Compare Petersburg, MI Car Insurance Rates (2021)

Car insurance in Petersburg, MI averages $840 a month. Petersburg, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Petersburg car insurance rates, compare quotes from the top car insurance companies in Petersburg, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Petersburg is USAA
  • Average car insurance rates in Petersburg, MI after a DUI are $17,018/year
  • Average car insurance rates in Petersburg, MI are $10,079/year

If you need to buy Petersburg, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Petersburg, MI is right here.

You’ll find Petersburg car insurance rates, the cheapest Petersburg, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Petersburg, Michigan car insurance rates to Ann Arbor car insurance rates, Warren car insurance rates, and Flint car insurance rates.

Ready to find affordable Petersburg, MI car insurance today? Enter your ZIP code for fast, free Petersburg car insurance quotes.

Cheapest Petersburg, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Petersburg, MI car insurance rates? Every Petersburg, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Petersburg, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,567 $16,567 $15,386 $15,386 $41,246 $41,246 $17,456 $17,456
Farmers $4,439 $4,439 $4,153 $4,153 $9,683 $9,683 $4,976 $4,976
GEICO $4,775 $4,775 $4,894 $4,894 $12,927 $12,927 $4,541 $4,541
Liberty Mutual $14,345 $14,345 $14,206 $14,206 $33,321 $33,321 $14,345 $14,345
Nationwide $3,550 $3,550 $3,173 $3,173 $9,174 $9,174 $3,883 $3,883
Progressive $3,233 $2,965 $2,862 $3,228 $11,867 $12,521 $3,749 $3,383
State Farm $8,624 $8,624 $8,074 $8,074 $31,005 $31,005 $10,136 $10,136
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,560 $2,425 $2,408 $2,273 $6,287 $5,976 $3,120 $2,993

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Minimum Car Insurance in Petersburg, MI

Every driver must carry the minimum car insurance in Petersburg, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Petersburg, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Petersburg, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Petersburg, MI. Compare credit history car insurance rates in Petersburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Petersburg, Michigan

Insurance Company Poor Fair Good
Allstate $34,365 $19,040 $14,586
Farmers $7,754 $5,043 $4,641
GEICO $8,733 $6,411 $5,209
Liberty Mutual $30,138 $17,407 $9,617
Nationwide $6,167 $4,675 $3,992
Progressive $6,332 $5,322 $4,774
State Farm $23,486 $11,858 $8,036
Travelers $8,206 $7,958 $7,858
USAA $5,239 $2,994 $2,284

Cheapest Petersburg, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Petersburg, MI to rates for a clean record with top companies.

Annual Petersburg, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,002 $14,722 $49,505 $15,425
Farmers $4,894 $6,219 $6,152 $5,985
GEICO $2,367 $5,048 $15,332 $4,390
Liberty Mutual $13,026 $15,959 $30,358 $16,873
Nationwide $4,246 $5,637 $5,129 $4,767
Progressive $4,615 $6,117 $5,497 $5,674
State Farm $9,048 $10,931 $24,106 $13,754
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,820 $3,519 $4,608 $3,074

Cheapest Petersburg, MI Car Insurance for Teen Drivers

Teen car insurance in Petersburg, MI can be expensive. Take a look at rates from the top car insurance companies in Petersburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Petersburg, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,246 $41,246
Farmers $9,683 $9,683
GEICO $12,927 $12,927
Liberty Mutual $33,321 $33,321
Nationwide $9,174 $9,174
Progressive $11,867 $12,521
State Farm $31,005 $31,005
Travelers $16,180 $16,180
USAA $6,287 $5,976

Cheapest Petersburg, MI Car Insurance for Seniors

Take a look at Petersburg, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Petersburg, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,386 $15,386
Farmers $4,153 $4,153
GEICO $4,894 $4,894
Liberty Mutual $14,206 $14,206
Nationwide $3,173 $3,173
Progressive $2,862 $3,228
State Farm $8,074 $8,074
Travelers $4,626 $4,626
USAA $2,408 $2,273

Cheapest Petersburg, MI Car Insurance Rates After a DUI

A DUI in Petersburg, MI increases car insurance rates. Compare Petersburg, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Petersburg, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,505
Farmers $6,152
GEICO $15,332
Liberty Mutual $30,358
Nationwide $5,129
Progressive $5,497
State Farm $24,106
Travelers $12,473
USAA $4,608

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Cheapest Petersburg, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Petersburg, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Petersburg, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,664 $22,664
Farmers $5,813 $5,813
GEICO $6,630 $6,938
Liberty Mutual $18,409 $19,699
Nationwide $4,945 $4,945
Progressive $5,476 $5,476
State Farm $14,051 $14,869
Travelers $7,961 $8,053
USAA $3,465 $3,545

The Best Cheap Car Insurance Companies in Petersburg, MI

Take a look at a side-by-side comparison of the top car insurance companies in Petersburg, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Petersburg, Michigan

Insurance Company Average Annual Rates
Allstate $22,664
Farmers $5,813
GEICO $6,784
Liberty Mutual $19,054
Nationwide $4,945
Progressive $5,476
State Farm $14,460
Travelers $8,007
USAA $3,505

Category Winners: Cheapest Car Insurance in Petersburg, Michigan

Find the cheapest car insurance companies in Petersburg, MI for each category right here.

Best Annual Car Insurance Rates by Company in Petersburg, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Petersburg, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Petersburg car insurance rates. Find the cheapest Petersburg, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Petersburg, Michigan

Insurance Company Low Medium High
Allstate $22,006 $22,722 $23,263
Farmers $5,651 $5,799 $5,988
GEICO $6,264 $6,709 $7,380
Liberty Mutual $18,530 $19,002 $19,630
Nationwide $5,102 $4,881 $4,851
Progressive $5,267 $5,485 $5,676
State Farm $13,622 $14,563 $15,194
Travelers $7,920 $8,016 $8,086
USAA $3,399 $3,514 $3,603

What affects car insurance rates in Petersburg, Michigan?

What factors can have an impact on Petersburg, MI car insurance? There are several reasons why Petersburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Petersburg, Michigan.

Commute Time in Petersburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Petersburg, MI is 30.6 minutes according to City-Data.

Traffic in Petersburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Petersburg, MI traffic data from INRIX ranks Petersburg as the 11th-most congested in the world.

Compare Car Insurance Quotes in Petersburg, MI

Ready to find affordable Petersburg, Michigan car insurance today? Enter your ZIP code for fast, free Petersburg, MI car insurance quotes.

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