Compare Philomont, VA Car Insurance Rates (2021)

Car insurance in Philomont, VA averages $203 a month. Philomont, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Philomont car insurance rates, compare quotes from the top car insurance companies in Philomont, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Philomont is GEICO
  • Average car insurance rates in Philomont, VA are $2,431/year
  • The cheapest car insurance company in Philomont for teen drivers is GEICO

If you need to buy Philomont, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Philomont, VA is right here.

You’ll find Philomont car insurance rates, the cheapest Philomont, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Philomont, Virginia car insurance rates to Portsmouth car insurance rates, Suffolk car insurance rates, and Newport News car insurance rates.

Ready to find affordable Philomont, VA car insurance today? Enter your ZIP code for fast, free Philomont car insurance quotes.

Cheapest Philomont, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Philomont, VA car insurance rates? Every Philomont, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Philomont, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,168 $2,044 $2,154 $2,154 $6,878 $7,899 $2,823 $2,822
GEICO $1,354 $1,346 $1,286 $1,286 $2,937 $3,916 $1,574 $1,550
Nationwide $1,465 $1,472 $1,301 $1,334 $3,535 $4,544 $1,618 $1,757
Progressive $1,249 $1,189 $1,125 $1,130 $5,688 $6,394 $1,515 $1,554
State Farm $1,526 $1,526 $1,390 $1,390 $4,789 $6,004 $1,730 $1,992
USAA $1,136 $1,116 $1,069 $1,070 $3,571 $4,241 $1,458 $1,597

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Minimum Car Insurance in Philomont, VA

Every driver must carry the minimum car insurance in Philomont, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Philomont, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Philomont, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Philomont, VA. Compare credit history car insurance rates in Philomont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Philomont, Virginia

Insurance Company Poor Fair Good
Allstate $4,404 $3,538 $2,912
GEICO $2,118 $1,800 $1,800
Nationwide $2,515 $2,027 $1,842
Progressive $2,769 $2,417 $2,256
State Farm $3,619 $2,242 $1,770
USAA $2,549 $1,738 $1,435

Cheapest Philomont, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Philomont, VA to rates for a clean record with top companies.

Annual Philomont, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $4,321 $3,975 $3,483
GEICO $1,450 $1,879 $2,844 $1,450
Nationwide $1,852 $1,852 $2,710 $2,100
Progressive $2,121 $2,806 $2,526 $2,469
State Farm $2,311 $2,776 $2,543 $2,543
USAA $1,476 $1,920 $2,532 $1,701

Cheapest Philomont, VA Car Insurance for Teen Drivers

Teen car insurance in Philomont, VA can be expensive. Take a look at rates from the top car insurance companies in Philomont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Philomont, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,878 $7,899
GEICO $2,937 $3,916
Nationwide $3,535 $4,544
Progressive $5,688 $6,394
State Farm $4,789 $6,004
USAA $3,571 $4,241

Cheapest Philomont, VA Car Insurance for Seniors

Take a look at Philomont, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Philomont, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,154 $2,154
GEICO $1,286 $1,286
Nationwide $1,301 $1,334
Progressive $1,125 $1,130
State Farm $1,390 $1,390
USAA $1,069 $1,070

Cheapest Philomont, VA Car Insurance Rates After a DUI

A DUI in Philomont, VA increases car insurance rates. Compare Philomont, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Philomont, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,975
GEICO $2,844
Nationwide $2,710
Progressive $2,526
State Farm $2,543
USAA $2,532

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Cheapest Philomont, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Philomont, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Philomont, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,507 $3,728
GEICO $1,871 $1,942
Nationwide $2,128 $2,128
Progressive $2,481 $2,481
State Farm $2,479 $2,607
USAA $1,837 $1,978

The Best Cheap Car Insurance Companies in Philomont, VA

Take a look at a side-by-side comparison of the top car insurance companies in Philomont, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Philomont, Virginia

Insurance Company Average Annual Rates
Allstate $3,618
GEICO $1,906
Nationwide $2,128
Progressive $2,481
State Farm $2,543
USAA $1,907

Category Winners: Cheapest Car Insurance in Philomont, Virginia

Find the cheapest car insurance companies in Philomont, VA for each category right here.

Best Annual Car Insurance Rates by Company in Philomont, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Philomont, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Philomont car insurance rates. Find the cheapest Philomont, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Philomont, Virginia

Insurance Company Low Medium High
Allstate $3,519 $3,619 $3,717
GEICO $1,833 $1,905 $1,980
Nationwide $2,238 $2,109 $2,038
Progressive $2,389 $2,458 $2,595
State Farm $2,377 $2,541 $2,712
USAA $1,834 $1,911 $1,977

Compare Car Insurance Quotes in Philomont, VA

Ready to find affordable Philomont, Virginia car insurance today? Enter your ZIP code for fast, free Philomont, VA car insurance quotes.

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