Compare Petaluma, CA Car Insurance Rates (2021)

Car insurance in Petaluma, CA averages $288 a month. Petaluma, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Petaluma car insurance rates, compare quotes from the top car insurance companies in Petaluma, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Petaluma, CA after a DUI are $4,857/year
  • The cheapest car insurance company in Petaluma for teen drivers is USAA
  • The cheapest car insurance company in Petaluma is USAA

If you need to buy Petaluma, California car insurance, the options can be confusing. Everything you need to know about car insurance in Petaluma, CA is right here.

You’ll find Petaluma car insurance rates, the cheapest Petaluma, CA car insurance companies, and information on California car insurance laws. You can also compare Petaluma, California car insurance rates to San Francisco car insurance rates, Anaheim car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Petaluma, CA car insurance today? Enter your ZIP code for fast, free Petaluma car insurance quotes.

Cheapest Petaluma, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Petaluma, CA car insurance rates? Every Petaluma, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Petaluma, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,825 $2,825 $2,064 $2,082 $7,872 $9,901 $3,613 $3,963
Farmers $2,294 $2,294 $2,071 $2,071 $7,339 $12,036 $2,721 $3,033
GEICO $1,543 $1,545 $1,452 $1,452 $4,695 $4,775 $2,216 $2,266
Liberty Mutual $2,313 $2,190 $2,155 $2,088 $5,091 $5,414 $2,609 $2,628
Nationwide $2,985 $2,847 $2,625 $2,471 $7,639 $8,425 $3,570 $3,518
Progressive $1,789 $1,842 $1,520 $1,805 $4,791 $5,769 $2,575 $2,768
State Farm $3,174 $3,174 $2,836 $2,836 $5,857 $7,266 $3,515 $3,624
Travelers $2,476 $2,396 $2,191 $2,167 $5,143 $5,876 $3,222 $3,153
USAA $1,777 $1,686 $1,729 $1,738 $4,061 $4,094 $2,463 $2,330

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Minimum Car Insurance in Petaluma, CA

Every driver must carry the minimum car insurance in Petaluma, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Petaluma, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Petaluma, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Petaluma, CA to rates for a clean record with top companies.

Annual Petaluma, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,649 $4,456 $6,993 $3,475
Farmers $3,129 $4,261 $5,308 $4,232
GEICO $1,744 $2,689 $3,376 $2,163
Liberty Mutual $2,657 $3,560 $3,211 $2,816
Nationwide $2,975 $3,814 $6,438 $3,814
Progressive $1,872 $3,182 $3,678 $2,698
State Farm $2,880 $3,435 $6,483 $3,342
Travelers $2,221 $3,614 $4,207 $3,270
USAA $1,652 $2,461 $4,016 $1,809

Cheapest Petaluma, CA Car Insurance for Teen Drivers

Teen car insurance in Petaluma, CA can be expensive. Take a look at rates from the top car insurance companies in Petaluma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Petaluma, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,872 $9,901
Farmers $7,339 $12,036
GEICO $4,695 $4,775
Liberty Mutual $5,091 $5,414
Nationwide $7,639 $8,425
Progressive $4,791 $5,769
State Farm $5,857 $7,266
Travelers $5,143 $5,876
USAA $4,061 $4,094

Cheapest Petaluma, CA Car Insurance for Seniors

Take a look at Petaluma, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Petaluma, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,064 $2,082
Farmers $2,071 $2,071
GEICO $1,452 $1,452
Liberty Mutual $2,155 $2,088
Nationwide $2,625 $2,471
Progressive $1,520 $1,805
State Farm $2,836 $2,836
Travelers $2,191 $2,167
USAA $1,729 $1,738

Cheapest Petaluma, CA Car Insurance Rates After a DUI

A DUI in Petaluma, CA increases car insurance rates. Compare Petaluma, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Petaluma, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,993
Farmers $5,308
GEICO $3,376
Liberty Mutual $3,211
Nationwide $6,438
Progressive $3,678
State Farm $6,483
Travelers $4,207
USAA $4,016

Cheapest Petaluma, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Petaluma, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Petaluma, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,963 $4,824
Farmers $3,840 $4,624
GEICO $2,265 $2,721
Liberty Mutual $2,812 $3,310
Nationwide $3,763 $4,756
Progressive $2,590 $3,125
State Farm $3,889 $4,181
Travelers $2,993 $3,663
USAA $2,291 $2,678

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Cheapest Petaluma, CA Car Insurance Rates by ZIP Code

Petaluma car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Petaluma, CA.

Annual Car Insurance Rates by ZIP Code in Petaluma, California

ZIP Code Average Annual Rates
94952 $4,589
94954 $4,603
94999 $4,853

The Best Cheap Car Insurance Companies in Petaluma, CA

Take a look at a side-by-side comparison of the top car insurance companies in Petaluma, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Petaluma, California

Insurance Company Average Annual Rates
Allstate $4,393
Farmers $4,232
GEICO $2,493
Liberty Mutual $3,061
Nationwide $4,260
Progressive $2,857
State Farm $4,035
Travelers $3,328
USAA $2,485

Category Winners: Cheapest Car Insurance in Petaluma, California

Find the cheapest car insurance companies in Petaluma, CA for each category right here.

Best Annual Car Insurance Rates by Company in Petaluma, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Petaluma, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Petaluma car insurance rates. Find the cheapest Petaluma, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Petaluma, California

Insurance Company Low Medium High
Allstate $4,162 $4,431 $4,587
Farmers $3,948 $4,265 $4,484
GEICO $2,285 $2,521 $2,674
Liberty Mutual $2,859 $3,089 $3,236
Nationwide $3,813 $4,341 $4,625
Progressive $2,561 $2,947 $3,064
State Farm $3,635 $4,107 $4,363
Travelers $2,907 $3,421 $3,656
USAA $2,264 $2,531 $2,659

What affects car insurance rates in Petaluma, California?

What factors can have an impact on Petaluma, CA car insurance? There are several reasons why Petaluma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Petaluma, California.

Car Theft in Petaluma

High levels of vehicle theft can make car insurance more expensive. Petaluma, CA car theft statistics from the FBI indicate 68 vehicle thefts a year.

Commute Time in Petaluma

The more time you spend in your car the higher the risk of an accident. The average commute length in Petaluma, CA is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Petaluma, CA

Ready to find affordable Petaluma, California car insurance today? Enter your ZIP code for fast, free Petaluma, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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