Compare Petersburg, NY Car Insurance Rates (2021)

Car insurance in Petersburg, NY averages $273 a month. Petersburg, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Petersburg car insurance rates, compare quotes from the top car insurance companies in Petersburg, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Petersburg for teen drivers is GEICO
  • Average car insurance rates in Petersburg, NY after a DUI are $4,350/year
  • Average car insurance rates in Petersburg, NY are $3,271/year

If you need to buy Petersburg, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Petersburg, NY is right here.

You’ll find Petersburg car insurance rates, the cheapest Petersburg, NY car insurance companies, and information on New York car insurance laws. You can also compare Petersburg, New York car insurance rates to Buffalo car insurance rates, New York car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Petersburg, NY car insurance today? Enter your ZIP code for fast, free Petersburg car insurance quotes.

Cheapest Petersburg, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Petersburg, NY car insurance rates? Every Petersburg, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Petersburg, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,482 $2,345 $2,330 $2,374 $7,384 $7,982 $2,462 $2,491
GEICO $1,510 $1,455 $1,470 $1,449 $3,192 $4,685 $1,361 $1,401
Liberty Mutual $3,624 $3,624 $3,377 $3,377 $7,078 $11,473 $3,624 $3,844
Nationwide $2,096 $2,096 $1,980 $1,980 $3,734 $5,548 $2,096 $2,667
Progressive $1,841 $1,715 $1,466 $1,493 $6,334 $7,047 $2,385 $2,326
State Farm $1,890 $1,890 $1,646 $1,646 $5,564 $7,190 $2,076 $2,207
Travelers $2,480 $2,508 $2,280 $2,445 $5,871 $7,018 $2,637 $2,753
USAA $1,571 $1,543 $1,427 $1,426 $6,338 $7,543 $2,007 $2,213

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Minimum Car Insurance in Petersburg, NY

Every driver must carry the minimum car insurance in Petersburg, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Petersburg, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Petersburg, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Petersburg, NY. Compare credit history car insurance rates in Petersburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Petersburg, New York

Insurance Company Poor Fair Good
Allstate $5,324 $3,145 $2,725
GEICO $2,588 $1,902 $1,707
Liberty Mutual $6,992 $4,580 $3,436
Nationwide $2,775 $2,775 $2,775
Progressive $4,875 $2,514 $1,839
State Farm $4,254 $2,669 $2,118
Travelers $4,814 $3,042 $2,641
USAA $4,627 $2,334 $2,064

Cheapest Petersburg, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Petersburg, NY to rates for a clean record with top companies.

Annual Petersburg, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,152 $3,152 $4,630 $3,990
GEICO $1,619 $1,765 $3,259 $1,619
Liberty Mutual $3,990 $3,990 $8,041 $3,990
Nationwide $2,128 $2,128 $4,667 $2,176
Progressive $2,990 $2,990 $3,315 $3,008
State Farm $2,872 $2,872 $3,155 $3,155
Travelers $2,986 $3,737 $3,793 $3,480
USAA $2,670 $2,713 $3,937 $2,713

Cheapest Petersburg, NY Car Insurance for Teen Drivers

Teen car insurance in Petersburg, NY can be expensive. Take a look at rates from the top car insurance companies in Petersburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Petersburg, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,384 $7,982
GEICO $3,192 $4,685
Liberty Mutual $7,078 $11,473
Nationwide $3,734 $5,548
Progressive $6,334 $7,047
State Farm $5,564 $7,190
Travelers $5,871 $7,018
USAA $6,338 $7,543

Cheapest Petersburg, NY Car Insurance for Seniors

Take a look at Petersburg, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Petersburg, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,330 $2,374
GEICO $1,470 $1,449
Liberty Mutual $3,377 $3,377
Nationwide $1,980 $1,980
Progressive $1,466 $1,493
State Farm $1,646 $1,646
Travelers $2,280 $2,445
USAA $1,427 $1,426

Cheapest Petersburg, NY Car Insurance Rates After a DUI

A DUI in Petersburg, NY increases car insurance rates. Compare Petersburg, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Petersburg, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,630
GEICO $3,259
Liberty Mutual $8,041
Nationwide $4,667
Progressive $3,315
State Farm $3,155
Travelers $3,793
USAA $3,937

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Cheapest Petersburg, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Petersburg, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Petersburg, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,681 $3,782
GEICO $2,004 $2,126
Liberty Mutual $4,863 $5,142
Nationwide $2,775 $2,775
Progressive $3,076 $3,076
State Farm $2,910 $3,118
Travelers $3,499 $3,499
USAA $2,978 $3,038

The Best Cheap Car Insurance Companies in Petersburg, NY

Take a look at a side-by-side comparison of the top car insurance companies in Petersburg, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Petersburg, New York

Insurance Company Average Annual Rates
Allstate $3,731
GEICO $2,065
Liberty Mutual $5,003
Nationwide $2,775
Progressive $3,076
State Farm $3,014
Travelers $3,499
USAA $3,008

Category Winners: Cheapest Car Insurance in Petersburg, New York

Find the cheapest car insurance companies in Petersburg, NY for each category right here.

Best Annual Car Insurance Rates by Company in Petersburg, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Petersburg, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Petersburg car insurance rates. Find the cheapest Petersburg, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Petersburg, New York

Insurance Company Low Medium High
Allstate $3,548 $3,720 $3,926
GEICO $1,953 $2,059 $2,184
Liberty Mutual $4,785 $4,986 $5,237
Nationwide $2,614 $2,754 $2,955
Progressive $2,920 $3,059 $3,249
State Farm $2,867 $3,030 $3,145
Travelers $3,315 $3,463 $3,719
USAA $2,917 $2,994 $3,115

What affects car insurance rates in Petersburg, New York?

What factors can have an impact on Petersburg, NY car insurance? There are several reasons why Petersburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Petersburg, New York.

Traffic in Petersburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Petersburg, NY traffic data from INRIX ranks Petersburg as the 11th-most congested in the world.

Compare Car Insurance Quotes in Petersburg, NY

Ready to find affordable Petersburg, New York car insurance today? Enter your ZIP code for fast, free Petersburg, NY car insurance quotes.

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