Compare Pierce City, MO Car Insurance Rates (2021)

Car insurance in Pierce City, MO averages $265 a month. Pierce City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pierce City car insurance rates, compare quotes from the top car insurance companies in Pierce City, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Pierce City, MO after a DUI are $3,721/year
  • The cheapest car insurance company in Pierce City is Nationwide
  • The cheapest car insurance company in Pierce City for teen drivers is Nationwide

If you need to buy Pierce City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Pierce City, MO is right here.

You’ll find Pierce City car insurance rates, the cheapest Pierce City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Pierce City, Missouri car insurance rates to St. Charles car insurance rates, Lee’s Summit car insurance rates, and Florissant car insurance rates.

Ready to find affordable Pierce City, MO car insurance today? Enter your ZIP code for fast, free Pierce City car insurance quotes.

Cheapest Pierce City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pierce City, MO car insurance rates? Every Pierce City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pierce City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,764 $2,668 $2,495 $2,573 $7,832 $8,497 $2,632 $2,713
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,223 $2,216 $1,986 $2,102 $9,155 $9,472 $2,544 $2,668
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,487 $2,696 $2,050 $2,297 $8,529 $9,470 $2,621 $2,797
Nationwide $1,463 $1,495 $1,310 $1,387 $3,749 $4,801 $1,673 $1,810
Progressive $1,937 $1,805 $1,584 $1,631 $6,266 $7,046 $2,364 $2,422
State Farm $1,608 $1,608 $1,437 $1,437 $4,633 $5,825 $1,807 $2,073
USAA $1,494 $1,480 $1,343 $1,366 $4,466 $5,454 $1,856 $2,062

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Pierce City, MO

Every driver must carry the minimum car insurance in Pierce City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Pierce City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pierce City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pierce City, MO. Compare credit history car insurance rates in Pierce City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pierce City, Missouri

Insurance Company Poor Fair Good
Allstate $5,543 $3,573 $2,949
American Family $4,266 $2,998 $2,525
Farmers $4,625 $3,850 $3,661
GEICO $3,884 $2,531 $2,025
Liberty Mutual $5,908 $3,606 $2,841
Nationwide $2,608 $2,154 $1,872
Progressive $3,629 $3,001 $2,766
State Farm $3,502 $2,283 $1,875
USAA $4,066 $1,895 $1,359

Cheapest Pierce City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pierce City, MO to rates for a clean record with top companies.

Annual Pierce City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,888 $4,860 $3,902
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,499 $4,348 $4,252 $4,084
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $2,995 $4,293 $4,427 $4,758
Nationwide $1,737 $2,229 $2,976 $1,901
Progressive $2,717 $3,625 $3,008 $3,177
State Farm $2,347 $2,760 $2,553 $2,553
USAA $1,954 $2,373 $3,300 $2,133

Cheapest Pierce City, MO Car Insurance for Teen Drivers

Teen car insurance in Pierce City, MO can be expensive. Take a look at rates from the top car insurance companies in Pierce City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pierce City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,832 $8,497
American Family $5,772 $7,525
Farmers $9,155 $9,472
GEICO $5,812 $6,176
Liberty Mutual $8,529 $9,470
Nationwide $3,749 $4,801
Progressive $6,266 $7,046
State Farm $4,633 $5,825
USAA $4,466 $5,454

Cheapest Pierce City, MO Car Insurance for Seniors

Take a look at Pierce City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pierce City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,495 $2,573
American Family $1,913 $1,913
Farmers $1,986 $2,102
GEICO $1,421 $1,831
Liberty Mutual $2,050 $2,297
Nationwide $1,310 $1,387
Progressive $1,584 $1,631
State Farm $1,437 $1,437
USAA $1,343 $1,366

Cheapest Pierce City, MO Car Insurance Rates After a DUI

A DUI in Pierce City, MO increases car insurance rates. Compare Pierce City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pierce City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,860
American Family $4,252
Farmers $4,252
GEICO $3,862
Liberty Mutual $4,427
Nationwide $2,976
Progressive $3,008
State Farm $2,553
USAA $3,300

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pierce City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pierce City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pierce City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,022 $4,022
American Family $3,230 $3,296
Farmers $4,046 $4,046
GEICO $2,760 $2,866
Liberty Mutual $4,118 $4,118
Nationwide $2,211 $2,211
Progressive $3,132 $3,132
State Farm $2,493 $2,614
USAA $2,352 $2,528

The Best Cheap Car Insurance Companies in Pierce City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Pierce City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pierce City, Missouri

Insurance Company Average Annual Rates
Allstate $4,022
American Family $3,263
Farmers $4,046
GEICO $2,813
Liberty Mutual $4,118
Nationwide $2,211
Progressive $3,132
State Farm $2,553
USAA $2,440

Category Winners: Cheapest Car Insurance in Pierce City, Missouri

Find the cheapest car insurance companies in Pierce City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Pierce City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pierce City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pierce City car insurance rates. Find the cheapest Pierce City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pierce City, Missouri

Insurance Company Low Medium High
Allstate $3,875 $4,013 $4,177
American Family $3,174 $3,366 $3,248
Farmers $3,795 $4,007 $4,335
GEICO $2,637 $2,832 $2,970
Liberty Mutual $3,889 $4,138 $4,328
Nationwide $2,081 $2,231 $2,321
Progressive $2,810 $3,138 $3,447
State Farm $2,404 $2,560 $2,696
USAA $2,337 $2,431 $2,553

What affects car insurance rates in Pierce City, Missouri?

What factors can have an impact on Pierce City, MO car insurance? There are several reasons why Pierce City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pierce City, Missouri.

Commute Time in Pierce City

The more time you spend in your car the higher the risk of an accident. The average commute length in Pierce City, MO is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Pierce City, MO

Ready to find affordable Pierce City, Missouri car insurance today? Enter your ZIP code for fast, free Pierce City, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption