Compare Picacho, NM Car Insurance Rates (2021)

Car insurance in Picacho, NM averages $283 a month. Picacho, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Picacho car insurance rates, compare quotes from the top car insurance companies in Picacho, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Picacho is USAA
  • The cheapest car insurance company in Picacho for teen drivers is USAA
  • Average car insurance rates in Picacho, NM after a DUI are $4,313/year

If you need to buy Picacho, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Picacho, NM is right here.

You’ll find Picacho car insurance rates, the cheapest Picacho, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Picacho, New Mexico car insurance rates to Farmington car insurance rates, Alamogordo car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Picacho, NM car insurance today? Enter your ZIP code for fast, free Picacho car insurance quotes.

Cheapest Picacho, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Picacho, NM car insurance rates? Every Picacho, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Picacho, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,629 $2,670 $2,362 $2,495 $8,143 $9,314 $2,978 $3,173
Farmers $2,551 $2,543 $2,289 $2,422 $9,860 $10,149 $2,873 $2,992
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,273 $2,314 $2,064 $2,169 $5,441 $6,874 $2,559 $2,744
Progressive $1,639 $1,593 $1,480 $1,487 $6,580 $7,425 $1,985 $2,060
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Picacho, NM

Every driver must carry the minimum car insurance in Picacho, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Picacho, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Picacho, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Picacho, NM. Compare credit history car insurance rates in Picacho from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Picacho, New Mexico

Insurance Company Poor Fair Good
Allstate $4,919 $4,042 $3,701
Farmers $5,123 $4,231 $4,026
GEICO $4,787 $4,162 $3,849
Nationwide $4,047 $3,140 $2,728
Progressive $3,334 $2,962 $2,797
State Farm $3,406 $2,089 $1,648
USAA $2,680 $2,000 $1,731

Cheapest Picacho, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Picacho, NM to rates for a clean record with top companies.

Annual Picacho, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $4,585 $4,820 $3,935
Farmers $3,775 $4,840 $4,724 $4,500
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,466 $3,469 $4,488 $2,797
Progressive $2,623 $3,575 $2,826 $3,100
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Picacho, NM Car Insurance for Teen Drivers

Teen car insurance in Picacho, NM can be expensive. Take a look at rates from the top car insurance companies in Picacho for teenagers.

Annual Car Insurance Rates for Teen Drivers in Picacho, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,143 $9,314
Farmers $9,860 $10,149
GEICO $7,583 $10,447
Nationwide $5,441 $6,874
Progressive $6,580 $7,425
State Farm $4,197 $5,284
USAA $3,641 $4,122

Cheapest Picacho, NM Car Insurance for Seniors

Take a look at Picacho, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Picacho, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,362 $2,495
Farmers $2,289 $2,422
GEICO $2,511 $2,511
Nationwide $2,064 $2,169
Progressive $1,480 $1,487
State Farm $1,404 $1,404
USAA $1,372 $1,376

Cheapest Picacho, NM Car Insurance Rates After a DUI

A DUI in Picacho, NM increases car insurance rates. Compare Picacho, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Picacho, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,820
Farmers $4,724
GEICO $8,009
Nationwide $4,488
Progressive $2,826
State Farm $2,429
USAA $2,897

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Cheapest Picacho, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Picacho, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Picacho, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,221 $4,221
Farmers $4,460 $4,460
GEICO $4,201 $4,331
Nationwide $3,305 $3,305
Progressive $3,031 $3,031
State Farm $2,321 $2,441
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Picacho, NM

Take a look at a side-by-side comparison of the top car insurance companies in Picacho, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Picacho, New Mexico

Insurance Company Average Annual Rates
Allstate $4,221
Farmers $4,460
GEICO $4,266
Nationwide $3,305
Progressive $3,031
State Farm $2,381
USAA $2,137

Category Winners: Cheapest Car Insurance in Picacho, New Mexico

Find the cheapest car insurance companies in Picacho, NM for each category right here.

Best Annual Car Insurance Rates by Company in Picacho, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Picacho, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Picacho car insurance rates. Find the cheapest Picacho, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Picacho, New Mexico

Insurance Company Low Medium High
Allstate $4,062 $4,214 $4,387
Farmers $4,134 $4,431 $4,816
GEICO $3,990 $4,256 $4,552
Nationwide $3,266 $3,271 $3,378
Progressive $2,898 $3,029 $3,166
State Farm $2,180 $2,389 $2,574
USAA $1,995 $2,146 $2,271

Compare Car Insurance Quotes in Picacho, NM

Ready to find affordable Picacho, New Mexico car insurance today? Enter your ZIP code for fast, free Picacho, NM car insurance quotes.

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