Compare Phillips, ME Car Insurance Rates (2021)

Car insurance in Phillips, ME averages $221 a month. Phillips, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Phillips car insurance rates, compare quotes from the top car insurance companies in Phillips, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Phillips is USAA
  • The cheapest car insurance company in Phillips for teen drivers is GEICO
  • Average car insurance rates in Phillips, ME are $2,651/year

If you need to buy Phillips, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Phillips, ME is right here.

You’ll find Phillips car insurance rates, the cheapest Phillips, ME car insurance companies, and information on Maine car insurance laws. You can also compare Phillips, Maine car insurance rates to South Portland car insurance rates, Auburn car insurance rates, and Portland car insurance rates.

Ready to find affordable Phillips, ME car insurance today? Enter your ZIP code for fast, free Phillips car insurance quotes.

Cheapest Phillips, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phillips, ME car insurance rates? Every Phillips, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phillips, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,807 $1,860 $1,615 $1,752 $4,431 $5,929 $1,975 $2,210
Farmers $1,682 $1,702 $1,565 $1,694 $5,113 $5,737 $1,958 $2,034
GEICO $1,022 $1,059 $1,022 $1,022 $2,454 $3,196 $1,115 $1,193
Liberty Mutual $3,075 $3,075 $2,928 $2,928 $6,548 $9,806 $3,075 $4,336
Progressive $1,940 $1,903 $1,940 $1,903 $7,995 $8,993 $2,264 $2,563
State Farm $1,361 $1,361 $1,282 $1,282 $4,328 $5,396 $1,518 $1,663
Travelers $1,244 $1,295 $1,127 $1,155 $4,945 $6,678 $1,247 $1,455
USAA $887 $877 $881 $863 $2,891 $3,194 $1,130 $1,191

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Minimum Car Insurance in Phillips, ME

Every driver must carry the minimum car insurance in Phillips, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Phillips, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Phillips, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Phillips, ME. Compare credit history car insurance rates in Phillips from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Phillips, Maine

Insurance Company Poor Fair Good
Allstate $3,398 $2,577 $2,116
Farmers $3,134 $2,564 $2,360
GEICO $2,033 $1,348 $1,150
Liberty Mutual $6,226 $4,034 $3,155
Progressive $4,179 $3,571 $3,312
State Farm $3,312 $1,978 $1,532
Travelers $2,818 $2,307 $2,054
USAA $1,956 $1,343 $1,168

Cheapest Phillips, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phillips, ME to rates for a clean record with top companies.

Annual Phillips, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,211 $2,984 $3,103 $2,491
Farmers $2,352 $2,991 $2,596 $2,805
GEICO $1,095 $1,546 $2,306 $1,095
Liberty Mutual $3,464 $4,054 $6,611 $3,759
Progressive $2,960 $4,982 $3,292 $3,517
State Farm $2,065 $2,483 $2,274 $2,274
Travelers $1,997 $2,220 $2,769 $2,586
USAA $1,133 $1,489 $2,088 $1,246

Cheapest Phillips, ME Car Insurance for Teen Drivers

Teen car insurance in Phillips, ME can be expensive. Take a look at rates from the top car insurance companies in Phillips for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phillips, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,431 $5,929
Farmers $5,113 $5,737
GEICO $2,454 $3,196
Liberty Mutual $6,548 $9,806
Progressive $7,995 $8,993
State Farm $4,328 $5,396
Travelers $4,945 $6,678
USAA $2,891 $3,194

Cheapest Phillips, ME Car Insurance for Seniors

Take a look at Phillips, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phillips, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,615 $1,752
Farmers $1,565 $1,694
GEICO $1,022 $1,022
Liberty Mutual $2,928 $2,928
Progressive $1,940 $1,903
State Farm $1,282 $1,282
Travelers $1,127 $1,155
USAA $881 $863

Cheapest Phillips, ME Car Insurance Rates After a DUI

A DUI in Phillips, ME increases car insurance rates. Compare Phillips, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phillips, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,103
Farmers $2,596
GEICO $2,306
Liberty Mutual $6,611
Progressive $3,292
State Farm $2,274
Travelers $2,769
USAA $2,088

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Cheapest Phillips, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phillips, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phillips, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,697 $2,697
Farmers $2,686 $2,686
GEICO $1,486 $1,535
Liberty Mutual $4,379 $4,564
Progressive $3,688 $3,688
State Farm $2,200 $2,348
Travelers $2,393 $2,393
USAA $1,447 $1,531

The Best Cheap Car Insurance Companies in Phillips, ME

Take a look at a side-by-side comparison of the top car insurance companies in Phillips, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phillips, Maine

Insurance Company Average Annual Rates
Allstate $2,697
Farmers $2,686
GEICO $1,511
Liberty Mutual $4,472
Progressive $3,688
State Farm $2,274
Travelers $2,393
USAA $1,489

Category Winners: Cheapest Car Insurance in Phillips, Maine

Find the cheapest car insurance companies in Phillips, ME for each category right here.

Best Annual Car Insurance Rates by Company in Phillips, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Phillips, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phillips car insurance rates. Find the cheapest Phillips, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phillips, Maine

Insurance Company Low Medium High
Allstate $2,658 $2,660 $2,774
Farmers $2,583 $2,598 $2,876
GEICO $1,483 $1,491 $1,558
Liberty Mutual $4,422 $4,422 $4,572
Progressive $3,617 $3,622 $3,824
State Farm $2,218 $2,251 $2,353
Travelers $2,357 $2,361 $2,462
USAA $1,461 $1,472 $1,534

Compare Car Insurance Quotes in Phillips, ME

Ready to find affordable Phillips, Maine car insurance today? Enter your ZIP code for fast, free Phillips, ME car insurance quotes.

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