Compare Phelan, CA Car Insurance Rates (2021)

Car insurance in Phelan, CA averages $311 a month. Phelan, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Phelan car insurance rates, compare quotes from the top car insurance companies in Phelan, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Phelan for teen drivers is USAA
  • Average car insurance rates in Phelan, CA are $3,735/year
  • Average car insurance rates in Phelan, CA after a DUI are $5,269/year

If you need to buy Phelan, California car insurance, the options can be confusing. Everything you need to know about car insurance in Phelan, CA is right here.

You’ll find Phelan car insurance rates, the cheapest Phelan, CA car insurance companies, and information on California car insurance laws. You can also compare Phelan, California car insurance rates to San Francisco car insurance rates, Bakersfield car insurance rates, and San Jose car insurance rates.

Ready to find affordable Phelan, CA car insurance today? Enter your ZIP code for fast, free Phelan car insurance quotes.

Cheapest Phelan, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phelan, CA car insurance rates? Every Phelan, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phelan, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,140 $3,131 $2,285 $2,300 $8,765 $10,996 $4,001 $4,364
Farmers $2,606 $2,606 $2,343 $2,343 $8,282 $13,608 $3,085 $3,432
GEICO $1,788 $1,788 $1,681 $1,681 $5,422 $5,519 $2,566 $2,626
Liberty Mutual $2,219 $2,094 $2,070 $2,002 $4,803 $5,136 $2,493 $2,526
Nationwide $3,161 $3,014 $2,783 $2,619 $8,082 $8,925 $3,770 $3,714
Progressive $1,747 $1,797 $1,497 $1,771 $4,685 $5,632 $2,528 $2,717
State Farm $3,577 $3,577 $3,196 $3,196 $6,601 $8,190 $3,961 $4,083
Travelers $2,675 $2,590 $2,362 $2,336 $5,551 $6,385 $3,503 $3,419
USAA $1,932 $1,829 $1,887 $1,892 $4,422 $4,433 $2,667 $2,519

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Minimum Car Insurance in Phelan, CA

Every driver must carry the minimum car insurance in Phelan, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Phelan, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Phelan, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phelan, CA to rates for a clean record with top companies.

Annual Phelan, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,932 $4,938 $7,774 $3,847
Farmers $3,537 $4,819 $6,010 $4,787
GEICO $2,016 $3,112 $3,906 $2,501
Liberty Mutual $2,532 $3,392 $3,063 $2,684
Nationwide $3,146 $4,035 $6,817 $4,035
Progressive $1,827 $3,114 $3,613 $2,633
State Farm $3,246 $3,871 $7,307 $3,767
Travelers $2,389 $3,924 $4,564 $3,534
USAA $1,792 $2,666 $4,370 $1,963

Cheapest Phelan, CA Car Insurance for Teen Drivers

Teen car insurance in Phelan, CA can be expensive. Take a look at rates from the top car insurance companies in Phelan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phelan, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,765 $10,996
Farmers $8,282 $13,608
GEICO $5,422 $5,519
Liberty Mutual $4,803 $5,136
Nationwide $8,082 $8,925
Progressive $4,685 $5,632
State Farm $6,601 $8,190
Travelers $5,551 $6,385
USAA $4,422 $4,433

Cheapest Phelan, CA Car Insurance for Seniors

Take a look at Phelan, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phelan, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,285 $2,300
Farmers $2,343 $2,343
GEICO $1,681 $1,681
Liberty Mutual $2,070 $2,002
Nationwide $2,783 $2,619
Progressive $1,497 $1,771
State Farm $3,196 $3,196
Travelers $2,362 $2,336
USAA $1,887 $1,892

Cheapest Phelan, CA Car Insurance Rates After a DUI

A DUI in Phelan, CA increases car insurance rates. Compare Phelan, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phelan, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,774
Farmers $6,010
GEICO $3,906
Liberty Mutual $3,063
Nationwide $6,817
Progressive $3,613
State Farm $7,307
Travelers $4,564
USAA $4,370

Cheapest Phelan, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phelan, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phelan, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,391 $5,355
Farmers $4,345 $5,231
GEICO $2,620 $3,148
Liberty Mutual $2,677 $3,159
Nationwide $3,980 $5,037
Progressive $2,538 $3,055
State Farm $4,382 $4,713
Travelers $3,237 $3,968
USAA $2,484 $2,911

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The Best Cheap Car Insurance Companies in Phelan, CA

Take a look at a side-by-side comparison of the top car insurance companies in Phelan, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phelan, California

Insurance Company Average Annual Rates
Allstate $4,873
Farmers $4,788
GEICO $2,884
Liberty Mutual $2,918
Nationwide $4,509
Progressive $2,797
State Farm $4,548
Travelers $3,603
USAA $2,698

Category Winners: Cheapest Car Insurance in Phelan, California

Find the cheapest car insurance companies in Phelan, CA for each category right here.

Best Annual Car Insurance Rates by Company in Phelan, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Phelan, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phelan car insurance rates. Find the cheapest Phelan, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phelan, California

Insurance Company Low Medium High
Allstate $4,584 $4,918 $5,116
Farmers $4,473 $4,821 $5,070
GEICO $2,584 $2,915 $3,152
Liberty Mutual $2,708 $2,943 $3,103
Nationwide $4,018 $4,592 $4,916
Progressive $2,481 $2,885 $3,024
State Farm $4,092 $4,628 $4,923
Travelers $3,160 $3,693 $3,955
USAA $2,432 $2,752 $2,908

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What affects car insurance rates in Phelan, California?

What factors can have an impact on Phelan, CA car insurance? There are several reasons why Phelan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Phelan, California.

Commute Time in Phelan

The more time you spend in your car the higher the risk of an accident. The average commute length in Phelan, CA is 42.6 minutes according to City-Data.

Compare Car Insurance Quotes in Phelan, CA

Ready to find affordable Phelan, California car insurance today? Enter your ZIP code for fast, free Phelan, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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