Compare Petersburg, TN Car Insurance Rates (2021)

Car insurance in Petersburg, TN averages $291 a month. Petersburg, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Petersburg car insurance rates, compare quotes from the top car insurance companies in Petersburg, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Petersburg is State Farm
  • The cheapest car insurance company in Petersburg for teen drivers is State Farm
  • Average car insurance rates in Petersburg, TN after a DUI are $4,103/year

If you need to buy Petersburg, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Petersburg, TN is right here.

You’ll find Petersburg car insurance rates, the cheapest Petersburg, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Petersburg, Tennessee car insurance rates to Chattanooga car insurance rates, Memphis car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Petersburg, TN car insurance today? Enter your ZIP code for fast, free Petersburg car insurance quotes.

Cheapest Petersburg, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Petersburg, TN car insurance rates? Every Petersburg, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Petersburg, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,839 $2,734 $2,545 $2,643 $10,463 $11,377 $3,045 $3,159
Farmers $1,494 $1,521 $1,344 $1,469 $5,992 $6,376 $2,016 $2,132
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Liberty Mutual $3,672 $129 $3,014 $3,366 $14,799 $16,440 $3,944 $4,211
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,769 $1,674 $1,439 $1,503 $7,861 $8,857 $2,136 $2,339
State Farm $1,538 $1,538 $1,376 $1,376 $4,573 $5,719 $1,734 $2,021
Travelers $1,656 $1,741 $1,505 $1,600 $4,617 $5,695 $1,764 $1,855
USAA $1,580 $1,605 $1,426 $1,423 $5,728 $6,565 $2,065 $2,202

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Minimum Car Insurance in Petersburg, TN

Every driver must carry the minimum car insurance in Petersburg, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Petersburg, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Petersburg, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Petersburg, TN. Compare credit history car insurance rates in Petersburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Petersburg, Tennessee

Insurance Company Poor Fair Good
Allstate $6,193 $4,737 $3,622
Farmers $3,325 $2,597 $2,457
GEICO $3,591 $3,070 $2,822
Liberty Mutual $8,892 $5,442 $4,257
Nationwide $3,761 $2,980 $2,643
Progressive $3,884 $3,340 $3,118
State Farm $3,607 $2,164 $1,681
Travelers $3,247 $2,551 $1,864
USAA $4,096 $2,398 $1,977

Cheapest Petersburg, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Petersburg, TN to rates for a clean record with top companies.

Annual Petersburg, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,077 $4,851 $5,826 $4,649
Farmers $2,387 $2,947 $3,017 $2,821
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $5,028 $7,239 $6,738 $5,783
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,038 $3,936 $3,234 $3,580
State Farm $2,272 $2,696 $2,484 $2,484
Travelers $2,075 $2,662 $2,929 $2,551
USAA $2,048 $3,078 $3,627 $2,542

Cheapest Petersburg, TN Car Insurance for Teen Drivers

Teen car insurance in Petersburg, TN can be expensive. Take a look at rates from the top car insurance companies in Petersburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Petersburg, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,463 $11,377
Farmers $5,992 $6,376
GEICO $6,288 $6,418
Liberty Mutual $14,799 $16,440
Nationwide $5,414 $7,005
Progressive $7,861 $8,857
State Farm $4,573 $5,719
Travelers $4,617 $5,695
USAA $5,728 $6,565

Cheapest Petersburg, TN Car Insurance for Seniors

Take a look at Petersburg, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Petersburg, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,545 $2,643
Farmers $1,344 $1,469
GEICO $1,966 $1,966
Liberty Mutual $3,014 $3,366
Nationwide $1,818 $1,853
Progressive $1,439 $1,503
State Farm $1,376 $1,376
Travelers $1,505 $1,600
USAA $1,426 $1,423

Cheapest Petersburg, TN Car Insurance Rates After a DUI

A DUI in Petersburg, TN increases car insurance rates. Compare Petersburg, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Petersburg, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,826
Farmers $3,017
GEICO $5,001
Liberty Mutual $6,738
Nationwide $4,070
Progressive $3,234
State Farm $2,484
Travelers $2,929
USAA $3,627

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Cheapest Petersburg, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Petersburg, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Petersburg, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,851 $4,851
Farmers $2,793 $2,793
GEICO $3,145 $3,177
Liberty Mutual $6,197 $6,197
Nationwide $3,128 $3,128
Progressive $3,447 $3,447
State Farm $2,427 $2,542
Travelers $2,454 $2,654
USAA $2,745 $2,903

The Best Cheap Car Insurance Companies in Petersburg, TN

Take a look at a side-by-side comparison of the top car insurance companies in Petersburg, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Petersburg, Tennessee

Insurance Company Average Annual Rates
Allstate $4,851
Farmers $2,793
GEICO $3,161
Liberty Mutual $6,197
Nationwide $3,128
Progressive $3,447
State Farm $2,484
Travelers $2,554
USAA $2,824

Category Winners: Cheapest Car Insurance in Petersburg, Tennessee

Find the cheapest car insurance companies in Petersburg, TN for each category right here.

Best Annual Car Insurance Rates by Company in Petersburg, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Petersburg, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Petersburg car insurance rates. Find the cheapest Petersburg, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Petersburg, Tennessee

Insurance Company Low Medium High
Allstate $4,677 $4,839 $5,036
Farmers $2,636 $2,780 $2,963
GEICO $3,017 $3,154 $3,312
Liberty Mutual $5,944 $6,195 $6,451
Nationwide $3,154 $3,057 $3,173
Progressive $3,259 $3,447 $3,635
State Farm $2,365 $2,493 $2,594
Travelers $2,414 $2,552 $2,696
USAA $2,738 $2,814 $2,920

What affects car insurance rates in Petersburg, Tennessee?

What factors can have an impact on Petersburg, TN car insurance? There are several reasons why Petersburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Petersburg, Tennessee.

Commute Time in Petersburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Petersburg, TN is 29.9 minutes according to City-Data.

Traffic in Petersburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Petersburg, TN traffic data from INRIX ranks Petersburg as the 11th-most congested in the world.

Compare Car Insurance Quotes in Petersburg, TN

Ready to find affordable Petersburg, Tennessee car insurance today? Enter your ZIP code for fast, free Petersburg, TN car insurance quotes.

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