Compare Phippsburg, ME Car Insurance Rates (2021)

Car insurance in Phippsburg, ME averages $212 a month. Phippsburg, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Phippsburg car insurance rates, compare quotes from the top car insurance companies in Phippsburg, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Phippsburg, ME after a DUI are $3,000/year
  • Average car insurance rates in Phippsburg, ME are $2,540/year
  • The cheapest car insurance company in Phippsburg for teen drivers is GEICO

If you need to buy Phippsburg, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Phippsburg, ME is right here.

You’ll find Phippsburg car insurance rates, the cheapest Phippsburg, ME car insurance companies, and information on Maine car insurance laws. You can also compare Phippsburg, Maine car insurance rates to Saco car insurance rates, Augusta car insurance rates, and Lewiston car insurance rates.

Ready to find affordable Phippsburg, ME car insurance today? Enter your ZIP code for fast, free Phippsburg car insurance quotes.

Cheapest Phippsburg, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phippsburg, ME car insurance rates? Every Phippsburg, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phippsburg, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,764 $1,812 $1,594 $1,724 $4,488 $5,990 $1,909 $2,127
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $914 $946 $914 $914 $2,245 $2,916 $997 $1,062
Liberty Mutual $2,946 $2,946 $2,807 $2,807 $6,229 $9,309 $2,946 $4,138
Progressive $1,857 $1,820 $1,857 $1,820 $7,764 $8,721 $2,161 $2,440
State Farm $1,233 $1,233 $1,168 $1,168 $3,979 $4,963 $1,379 $1,510
Travelers $1,123 $1,163 $1,019 $1,042 $4,531 $6,110 $1,115 $1,282
USAA $853 $840 $849 $829 $2,818 $3,107 $1,085 $1,139

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Minimum Car Insurance in Phippsburg, ME

Every driver must carry the minimum car insurance in Phippsburg, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Phippsburg, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Phippsburg, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Phippsburg, ME. Compare credit history car insurance rates in Phippsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Phippsburg, Maine

Insurance Company Poor Fair Good
Allstate $3,363 $2,564 $2,101
Farmers $3,224 $2,646 $2,438
GEICO $1,835 $1,217 $1,038
Liberty Mutual $5,939 $3,849 $3,010
Progressive $4,017 $3,446 $3,201
State Farm $3,028 $1,809 $1,401
Travelers $2,557 $2,095 $1,866
USAA $1,888 $1,300 $1,132

Cheapest Phippsburg, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phippsburg, ME to rates for a clean record with top companies.

Annual Phippsburg, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,179 $2,964 $3,095 $2,466
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $993 $1,396 $2,072 $993
Liberty Mutual $3,277 $3,856 $6,364 $3,567
Progressive $2,848 $4,815 $3,172 $3,385
State Farm $1,884 $2,274 $2,079 $2,079
Travelers $1,812 $2,013 $2,521 $2,346
USAA $1,094 $1,442 $2,022 $1,203

Cheapest Phippsburg, ME Car Insurance for Teen Drivers

Teen car insurance in Phippsburg, ME can be expensive. Take a look at rates from the top car insurance companies in Phippsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phippsburg, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,488 $5,990
Farmers $5,439 $5,995
GEICO $2,245 $2,916
Liberty Mutual $6,229 $9,309
Progressive $7,764 $8,721
State Farm $3,979 $4,963
Travelers $4,531 $6,110
USAA $2,818 $3,107

Cheapest Phippsburg, ME Car Insurance for Seniors

Take a look at Phippsburg, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phippsburg, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,594 $1,724
Farmers $1,584 $1,697
GEICO $914 $914
Liberty Mutual $2,807 $2,807
Progressive $1,857 $1,820
State Farm $1,168 $1,168
Travelers $1,019 $1,042
USAA $849 $829

Cheapest Phippsburg, ME Car Insurance Rates After a DUI

A DUI in Phippsburg, ME increases car insurance rates. Compare Phippsburg, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phippsburg, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,095
Farmers $2,677
GEICO $2,072
Liberty Mutual $6,364
Progressive $3,172
State Farm $2,079
Travelers $2,521
USAA $2,022

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Cheapest Phippsburg, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phippsburg, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phippsburg, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,676 $2,676
Farmers $2,769 $2,769
GEICO $1,341 $1,386
Liberty Mutual $4,179 $4,353
Progressive $3,555 $3,555
State Farm $2,011 $2,147
Travelers $2,173 $2,173
USAA $1,400 $1,480

The Best Cheap Car Insurance Companies in Phippsburg, ME

Take a look at a side-by-side comparison of the top car insurance companies in Phippsburg, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phippsburg, Maine

Insurance Company Average Annual Rates
Allstate $2,676
Farmers $2,769
GEICO $1,364
Liberty Mutual $4,266
Progressive $3,555
State Farm $2,079
Travelers $2,173
USAA $1,440

Category Winners: Cheapest Car Insurance in Phippsburg, Maine

Find the cheapest car insurance companies in Phippsburg, ME for each category right here.

Best Annual Car Insurance Rates by Company in Phippsburg, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Phippsburg, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phippsburg car insurance rates. Find the cheapest Phippsburg, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phippsburg, Maine

Insurance Company Low Medium High
Allstate $2,636 $2,637 $2,755
Farmers $2,657 $2,675 $2,977
GEICO $1,334 $1,344 $1,413
Liberty Mutual $4,213 $4,213 $4,372
Progressive $3,479 $3,486 $3,700
State Farm $2,023 $2,056 $2,158
Travelers $2,139 $2,143 $2,238
USAA $1,412 $1,423 $1,486

Compare Car Insurance Quotes in Phippsburg, ME

Ready to find affordable Phippsburg, Maine car insurance today? Enter your ZIP code for fast, free Phippsburg, ME car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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