Compare Phillipsburg, GA Car Insurance Rates (2021)

Car insurance in Phillipsburg, GA averages $361 a month. Phillipsburg, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Phillipsburg car insurance rates, compare quotes from the top car insurance companies in Phillipsburg, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Phillipsburg is GEICO
  • The cheapest car insurance company in Phillipsburg for teen drivers is GEICO
  • Average car insurance rates in Phillipsburg, GA are $4,337/year

If you need to buy Phillipsburg, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Phillipsburg, GA is right here.

You’ll find Phillipsburg car insurance rates, the cheapest Phillipsburg, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Phillipsburg, Georgia car insurance rates to Columbus car insurance rates, Savannah car insurance rates, and Warner Robins car insurance rates.

Ready to find affordable Phillipsburg, GA car insurance today? Enter your ZIP code for fast, free Phillipsburg car insurance quotes.

Cheapest Phillipsburg, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phillipsburg, GA car insurance rates? Every Phillipsburg, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phillipsburg, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,664 $1,635 $1,604 $1,604 $4,814 $5,757 $2,110 $2,354
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $2,848 $2,945 $2,816 $3,092 $8,605 $11,065 $3,448 $3,736
Progressive $2,510 $2,334 $2,155 $2,256 $7,769 $8,617 $2,923 $3,087
State Farm $1,817 $1,817 $1,633 $1,633 $4,850 $6,360 $1,994 $2,157
USAA $1,638 $1,638 $1,516 $1,526 $5,808 $6,883 $2,038 $2,254

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Minimum Car Insurance in Phillipsburg, GA

Every driver must carry the minimum car insurance in Phillipsburg, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Phillipsburg, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Phillipsburg, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Phillipsburg, GA. Compare credit history car insurance rates in Phillipsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Phillipsburg, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,387 $2,380 $2,312
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $5,716 $4,653 $4,089
Progressive $4,472 $3,842 $3,555
State Farm $3,940 $2,458 $1,950
USAA $3,797 $2,666 $2,275

Cheapest Phillipsburg, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phillipsburg, GA to rates for a clean record with top companies.

Annual Phillipsburg, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,805 $2,271 $4,673 $2,023
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $3,728 $4,364 $6,681 $4,505
Progressive $3,122 $5,432 $3,641 $3,630
State Farm $2,536 $3,030 $2,783 $2,783
USAA $2,233 $2,820 $4,110 $2,487

Cheapest Phillipsburg, GA Car Insurance for Teen Drivers

Teen car insurance in Phillipsburg, GA can be expensive. Take a look at rates from the top car insurance companies in Phillipsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phillipsburg, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $4,814 $5,757
Liberty Mutual $20,620 $23,033
Nationwide $8,605 $11,065
Progressive $7,769 $8,617
State Farm $4,850 $6,360
USAA $5,808 $6,883

Cheapest Phillipsburg, GA Car Insurance for Seniors

Take a look at Phillipsburg, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phillipsburg, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,604 $1,604
Liberty Mutual $4,088 $4,641
Nationwide $2,816 $3,092
Progressive $2,155 $2,256
State Farm $1,633 $1,633
USAA $1,516 $1,526

Cheapest Phillipsburg, GA Car Insurance Rates After a DUI

A DUI in Phillipsburg, GA increases car insurance rates. Compare Phillipsburg, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phillipsburg, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,103
GEICO $4,673
Liberty Mutual $10,982
Nationwide $6,681
Progressive $3,641
State Farm $2,783
USAA $4,110

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Cheapest Phillipsburg, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phillipsburg, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phillipsburg, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,646 $2,740
Liberty Mutual $9,217 $9,217
Nationwide $4,819 $4,819
Progressive $3,956 $3,956
State Farm $2,783 $2,783
USAA $2,780 $3,045

The Best Cheap Car Insurance Companies in Phillipsburg, GA

Take a look at a side-by-side comparison of the top car insurance companies in Phillipsburg, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phillipsburg, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,693
Liberty Mutual $9,217
Nationwide $4,819
Progressive $3,956
State Farm $2,783
USAA $2,913

Category Winners: Cheapest Car Insurance in Phillipsburg, Georgia

Find the cheapest car insurance companies in Phillipsburg, GA for each category right here.

Best Annual Car Insurance Rates by Company in Phillipsburg, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Phillipsburg, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phillipsburg car insurance rates. Find the cheapest Phillipsburg, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phillipsburg, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,515 $2,704 $2,858
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $4,641 $4,904 $4,914
Progressive $3,691 $3,905 $4,272
State Farm $2,605 $2,784 $2,959
USAA $2,779 $2,897 $3,062

What affects car insurance rates in Phillipsburg, Georgia?

What factors can have an impact on Phillipsburg, GA car insurance? There are several reasons why Phillipsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Phillipsburg, Georgia.

Commute Time in Phillipsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Phillipsburg, GA is 16.7 minutes according to City-Data.

Compare Car Insurance Quotes in Phillipsburg, GA

Ready to find affordable Phillipsburg, Georgia car insurance today? Enter your ZIP code for fast, free Phillipsburg, GA car insurance quotes.

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