352
GEICO $1,589 $1,591 $1,495 $1,495 $4,861 $4,964 $2,286 $2,346
Liberty Mutual $2,161 $2,050 $2,008 $1,949 $4,762 $5,050 $2,442 $2,453
Nationwide $2,947 $2,814 $2,566 $2,421 $7,509 $8,266 $3,531 $3,496
Progressive $1,521 $1,567 $1,274 $1,520 $3,982 $4,818 $2,169 $2,333
State Farm $3,223 $3,223 $2,880 $2,880 $5,949 $7,382 $3,570 $3,680
Travelers $2,261 $2,187 $2,004 $1,984 $4,673 $5,313 $2,924 $2,866
USAA $1,845 $1,749 $1,801 $1,811 $4,151 $4,188 $2,557 $2,418

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Pescadero, CA

Every driver must carry the minimum car insurance in Pescadero, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Pescadero, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Pescadero, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pescadero, CA to rates for a clean record with top companies.

Annual Pescadero, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,274 $3,813 $5,972 $2,979
Farmers $3,462 $4,714 $5,873 $4,683
GEICO $1,805 $2,779 $3,490 $2,239
Liberty Mutual $2,483 $3,326 $2,999 $2,630
Nationwide $2,930 $3,751 $6,343 $3,751
Progressive $1,580 $2,662 $3,077 $2,271
State Farm $2,926 $3,489 $6,585 $3,395
Travelers $2,032 $3,284 $3,815 $2,976
USAA $1,706 $2,535 $4,151 $1,868

Cheapest Pescadero, CA Car Insurance for Teen Drivers

Teen car insurance in Pescadero, CA can be expensive. Take a look at rates from the top car insurance companies in Pescadero for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pescadero, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,703 $8,440
Farmers $8,132 $13,344
GEICO $4,861 $4,964
Liberty Mutual $4,762 $5,050
Nationwide $7,509 $8,266
Progressive $3,982 $4,818
State Farm $5,949 $7,382
Travelers $4,673 $5,313
USAA $4,151 $4,188

Cheapest Pescadero, CA Car Insurance for Seniors

Take a look at Pescadero, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pescadero, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,774 $1,792
Farmers $2,287 $2,287
GEICO $1,495 $1,495
Liberty Mutual $2,008 $1,949
Nationwide $2,566 $2,421
Progressive $1,274 $1,520
State Farm $2,880 $2,880
Travelers $2,004 $1,984
USAA $1,801 $1,811

Cheapest Pescadero, CA Car Insurance Rates After a DUI

A DUI in Pescadero, CA increases car insurance rates. Compare Pescadero, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pescadero, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,972
Farmers $5,873
GEICO $3,490
Liberty Mutual $2,999
Nationwide $6,343
Progressive $3,077
State Farm $6,585
Travelers $3,815
USAA $4,151

Cheapest Pescadero, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pescadero, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pescadero, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,393 $4,125
Farmers $4,249 $5,117
GEICO $2,343 $2,814
Liberty Mutual $2,628 $3,091
Nationwide $3,703 $4,684
Progressive $2,175 $2,620
State Farm $3,950 $4,247
Travelers $2,725 $3,328
USAA $2,366 $2,763

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Pescadero, CA

Take a look at a side-by-side comparison of the top car insurance companies in Pescadero, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pescadero, California

Insurance Company Average Annual Rates
Allstate $3,759
Farmers $4,683
GEICO $2,578
Liberty Mutual $2,859
Nationwide $4,194
Progressive $2,398
State Farm $4,098
Travelers $3,027
USAA $2,565

Category Winners: Cheapest Car Insurance in Pescadero, California

Find the cheapest car insurance companies in Pescadero, CA for each category right here.

Best Annual Car Insurance Rates by Company in Pescadero, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Pescadero, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pescadero car insurance rates. Find the cheapest Pescadero, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pescadero, California

Insurance Company Low Medium High
Allstate $3,572 $3,790 $3,915
Farmers $4,371 $4,720 $4,957
GEICO $2,432 $2,601 $2,702
Liberty Mutual $2,680 $2,885 $3,014
Nationwide $3,810 $4,265 $4,505
Progressive $2,196 $2,463 $2,535
State Farm $3,689 $4,173 $4,434
Travelers $2,633 $3,115 $3,332
USAA $2,347 $2,611 $2,737

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Pescadero, California?

What factors can have an impact on Pescadero, CA car insurance? There are several reasons why Pescadero car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pescadero, California.

Commute Time in Pescadero

The more time you spend in your car the higher the risk of an accident. The average commute length in Pescadero, CA is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Pescadero, CA

Ready to find affordable Pescadero, California car insurance today? Enter your ZIP code for fast, free Pescadero, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption