Compare Phillipsburg, OH Car Insurance Rates (2021)

Car insurance in Phillipsburg, OH averages $239 a month. Phillipsburg, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Phillipsburg car insurance rates, compare quotes from the top car insurance companies in Phillipsburg, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Phillipsburg, OH are $2,869/year
  • The cheapest car insurance company in Phillipsburg is USAA
  • Average car insurance rates in Phillipsburg, OH after a DUI are $3,315/year

If you need to buy Phillipsburg, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Phillipsburg, OH is right here.

You’ll find Phillipsburg car insurance rates, the cheapest Phillipsburg, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Phillipsburg, Ohio car insurance rates to Canton car insurance rates, Cincinnati car insurance rates, and Lorain car insurance rates.

Ready to find affordable Phillipsburg, OH car insurance today? Enter your ZIP code for fast, free Phillipsburg car insurance quotes.

Cheapest Phillipsburg, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phillipsburg, OH car insurance rates? Every Phillipsburg, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phillipsburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,975 $1,967 $1,781 $1,903 $5,465 $6,266 $2,077 $2,219
American Family $979 $1,016 $900 $904 $3,047 $3,309 $1,209 $1,274
Farmers $1,811 $1,801 $1,598 $1,688 $7,892 $8,157 $2,029 $2,118
GEICO $1,251 $1,222 $1,176 $1,189 $3,383 $3,154 $1,388 $1,180
Liberty Mutual $2,153 $2,347 $1,655 $2,007 $11,473 $12,958 $2,286 $2,500
Nationwide $2,209 $2,219 $1,995 $2,008 $5,713 $7,355 $2,366 $2,751
Progressive $1,999 $1,874 $1,672 $1,729 $9,031 $10,159 $2,377 $2,463
State Farm $1,524 $1,524 $1,374 $1,374 $4,910 $6,160 $1,775 $2,038
Travelers $1,451 $1,472 $1,445 $1,434 $6,251 $9,834 $1,514 $1,729
USAA $842 $848 $800 $800 $2,580 $2,873 $1,123 $1,213

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Minimum Car Insurance in Phillipsburg, OH

Every driver must carry the minimum car insurance in Phillipsburg, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Phillipsburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Phillipsburg, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Phillipsburg, OH. Compare credit history car insurance rates in Phillipsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Phillipsburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,791 $2,766 $2,313
American Family $2,095 $1,431 $1,214
Farmers $3,843 $3,236 $3,081
GEICO $2,088 $1,743 $1,397
Liberty Mutual $6,694 $4,107 $3,215
Nationwide $4,016 $3,235 $2,730
Progressive $4,382 $3,802 $3,555
State Farm $3,684 $2,276 $1,794
Travelers $3,514 $3,056 $2,854
USAA $1,798 $1,273 $1,085

Cheapest Phillipsburg, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phillipsburg, OH to rates for a clean record with top companies.

Annual Phillipsburg, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,489 $3,001 $3,523 $2,813
American Family $1,514 $1,602 $1,602 $1,602
Farmers $2,789 $3,594 $3,506 $3,657
GEICO $1,181 $1,708 $2,481 $1,601
Liberty Mutual $3,925 $5,038 $5,145 $4,581
Nationwide $2,669 $3,391 $4,299 $2,949
Progressive $3,369 $4,599 $3,596 $4,088
State Farm $2,346 $2,824 $2,585 $2,585
Travelers $2,309 $3,014 $4,550 $2,691
USAA $1,066 $1,427 $1,867 $1,180

Cheapest Phillipsburg, OH Car Insurance for Teen Drivers

Teen car insurance in Phillipsburg, OH can be expensive. Take a look at rates from the top car insurance companies in Phillipsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phillipsburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,465 $6,266
American Family $3,047 $3,309
Farmers $7,892 $8,157
GEICO $3,383 $3,154
Liberty Mutual $11,473 $12,958
Nationwide $5,713 $7,355
Progressive $9,031 $10,159
State Farm $4,910 $6,160
Travelers $6,251 $9,834
USAA $2,580 $2,873

Cheapest Phillipsburg, OH Car Insurance for Seniors

Take a look at Phillipsburg, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phillipsburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,781 $1,903
American Family $900 $904
Farmers $1,598 $1,688
GEICO $1,176 $1,189
Liberty Mutual $1,655 $2,007
Nationwide $1,995 $2,008
Progressive $1,672 $1,729
State Farm $1,374 $1,374
Travelers $1,445 $1,434
USAA $800 $800

Cheapest Phillipsburg, OH Car Insurance Rates After a DUI

A DUI in Phillipsburg, OH increases car insurance rates. Compare Phillipsburg, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phillipsburg, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,523
American Family $1,602
Farmers $3,506
GEICO $2,481
Liberty Mutual $5,145
Nationwide $4,299
Progressive $3,596
State Farm $2,585
Travelers $4,550
USAA $1,867

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Cheapest Phillipsburg, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phillipsburg, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phillipsburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,957 $2,957
American Family $1,561 $1,599
Farmers $3,387 $3,387
GEICO $1,714 $1,772
Liberty Mutual $4,672 $4,672
Nationwide $3,327 $3,327
Progressive $3,913 $3,913
State Farm $2,520 $2,650
Travelers $3,141 $3,141
USAA $1,333 $1,437

The Best Cheap Car Insurance Companies in Phillipsburg, OH

Take a look at a side-by-side comparison of the top car insurance companies in Phillipsburg, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phillipsburg, Ohio

Insurance Company Average Annual Rates
Allstate $2,957
American Family $1,580
Farmers $3,387
GEICO $1,743
Liberty Mutual $4,672
Nationwide $3,327
Progressive $3,913
State Farm $2,585
Travelers $3,141
USAA $1,385

Category Winners: Cheapest Car Insurance in Phillipsburg, Ohio

Find the cheapest car insurance companies in Phillipsburg, OH for each category right here.

Best Annual Car Insurance Rates by Company in Phillipsburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Phillipsburg, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phillipsburg car insurance rates. Find the cheapest Phillipsburg, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phillipsburg, Ohio

Insurance Company Low Medium High
Allstate $2,873 $2,951 $3,045
American Family $1,545 $1,591 $1,603
Farmers $3,216 $3,337 $3,608
GEICO $1,690 $1,735 $1,803
Liberty Mutual $4,510 $4,694 $4,812
Nationwide $3,683 $3,224 $3,074
Progressive $3,731 $3,873 $4,136
State Farm $2,447 $2,594 $2,713
Travelers $3,063 $3,182 $3,179
USAA $1,327 $1,384 $1,445

What affects car insurance rates in Phillipsburg, Ohio?

What factors can have an impact on Phillipsburg, OH car insurance? There are several reasons why Phillipsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Phillipsburg, Ohio.

Commute Time in Phillipsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Phillipsburg, OH is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Phillipsburg, OH

Ready to find affordable Phillipsburg, Ohio car insurance today? Enter your ZIP code for fast, free Phillipsburg, OH car insurance quotes.

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