Compare Phyllis, KY Car Insurance Rates (2021)

Car insurance in Phyllis, KY averages $593 a month. Phyllis, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Phyllis car insurance rates, compare quotes from the top car insurance companies in Phyllis, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Phyllis is USAA
  • The cheapest car insurance company in Phyllis for teen drivers is USAA
  • Average car insurance rates in Phyllis, KY are $7,118/year

If you need to buy Phyllis, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Phyllis, KY is right here.

You’ll find Phyllis car insurance rates, the cheapest Phyllis, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Phyllis, Kentucky car insurance rates to Covington car insurance rates, Bowling Green car insurance rates, and Independence car insurance rates.

Ready to find affordable Phyllis, KY car insurance today? Enter your ZIP code for fast, free Phyllis car insurance quotes.

Cheapest Phyllis, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Phyllis, KY car insurance rates? Every Phyllis, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Phyllis, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,478 $4,878 $3,854 $4,335 $17,987 $19,890 $4,616 $4,709
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $4,184 $3,938 $3,786 $3,768 $21,761 $24,809 $5,220 $5,333
State Farm $2,464 $2,464 $2,184 $2,184 $6,611 $8,400 $2,730 $3,007
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

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Minimum Car Insurance in Phyllis, KY

Every driver must carry the minimum car insurance in Phyllis, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Phyllis, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Phyllis, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Phyllis, KY. Compare credit history car insurance rates in Phyllis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Phyllis, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,634 $7,086 $5,560
Nationwide $9,520 $7,384 $6,351
Progressive $10,131 $8,881 $8,288
State Farm $5,383 $3,292 $2,592
Travelers $11,350 $9,578 $9,547
USAA $4,983 $2,817 $2,301

Cheapest Phyllis, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Phyllis, KY to rates for a clean record with top companies.

Annual Phyllis, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,726 $10,419 $8,061 $7,167
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $7,493 $11,221 $8,558 $9,128
State Farm $3,476 $4,035 $3,756 $3,756
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,526 $3,582 $4,312 $3,049

Cheapest Phyllis, KY Car Insurance for Teen Drivers

Teen car insurance in Phyllis, KY can be expensive. Take a look at rates from the top car insurance companies in Phyllis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Phyllis, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $17,987 $19,890
Nationwide $12,492 $15,331
Progressive $21,761 $24,809
State Farm $6,611 $8,400
Travelers $21,158 $34,320
USAA $6,138 $6,430

Cheapest Phyllis, KY Car Insurance for Seniors

Take a look at Phyllis, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Phyllis, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,854 $4,335
Nationwide $5,035 $5,213
Progressive $3,786 $3,768
State Farm $2,184 $2,184
Travelers $4,067 $4,072
USAA $2,016 $2,039

Cheapest Phyllis, KY Car Insurance Rates After a DUI

A DUI in Phyllis, KY increases car insurance rates. Compare Phyllis, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Phyllis, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,061
Nationwide $10,149
Progressive $8,558
State Farm $3,756
Travelers $13,249
USAA $4,312

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Cheapest Phyllis, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Phyllis, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Phyllis, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,093 $8,093
Nationwide $7,752 $7,752
Progressive $9,100 $9,100
State Farm $3,664 $3,847
Travelers $10,159 $10,159
USAA $3,241 $3,494

The Best Cheap Car Insurance Companies in Phyllis, KY

Take a look at a side-by-side comparison of the top car insurance companies in Phyllis, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Phyllis, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,093
Nationwide $7,752
Progressive $9,100
State Farm $3,756
Travelers $10,159
USAA $3,367

Category Winners: Cheapest Car Insurance in Phyllis, Kentucky

Find the cheapest car insurance companies in Phyllis, KY for each category right here.

Best Annual Car Insurance Rates by Company in Phyllis, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Phyllis, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Phyllis car insurance rates. Find the cheapest Phyllis, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Phyllis, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,506 $8,015 $8,759
Nationwide $7,743 $7,625 $7,887
Progressive $8,330 $8,931 $10,039
State Farm $3,508 $3,743 $4,016
Travelers $9,606 $10,191 $10,679
USAA $3,184 $3,358 $3,560

Compare Car Insurance Quotes in Phyllis, KY

Ready to find affordable Phyllis, Kentucky car insurance today? Enter your ZIP code for fast, free Phyllis, KY car insurance quotes.

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