Compare Phlox, WI Car Insurance Rates (2021)

Car insurance in Phlox, WI averages $250 a month. Phlox, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Phlox car insurance rates, compare quotes from the top car insurance companies in Phlox, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Phlox for teen drivers is American Family
  • Average car insurance rates in Phlox, WI are $3,003/year
  • Average car insurance rates in Phlox, WI after a DUI are $3,328/year

If you need to buy Phlox, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Phlox, WI is right here.

You’ll find Phlox car insurance rates, the cheapest Phlox, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Phlox, Wisconsin car insurance rates to Milwaukee car insurance rates, Eau Claire car insurance rates, and Janesville car insurance rates.

Ready to find affordable Phlox, WI car insurance today? Enter your ZIP code for fast, free Phlox car insurance quotes.

Cheapest Phlox, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phlox, WI car insurance rates? Every Phlox, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phlox, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $965 $1,012 $899 $910 $2,583 $2,860 $1,130 $1,205
Farmers $2,009 $2,010 $1,784 $1,884 $9,272 $9,603 $2,282 $2,400
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,664 $3,851 $3,031 $3,192 $7,499 $11,491 $4,455 $5,285
Progressive $1,776 $1,692 $1,456 $1,518 $6,706 $7,568 $2,128 $2,301
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

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Minimum Car Insurance in Phlox, WI

Every driver must carry the minimum car insurance in Phlox, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Phlox, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Phlox, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Phlox, WI. Compare credit history car insurance rates in Phlox from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Phlox, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $1,935 $1,275 $1,127
Farmers $4,424 $3,728 $3,566
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $5,968 $4,979 $4,979
Progressive $3,578 $3,033 $2,818
State Farm $3,091 $1,775 $1,351
USAA $3,041 $1,602 $1,279

Cheapest Phlox, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phlox, WI to rates for a clean record with top companies.

Annual Phlox, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,384 $1,466 $1,466 $1,466
Farmers $3,408 $4,293 $4,063 $3,859
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,488 $5,192 $6,363 $5,192
Progressive $2,878 $3,485 $2,988 $3,221
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,547 $1,949 $2,637 $1,764

Cheapest Phlox, WI Car Insurance for Teen Drivers

Teen car insurance in Phlox, WI can be expensive. Take a look at rates from the top car insurance companies in Phlox for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phlox, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,583 $2,860
Farmers $9,272 $9,603
GEICO $4,697 $5,064
Liberty Mutual $6,228 $6,993
Nationwide $7,499 $11,491
Progressive $6,706 $7,568
State Farm $3,658 $4,644
USAA $3,343 $3,879

Cheapest Phlox, WI Car Insurance for Seniors

Take a look at Phlox, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phlox, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $899 $910
Farmers $1,784 $1,884
GEICO $1,472 $1,670
Liberty Mutual $1,514 $1,723
Nationwide $3,031 $3,192
Progressive $1,456 $1,518
State Farm $1,183 $1,183
USAA $1,186 $1,206

Cheapest Phlox, WI Car Insurance Rates After a DUI

A DUI in Phlox, WI increases car insurance rates. Compare Phlox, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phlox, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,466
Farmers $4,063
GEICO $2,949
Liberty Mutual $3,459
Nationwide $6,363
Progressive $2,988
State Farm $2,072
USAA $2,637

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Cheapest Phlox, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phlox, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phlox, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,422 $1,469
Farmers $3,906 $3,906
GEICO $2,281 $2,384
Liberty Mutual $3,067 $3,067
Nationwide $5,309 $5,309
Progressive $3,143 $3,143
State Farm $2,022 $2,123
USAA $1,949 $2,000

The Best Cheap Car Insurance Companies in Phlox, WI

Take a look at a side-by-side comparison of the top car insurance companies in Phlox, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phlox, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,445
Farmers $3,906
GEICO $2,333
Liberty Mutual $3,067
Nationwide $5,309
Progressive $3,143
State Farm $2,072
USAA $1,974

Category Winners: Cheapest Car Insurance in Phlox, Wisconsin

Find the cheapest car insurance companies in Phlox, WI for each category right here.

Best Annual Car Insurance Rates by Company in Phlox, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Phlox, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phlox car insurance rates. Find the cheapest Phlox, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phlox, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,433 $1,458 $1,445
Farmers $3,628 $3,878 $4,212
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $5,161 $5,305 $5,459
Progressive $2,939 $3,169 $3,321
State Farm $1,968 $2,078 $2,172
USAA $1,905 $1,976 $2,042

Compare Car Insurance Quotes in Phlox, WI

Ready to find affordable Phlox, Wisconsin car insurance today? Enter your ZIP code for fast, free Phlox, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State