Compare Pierce, CO Car Insurance Rates (2021)

Car insurance in Pierce, CO averages $300 a month. Pierce, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Pierce car insurance rates, compare quotes from the top car insurance companies in Pierce, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pierce, CO after a DUI are $4,272/year
  • The cheapest car insurance company in Pierce is Liberty Mutual
  • The cheapest car insurance company in Pierce for teen drivers is USAA

If you need to buy Pierce, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Pierce, CO is right here.

You’ll find Pierce car insurance rates, the cheapest Pierce, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Pierce, Colorado car insurance rates to Greeley car insurance rates, Lakewood car insurance rates, and Boulder car insurance rates.

Ready to find affordable Pierce, CO car insurance today? Enter your ZIP code for fast, free Pierce car insurance quotes.

Cheapest Pierce, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pierce, CO car insurance rates? Every Pierce, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pierce, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,931 $2,758 $2,642 $2,669 $9,836 $10,342 $3,242 $3,260
American Family $2,427 $2,427 $2,192 $2,192 $5,856 $7,863 $2,427 $2,968
Farmers $3,041 $3,007 $2,753 $2,968 $11,659 $11,738 $3,365 $3,412
GEICO $1,897 $2,074 $2,013 $2,284 $5,886 $6,222 $1,733 $1,762
Liberty Mutual $1,721 $1,654 $1,466 $1,614 $5,312 $5,794 $1,738 $1,748
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,361 $2,210 $2,059 $2,053 $7,998 $8,931 $2,658 $2,584
State Farm $1,817 $1,817 $1,645 $1,645 $5,377 $6,794 $2,039 $2,419
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

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Minimum Car Insurance in Pierce, CO

Every driver must carry the minimum car insurance in Pierce, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Pierce, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Pierce, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pierce, CO. Compare credit history car insurance rates in Pierce from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pierce, Colorado

Insurance Company Poor Fair Good
Allstate $6,003 $4,628 $3,499
American Family $4,594 $3,281 $2,756
Farmers $6,082 $4,948 $4,699
GEICO $3,587 $2,984 $2,381
Liberty Mutual $3,751 $2,306 $1,836
Nationwide $4,099 $3,254 $2,838
Progressive $4,387 $3,745 $3,438
State Farm $4,089 $2,626 $2,116
USAA $4,549 $2,604 $2,090

Cheapest Pierce, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pierce, CO to rates for a clean record with top companies.

Annual Pierce, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,046 $4,634 $5,605 $4,556
American Family $2,624 $3,724 $4,855 $2,973
Farmers $4,415 $5,691 $5,619 $5,247
GEICO $2,109 $3,275 $3,794 $2,758
Liberty Mutual $2,311 $2,701 $2,794 $2,718
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,342 $4,666 $3,525 $3,893
State Farm $2,698 $3,190 $2,944 $2,944
USAA $2,251 $2,747 $4,792 $2,534

Cheapest Pierce, CO Car Insurance for Teen Drivers

Teen car insurance in Pierce, CO can be expensive. Take a look at rates from the top car insurance companies in Pierce for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pierce, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,836 $10,342
American Family $5,856 $7,863
Farmers $11,659 $11,738
GEICO $5,886 $6,222
Liberty Mutual $5,312 $5,794
Nationwide $5,724 $7,310
Progressive $7,998 $8,931
State Farm $5,377 $6,794
USAA $5,179 $5,925

Cheapest Pierce, CO Car Insurance for Seniors

Take a look at Pierce, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pierce, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,669
American Family $2,192 $2,192
Farmers $2,753 $2,968
GEICO $2,013 $2,284
Liberty Mutual $1,466 $1,614
Nationwide $2,028 $2,139
Progressive $2,059 $2,053
State Farm $1,645 $1,645
USAA $1,967 $1,966

Cheapest Pierce, CO Car Insurance Rates After a DUI

A DUI in Pierce, CO increases car insurance rates. Compare Pierce, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pierce, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,605
American Family $4,855
Farmers $5,619
GEICO $3,794
Liberty Mutual $2,794
Nationwide $4,523
Progressive $3,525
State Farm $2,944
USAA $4,792

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Cheapest Pierce, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pierce, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pierce, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,710 $4,710
American Family $3,468 $3,620
Farmers $5,243 $5,243
GEICO $2,920 $3,048
Liberty Mutual $2,631 $2,631
Nationwide $3,397 $3,397
Progressive $3,857 $3,857
State Farm $2,870 $3,018
USAA $2,994 $3,168

The Best Cheap Car Insurance Companies in Pierce, CO

Take a look at a side-by-side comparison of the top car insurance companies in Pierce, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pierce, Colorado

Insurance Company Average Annual Rates
Allstate $4,710
American Family $3,544
Farmers $5,243
GEICO $2,984
Liberty Mutual $2,631
Nationwide $3,397
Progressive $3,857
State Farm $2,944
USAA $3,081

Category Winners: Cheapest Car Insurance in Pierce, Colorado

Find the cheapest car insurance companies in Pierce, CO for each category right here.

Best Annual Car Insurance Rates by Company in Pierce, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Pierce, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pierce car insurance rates. Find the cheapest Pierce, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pierce, Colorado

Insurance Company Low Medium High
Allstate $4,431 $4,693 $5,007
American Family $3,357 $3,617 $3,657
Farmers $4,632 $5,173 $5,924
GEICO $2,666 $2,921 $3,365
Liberty Mutual $2,468 $2,620 $2,804
Nationwide $3,381 $3,402 $3,409
Progressive $3,559 $3,869 $4,142
State Farm $2,732 $2,947 $3,153
USAA $2,936 $3,081 $3,226

What affects car insurance rates in Pierce, Colorado?

What factors can have an impact on Pierce, CO car insurance? There are several reasons why Pierce car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pierce, Colorado.

Commute Time in Pierce

The more time you spend in your car the higher the risk of an accident. The average commute length in Pierce, CO is 27.4 minutes according to City-Data.

Traffic in Pierce

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Pierce, CO traffic data from INRIX ranks Pierce as the 772nd-most congested in the world.

Compare Car Insurance Quotes in Pierce, CO

Ready to find affordable Pierce, Colorado car insurance today? Enter your ZIP code for fast, free Pierce, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State