Compare Pierce, TX Car Insurance Rates (2021)

Car insurance in Pierce, TX averages $321 a month. Pierce, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Pierce car insurance rates, compare quotes from the top car insurance companies in Pierce, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Pierce, TX are $3,850/year
  • Average car insurance rates in Pierce, TX after a DUI are $4,348/year
  • The cheapest car insurance company in Pierce for teen drivers is USAA

If you need to buy Pierce, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Pierce, TX is right here.

You’ll find Pierce car insurance rates, the cheapest Pierce, TX car insurance companies, and information on Texas car insurance laws. You can also compare Pierce, Texas car insurance rates to El Paso car insurance rates, Corpus Christi car insurance rates, and Laredo car insurance rates.

Ready to find affordable Pierce, TX car insurance today? Enter your ZIP code for fast, free Pierce car insurance quotes.

Cheapest Pierce, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pierce, TX car insurance rates? Every Pierce, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pierce, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $3,448 $3,881 $3,294 $3,816 $9,898 $12,908 $5,112 $5,840
GEICO $2,200 $2,373 $2,125 $2,415 $4,773 $4,926 $2,376 $2,358
Nationwide $2,164 $2,199 $1,916 $2,026 $6,107 $7,828 $2,540 $2,745
Progressive $2,370 $2,243 $2,116 $2,151 $10,065 $11,252 $2,804 $2,841
State Farm $1,868 $1,868 $1,659 $1,659 $4,403 $5,599 $2,026 $2,092
USAA $1,497 $1,508 $1,428 $1,420 $4,185 $4,565 $1,995 $2,145

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Pierce, TX

Every driver must carry the minimum car insurance in Pierce, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Pierce, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pierce, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pierce, TX. Compare credit history car insurance rates in Pierce from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pierce, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $8,163 $5,295 $4,616
GEICO $4,531 $2,575 $1,725
Nationwide $4,121 $3,316 $2,885
Progressive $5,036 $4,361 $4,044
State Farm $3,749 $2,333 $1,858
USAA $3,443 $1,987 $1,598

Cheapest Pierce, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pierce, TX to rates for a clean record with top companies.

Annual Pierce, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $5,463 $7,030 $6,141 $5,463
GEICO $2,500 $3,292 $2,761 $3,220
Nationwide $2,989 $2,989 $4,413 $3,372
Progressive $3,905 $5,066 $4,561 $4,389
State Farm $2,360 $2,696 $3,171 $2,360
USAA $1,749 $2,576 $3,038 $2,007

Cheapest Pierce, TX Car Insurance for Teen Drivers

Teen car insurance in Pierce, TX can be expensive. Take a look at rates from the top car insurance companies in Pierce for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pierce, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $9,898 $12,908
GEICO $4,773 $4,926
Nationwide $6,107 $7,828
Progressive $10,065 $11,252
State Farm $4,403 $5,599
USAA $4,185 $4,565

Cheapest Pierce, TX Car Insurance for Seniors

Take a look at Pierce, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pierce, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $3,294 $3,816
GEICO $2,125 $2,415
Nationwide $1,916 $2,026
Progressive $2,116 $2,151
State Farm $1,659 $1,659
USAA $1,428 $1,420

Cheapest Pierce, TX Car Insurance Rates After a DUI

A DUI in Pierce, TX increases car insurance rates. Compare Pierce, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pierce, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,352
American Family $6,141
GEICO $2,761
Nationwide $4,413
Progressive $4,561
State Farm $3,171
USAA $3,038

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pierce, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pierce, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pierce, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $6,025 $6,025
GEICO $2,888 $2,999
Nationwide $3,441 $3,441
Progressive $4,480 $4,480
State Farm $2,647 $2,647
USAA $2,313 $2,372

The Best Cheap Car Insurance Companies in Pierce, TX

Take a look at a side-by-side comparison of the top car insurance companies in Pierce, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pierce, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $6,025
GEICO $2,943
Nationwide $3,441
Progressive $4,480
State Farm $2,647
USAA $2,343

Category Winners: Cheapest Car Insurance in Pierce, Texas

Find the cheapest car insurance companies in Pierce, TX for each category right here.

Best Annual Car Insurance Rates by Company in Pierce, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pierce, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pierce car insurance rates. Find the cheapest Pierce, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pierce, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $5,546 $5,765 $6,763
GEICO $2,776 $2,903 $3,151
Nationwide $3,697 $3,295 $3,330
Progressive $4,245 $4,459 $4,737
State Farm $2,517 $2,638 $2,786
USAA $2,266 $2,333 $2,428

What affects car insurance rates in Pierce, Texas?

What factors can have an impact on Pierce, TX car insurance? There are several reasons why Pierce car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pierce, Texas.

Traffic in Pierce

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Pierce, TX traffic data from INRIX ranks Pierce as the 772nd-most congested in the world.

Compare Car Insurance Quotes in Pierce, TX

Ready to find affordable Pierce, Texas car insurance today? Enter your ZIP code for fast, free Pierce, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption