Compare Petersburg, KY Car Insurance Rates (2021)

Car insurance in Petersburg, KY averages $316 a month. Petersburg, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Petersburg car insurance rates, compare quotes from the top car insurance companies in Petersburg, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Petersburg, KY are $3,789/year
  • The cheapest car insurance company in Petersburg is USAA
  • Average car insurance rates in Petersburg, KY after a DUI are $4,517/year

If you need to buy Petersburg, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Petersburg, KY is right here.

You’ll find Petersburg car insurance rates, the cheapest Petersburg, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Petersburg, Kentucky car insurance rates to Hopkinsville car insurance rates, Covington car insurance rates, and Richmond car insurance rates.

Ready to find affordable Petersburg, KY car insurance today? Enter your ZIP code for fast, free Petersburg car insurance quotes.

Cheapest Petersburg, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Petersburg, KY car insurance rates? Every Petersburg, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Petersburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,988 $2,950 $2,709 $2,889 $11,287 $12,697 $3,291 $3,468
GEICO $3,156 $2,920 $3,304 $2,992 $6,546 $7,739 $2,573 $2,217
Liberty Mutual $2,400 $2,590 $2,009 $2,241 $10,915 $12,105 $2,524 $2,649
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,907 $1,815 $1,712 $1,720 $9,291 $10,494 $2,362 $2,418
State Farm $1,599 $1,599 $1,435 $1,435 $4,838 $6,139 $1,787 $1,990
Travelers $1,852 $1,883 $1,829 $1,829 $8,816 $14,063 $1,942 $2,220
USAA $1,507 $1,503 $1,370 $1,384 $4,054 $4,259 $1,891 $2,059

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Minimum Car Insurance in Petersburg, KY

Every driver must carry the minimum car insurance in Petersburg, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Petersburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Petersburg, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Petersburg, KY. Compare credit history car insurance rates in Petersburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Petersburg, Kentucky

Insurance Company Poor Fair Good
Allstate $6,980 $4,841 $4,034
GEICO $6,463 $3,227 $2,102
Liberty Mutual $6,660 $4,125 $3,253
Nationwide $3,971 $3,159 $2,757
Progressive $4,418 $3,866 $3,611
State Farm $3,765 $2,272 $1,771
Travelers $4,792 $4,068 $4,053
USAA $3,330 $1,886 $1,544

Cheapest Petersburg, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Petersburg, KY to rates for a clean record with top companies.

Annual Petersburg, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,369 $5,718 $6,114 $4,939
GEICO $2,346 $4,168 $6,335 $2,874
Liberty Mutual $3,897 $6,008 $4,670 $4,141
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,283 $4,850 $3,743 $3,984
State Farm $2,374 $2,831 $2,603 $2,603
Travelers $3,755 $3,861 $5,576 $4,024
USAA $1,702 $2,397 $2,865 $2,049

Cheapest Petersburg, KY Car Insurance for Teen Drivers

Teen car insurance in Petersburg, KY can be expensive. Take a look at rates from the top car insurance companies in Petersburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Petersburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,287 $12,697
GEICO $6,546 $7,739
Liberty Mutual $10,915 $12,105
Nationwide $5,248 $6,510
Progressive $9,291 $10,494
State Farm $4,838 $6,139
Travelers $8,816 $14,063
USAA $4,054 $4,259

Cheapest Petersburg, KY Car Insurance for Seniors

Take a look at Petersburg, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Petersburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,709 $2,889
GEICO $3,304 $2,992
Liberty Mutual $2,009 $2,241
Nationwide $2,153 $2,240
Progressive $1,712 $1,720
State Farm $1,435 $1,435
Travelers $1,829 $1,829
USAA $1,370 $1,384

Cheapest Petersburg, KY Car Insurance Rates After a DUI

A DUI in Petersburg, KY increases car insurance rates. Compare Petersburg, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Petersburg, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,114
GEICO $6,335
Liberty Mutual $4,670
Nationwide $4,227
Progressive $3,743
State Farm $2,603
Travelers $5,576
USAA $2,865

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Cheapest Petersburg, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Petersburg, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Petersburg, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,285 $5,285
GEICO $3,894 $3,968
Liberty Mutual $4,679 $4,679
Nationwide $3,295 $3,295
Progressive $3,965 $3,965
State Farm $2,537 $2,669
Travelers $4,304 $4,304
USAA $2,171 $2,336

The Best Cheap Car Insurance Companies in Petersburg, KY

Take a look at a side-by-side comparison of the top car insurance companies in Petersburg, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Petersburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,285
GEICO $3,931
Liberty Mutual $4,679
Nationwide $3,295
Progressive $3,965
State Farm $2,603
Travelers $4,304
USAA $2,253

Category Winners: Cheapest Car Insurance in Petersburg, Kentucky

Find the cheapest car insurance companies in Petersburg, KY for each category right here.

Best Annual Car Insurance Rates by Company in Petersburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Petersburg, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Petersburg car insurance rates. Find the cheapest Petersburg, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Petersburg, Kentucky

Insurance Company Low Medium High
Allstate $4,911 $5,264 $5,680
GEICO $3,674 $3,916 $4,203
Liberty Mutual $4,489 $4,656 $4,891
Nationwide $3,289 $3,267 $3,330
Progressive $3,677 $3,931 $4,287
State Farm $2,432 $2,602 $2,774
Travelers $4,088 $4,328 $4,497
USAA $2,141 $2,248 $2,370

What affects car insurance rates in Petersburg, Kentucky?

What factors can have an impact on Petersburg, KY car insurance? There are several reasons why Petersburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Petersburg, Kentucky.

Commute Time in Petersburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Petersburg, KY is 22.9 minutes according to City-Data.

Traffic in Petersburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Petersburg, KY traffic data from INRIX ranks Petersburg as the 11th-most congested in the world.

Compare Car Insurance Quotes in Petersburg, KY

Ready to find affordable Petersburg, Kentucky car insurance today? Enter your ZIP code for fast, free Petersburg, KY car insurance quotes.

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