Compare Philippi, WV Car Insurance Rates (2021)

Car insurance in Philippi, WV averages $324 a month. Philippi, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Philippi car insurance rates, compare quotes from the top car insurance companies in Philippi, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Philippi, WV are $3,886/year
  • Average car insurance rates in Philippi, WV after a DUI are $4,747/year
  • The cheapest car insurance company in Philippi is State Farm

If you need to buy Philippi, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Philippi, WV is right here.

You’ll find Philippi car insurance rates, the cheapest Philippi, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Philippi, West Virginia car insurance rates to Beckley car insurance rates, Charleston car insurance rates, and Fairmont car insurance rates.

Ready to find affordable Philippi, WV car insurance today? Enter your ZIP code for fast, free Philippi car insurance quotes.

Cheapest Philippi, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Philippi, WV car insurance rates? Every Philippi, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Philippi, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,771 $2,590 $2,463 $2,472 $9,544 $9,959 $3,102 $3,119
GEICO $2,447 $2,412 $2,328 $2,256 $6,041 $7,285 $2,351 $2,450
Liberty Mutual $3,685 $3,998 $2,958 $3,597 $14,030 $15,821 $3,806 $4,195
Nationwide $2,040 $2,079 $1,851 $1,950 $5,197 $6,609 $2,290 $2,458
Progressive $2,333 $2,254 $2,138 $2,142 $9,970 $11,221 $2,810 $2,909
State Farm $1,730 $1,730 $1,542 $1,542 $3,748 $4,842 $2,039 $1,619
USAA $1,704 $1,682 $1,578 $1,596 $5,584 $6,194 $2,204 $2,373

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Minimum Car Insurance in Philippi, WV

Every driver must carry the minimum car insurance in Philippi, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Philippi, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Philippi, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Philippi, WV. Compare credit history car insurance rates in Philippi from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Philippi, West Virginia

Insurance Company Poor Fair Good
Allstate $5,459 $4,336 $3,713
GEICO $4,155 $3,379 $2,804
Liberty Mutual $9,323 $5,719 $4,492
Nationwide $3,488 $2,946 $2,744
Progressive $5,022 $4,354 $4,040
State Farm $3,378 $2,056 $1,613
USAA $4,233 $2,424 $1,936

Cheapest Philippi, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Philippi, WV to rates for a clean record with top companies.

Annual Philippi, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,839 $4,523 $5,323 $4,324
GEICO $2,136 $3,431 $5,925 $2,292
Liberty Mutual $5,332 $6,733 $7,466 $6,515
Nationwide $2,437 $3,249 $3,819 $2,732
Progressive $3,799 $5,075 $4,547 $4,467
State Farm $2,168 $2,530 $2,349 $2,349
USAA $2,255 $2,660 $3,797 $2,746

Cheapest Philippi, WV Car Insurance for Teen Drivers

Teen car insurance in Philippi, WV can be expensive. Take a look at rates from the top car insurance companies in Philippi for teenagers.

Annual Car Insurance Rates for Teen Drivers in Philippi, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,544 $9,959
GEICO $6,041 $7,285
Liberty Mutual $14,030 $15,821
Nationwide $5,197 $6,609
Progressive $9,970 $11,221
State Farm $3,748 $4,842
USAA $5,584 $6,194

Cheapest Philippi, WV Car Insurance for Seniors

Take a look at Philippi, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Philippi, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,463 $2,472
GEICO $2,328 $2,256
Liberty Mutual $2,958 $3,597
Nationwide $1,851 $1,950
Progressive $2,138 $2,142
State Farm $1,542 $1,542
USAA $1,578 $1,596

Cheapest Philippi, WV Car Insurance Rates After a DUI

A DUI in Philippi, WV increases car insurance rates. Compare Philippi, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Philippi, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,323
GEICO $5,925
Liberty Mutual $7,466
Nationwide $3,819
Progressive $4,547
State Farm $2,349
USAA $3,797

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Cheapest Philippi, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Philippi, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Philippi, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,502 $4,502
GEICO $3,409 $3,483
Liberty Mutual $6,511 $6,511
Nationwide $3,059 $3,059
Progressive $4,472 $4,472
State Farm $2,288 $2,410
USAA $2,831 $2,898

The Best Cheap Car Insurance Companies in Philippi, WV

Take a look at a side-by-side comparison of the top car insurance companies in Philippi, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Philippi, West Virginia

Insurance Company Average Annual Rates
Allstate $4,502
GEICO $3,446
Liberty Mutual $6,511
Nationwide $3,059
Progressive $4,472
State Farm $2,349
USAA $2,864

Category Winners: Cheapest Car Insurance in Philippi, West Virginia

Find the cheapest car insurance companies in Philippi, WV for each category right here.

Best Annual Car Insurance Rates by Company in Philippi, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Philippi, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Philippi car insurance rates. Find the cheapest Philippi, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Philippi, West Virginia

Insurance Company Low Medium High
Allstate $4,357 $4,496 $4,654
GEICO $3,259 $3,453 $3,626
Liberty Mutual $6,199 $6,497 $6,838
Nationwide $3,033 $3,039 $3,106
Progressive $4,314 $4,431 $4,671
State Farm $2,224 $2,342 $2,481
USAA $2,769 $2,859 $2,964

What affects car insurance rates in Philippi, West Virginia?

What factors can have an impact on Philippi, WV car insurance? There are several reasons why Philippi car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Philippi, West Virginia.

Commute Time in Philippi

The more time you spend in your car the higher the risk of an accident. The average commute length in Philippi, WV is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Philippi, WV

Ready to find affordable Philippi, West Virginia car insurance today? Enter your ZIP code for fast, free Philippi, WV car insurance quotes.

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