Compare Phillips, WI Car Insurance Rates (2021)

Car insurance in Phillips, WI averages $252 a month. Phillips, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Phillips car insurance rates, compare quotes from the top car insurance companies in Phillips, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Phillips, WI after a DUI are $3,364/year
  • Average car insurance rates in Phillips, WI are $3,025/year
  • The cheapest car insurance company in Phillips for teen drivers is American Family

If you need to buy Phillips, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Phillips, WI is right here.

You’ll find Phillips car insurance rates, the cheapest Phillips, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Phillips, Wisconsin car insurance rates to Green Bay car insurance rates, La Crosse car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Phillips, WI car insurance today? Enter your ZIP code for fast, free Phillips car insurance quotes.

Cheapest Phillips, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phillips, WI car insurance rates? Every Phillips, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phillips, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,308 $2,439 $2,124 $2,351 $7,292 $9,350 $2,354 $2,562
American Family $991 $1,040 $921 $934 $2,654 $2,939 $1,160 $1,237
Farmers $1,909 $1,915 $1,699 $1,788 $8,604 $8,928 $2,167 $2,289
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,661 $1,604 $1,359 $1,404 $5,926 $6,716 $2,002 $2,175
State Farm $1,408 $1,408 $1,232 $1,232 $3,743 $4,758 $1,581 $1,795
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

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Minimum Car Insurance in Phillips, WI

Every driver must carry the minimum car insurance in Phillips, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Phillips, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Phillips, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Phillips, WI. Compare credit history car insurance rates in Phillips from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Phillips, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,056 $3,476 $3,010
American Family $1,986 $1,310 $1,157
Farmers $4,154 $3,492 $3,342
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,278 $2,748 $2,542
State Farm $3,199 $1,836 $1,398
USAA $3,216 $1,680 $1,337

Cheapest Phillips, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phillips, WI to rates for a clean record with top companies.

Annual Phillips, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,155 $4,321 $4,025 $3,889
American Family $1,420 $1,506 $1,506 $1,506
Farmers $3,198 $4,017 $3,809 $3,626
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,624 $3,147 $2,714 $2,939
State Farm $1,990 $2,299 $2,145 $2,145
USAA $1,633 $2,047 $2,771 $1,860

Cheapest Phillips, WI Car Insurance for Teen Drivers

Teen car insurance in Phillips, WI can be expensive. Take a look at rates from the top car insurance companies in Phillips for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phillips, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,292 $9,350
American Family $2,654 $2,939
Farmers $8,604 $8,928
GEICO $4,697 $5,064
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $5,926 $6,716
State Farm $3,743 $4,758
USAA $3,456 $4,029

Cheapest Phillips, WI Car Insurance for Seniors

Take a look at Phillips, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phillips, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,124 $2,351
American Family $921 $934
Farmers $1,699 $1,788
GEICO $1,472 $1,670
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,359 $1,404
State Farm $1,232 $1,232
USAA $1,252 $1,283

Cheapest Phillips, WI Car Insurance Rates After a DUI

A DUI in Phillips, WI increases car insurance rates. Compare Phillips, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phillips, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,025
American Family $1,506
Farmers $3,809
GEICO $2,949
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,714
State Farm $2,145
USAA $2,771

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Cheapest Phillips, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phillips, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phillips, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,755 $3,940
American Family $1,460 $1,509
Farmers $3,663 $3,663
GEICO $2,281 $2,384
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,856 $2,856
State Farm $2,093 $2,197
USAA $2,050 $2,105

The Best Cheap Car Insurance Companies in Phillips, WI

Take a look at a side-by-side comparison of the top car insurance companies in Phillips, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phillips, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,848
American Family $1,484
Farmers $3,663
GEICO $2,333
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,856
State Farm $2,145
USAA $2,078

Category Winners: Cheapest Car Insurance in Phillips, Wisconsin

Find the cheapest car insurance companies in Phillips, WI for each category right here.

Best Annual Car Insurance Rates by Company in Phillips, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Phillips, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phillips car insurance rates. Find the cheapest Phillips, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phillips, Wisconsin

Insurance Company Low Medium High
Allstate $3,686 $3,838 $4,018
American Family $1,471 $1,497 $1,485
Farmers $3,418 $3,636 $3,933
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,733 $2,873 $2,962
State Farm $2,048 $2,149 $2,237
USAA $2,009 $2,079 $2,145

What affects car insurance rates in Phillips, Wisconsin?

What factors can have an impact on Phillips, WI car insurance? There are several reasons why Phillips car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Phillips, Wisconsin.

Car Theft in Phillips

High levels of vehicle theft can make car insurance more expensive. Phillips, WI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Phillips

The more time you spend in your car the higher the risk of an accident. The average commute length in Phillips, WI is 15.2 minutes according to City-Data.

Compare Car Insurance Quotes in Phillips, WI

Ready to find affordable Phillips, Wisconsin car insurance today? Enter your ZIP code for fast, free Phillips, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State