Compare Phippsburg, CO Car Insurance Rates (2021)

Car insurance in Phippsburg, CO averages $316 a month. Phippsburg, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Phippsburg car insurance rates, compare quotes from the top car insurance companies in Phippsburg, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Phippsburg is Liberty Mutual
  • Average car insurance rates in Phippsburg, CO after a DUI are $4,512/year
  • Average car insurance rates in Phippsburg, CO are $3,788/year

If you need to buy Phippsburg, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Phippsburg, CO is right here.

You’ll find Phippsburg car insurance rates, the cheapest Phippsburg, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Phippsburg, Colorado car insurance rates to Pueblo car insurance rates, Denver car insurance rates, and Centennial car insurance rates.

Ready to find affordable Phippsburg, CO car insurance today? Enter your ZIP code for fast, free Phippsburg car insurance quotes.

Cheapest Phippsburg, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phippsburg, CO car insurance rates? Every Phippsburg, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phippsburg, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,809 $2,784 $2,545 $2,731 $10,344 $10,434 $3,088 $3,136
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,828 $1,814 $1,534 $1,680 $5,076 $5,548 $1,854 $1,907
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,446 $2,284 $2,112 $2,107 $8,382 $9,391 $2,768 $2,697
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Phippsburg, CO

Every driver must carry the minimum car insurance in Phippsburg, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Phippsburg, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Phippsburg, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Phippsburg, CO. Compare credit history car insurance rates in Phippsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Phippsburg, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,893 $3,473 $2,906
Farmers $5,491 $4,465 $4,246
GEICO $3,780 $3,143 $2,506
Liberty Mutual $3,811 $2,310 $1,846
Nationwide $4,162 $3,293 $2,869
Progressive $4,569 $3,906 $3,595
State Farm $4,512 $2,895 $2,331
USAA $4,763 $2,704 $2,163

Cheapest Phippsburg, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phippsburg, CO to rates for a clean record with top companies.

Annual Phippsburg, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,006 $5,134 $5,060 $4,737
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,315 $2,715 $2,844 $2,748
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,491 $4,850 $3,684 $4,069
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,347 $2,853 $4,994 $2,646

Cheapest Phippsburg, CO Car Insurance for Teen Drivers

Teen car insurance in Phippsburg, CO can be expensive. Take a look at rates from the top car insurance companies in Phippsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phippsburg, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,230 $8,345
Farmers $10,344 $10,434
GEICO $6,178 $6,577
Liberty Mutual $5,076 $5,548
Nationwide $5,796 $7,423
Progressive $8,382 $9,391
State Farm $5,882 $7,421
USAA $5,334 $6,117

Cheapest Phippsburg, CO Car Insurance for Seniors

Take a look at Phippsburg, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phippsburg, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,316 $2,316
Farmers $2,545 $2,731
GEICO $2,090 $2,332
Liberty Mutual $1,534 $1,680
Nationwide $2,045 $2,165
Progressive $2,112 $2,107
State Farm $1,816 $1,816
USAA $2,044 $2,059

Cheapest Phippsburg, CO Car Insurance Rates After a DUI

A DUI in Phippsburg, CO increases car insurance rates. Compare Phippsburg, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phippsburg, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,083
American Family $5,160
Farmers $5,060
GEICO $3,949
Liberty Mutual $2,844
Nationwide $4,592
Progressive $3,684
State Farm $3,246
USAA $4,994

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Phippsburg, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phippsburg, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phippsburg, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,678 $3,837
Farmers $4,734 $4,734
GEICO $3,075 $3,212
Liberty Mutual $2,655 $2,655
Nationwide $3,441 $3,441
Progressive $4,023 $4,023
State Farm $3,169 $3,323
USAA $3,119 $3,301

The Best Cheap Car Insurance Companies in Phippsburg, CO

Take a look at a side-by-side comparison of the top car insurance companies in Phippsburg, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phippsburg, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,757
Farmers $4,734
GEICO $3,143
Liberty Mutual $2,655
Nationwide $3,441
Progressive $4,023
State Farm $3,246
USAA $3,210

Category Winners: Cheapest Car Insurance in Phippsburg, Colorado

Find the cheapest car insurance companies in Phippsburg, CO for each category right here.

Best Annual Car Insurance Rates by Company in Phippsburg, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Phippsburg, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phippsburg car insurance rates. Find the cheapest Phippsburg, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phippsburg, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,605 $3,834 $3,832
Farmers $4,218 $4,677 $5,307
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,536 $2,647 $2,783
Nationwide $3,492 $3,440 $3,392
Progressive $3,773 $4,034 $4,263
State Farm $3,060 $3,247 $3,430
USAA $3,081 $3,209 $3,339

What affects car insurance rates in Phippsburg, Colorado?

What factors can have an impact on Phippsburg, CO car insurance? There are several reasons why Phippsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Phippsburg, Colorado.

Commute Time in Phippsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Phippsburg, CO is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Phippsburg, CO

Ready to find affordable Phippsburg, Colorado car insurance today? Enter your ZIP code for fast, free Phippsburg, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State