Compare Pilot Point, TX Car Insurance Rates (2021)

Car insurance in Pilot Point, TX averages $314 a month. Pilot Point, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Pilot Point car insurance rates, compare quotes from the top car insurance companies in Pilot Point, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pilot Point is USAA
  • The cheapest car insurance company in Pilot Point for teen drivers is USAA
  • Average car insurance rates in Pilot Point, TX after a DUI are $4,291/year

If you need to buy Pilot Point, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Pilot Point, TX is right here.

You’ll find Pilot Point car insurance rates, the cheapest Pilot Point, TX car insurance companies, and information on Texas car insurance laws. You can also compare Pilot Point, Texas car insurance rates to Austin car insurance rates, Arlington car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Pilot Point, TX car insurance today? Enter your ZIP code for fast, free Pilot Point car insurance quotes.

Cheapest Pilot Point, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pilot Point, TX car insurance rates? Every Pilot Point, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pilot Point, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,394 $3,415 $3,349 $3,349 $9,146 $11,011 $4,195 $4,357
American Family $2,880 $3,218 $2,715 $3,122 $7,870 $10,296 $4,185 $4,777
GEICO $2,373 $2,563 $2,296 $2,608 $5,208 $5,386 $2,566 $2,552
Nationwide $2,175 $2,209 $1,925 $2,034 $6,195 $7,941 $2,559 $2,766
Progressive $2,238 $2,137 $2,004 $2,038 $9,544 $10,640 $2,665 $2,712
State Farm $1,988 $1,988 $1,776 $1,776 $4,879 $6,237 $2,170 $2,232
USAA $1,536 $1,535 $1,473 $1,450 $4,426 $4,792 $2,043 $2,169

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Minimum Car Insurance in Pilot Point, TX

Every driver must carry the minimum car insurance in Pilot Point, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Pilot Point, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pilot Point, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pilot Point, TX. Compare credit history car insurance rates in Pilot Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pilot Point, Texas

Insurance Company Poor Fair Good
Allstate $6,695 $4,919 $4,217
American Family $6,681 $4,259 $3,709
GEICO $4,927 $2,791 $1,864
Nationwide $4,159 $3,351 $2,916
Progressive $4,761 $4,137 $3,844
State Farm $4,077 $2,540 $2,025
USAA $3,549 $2,067 $1,668

Cheapest Pilot Point, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pilot Point, TX to rates for a clean record with top companies.

Annual Pilot Point, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,059 $6,347 $6,642 $4,059
American Family $4,431 $5,696 $4,974 $4,431
GEICO $2,711 $3,586 $2,990 $3,489
Nationwide $3,017 $3,017 $4,462 $3,405
Progressive $3,706 $4,795 $4,316 $4,172
State Farm $2,547 $2,938 $3,491 $2,547
USAA $1,802 $2,676 $3,165 $2,069

Cheapest Pilot Point, TX Car Insurance for Teen Drivers

Teen car insurance in Pilot Point, TX can be expensive. Take a look at rates from the top car insurance companies in Pilot Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pilot Point, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,146 $11,011
American Family $7,870 $10,296
GEICO $5,208 $5,386
Nationwide $6,195 $7,941
Progressive $9,544 $10,640
State Farm $4,879 $6,237
USAA $4,426 $4,792

Cheapest Pilot Point, TX Car Insurance for Seniors

Take a look at Pilot Point, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pilot Point, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,349 $3,349
American Family $2,715 $3,122
GEICO $2,296 $2,608
Nationwide $1,925 $2,034
Progressive $2,004 $2,038
State Farm $1,776 $1,776
USAA $1,473 $1,450

Cheapest Pilot Point, TX Car Insurance Rates After a DUI

A DUI in Pilot Point, TX increases car insurance rates. Compare Pilot Point, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pilot Point, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,642
American Family $4,974
GEICO $2,990
Nationwide $4,462
Progressive $4,316
State Farm $3,491
USAA $3,165

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Cheapest Pilot Point, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pilot Point, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pilot Point, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,148 $5,406
American Family $4,883 $4,883
GEICO $3,135 $3,252
Nationwide $3,475 $3,475
Progressive $4,247 $4,247
State Farm $2,881 $2,881
USAA $2,398 $2,458

The Best Cheap Car Insurance Companies in Pilot Point, TX

Take a look at a side-by-side comparison of the top car insurance companies in Pilot Point, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pilot Point, Texas

Insurance Company Average Annual Rates
Allstate $5,277
American Family $4,883
GEICO $3,194
Nationwide $3,475
Progressive $4,247
State Farm $2,881
USAA $2,428

Category Winners: Cheapest Car Insurance in Pilot Point, Texas

Find the cheapest car insurance companies in Pilot Point, TX for each category right here.

Best Annual Car Insurance Rates by Company in Pilot Point, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Pilot Point, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pilot Point car insurance rates. Find the cheapest Pilot Point, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pilot Point, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,231 $5,446
American Family $4,560 $4,709 $5,380
GEICO $3,020 $3,155 $3,407
Nationwide $3,739 $3,330 $3,357
Progressive $4,074 $4,233 $4,436
State Farm $2,723 $2,873 $3,046
USAA $2,340 $2,418 $2,526

What affects car insurance rates in Pilot Point, Texas?

What factors can have an impact on Pilot Point, TX car insurance? There are several reasons why Pilot Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pilot Point, Texas.

Car Theft in Pilot Point

High levels of vehicle theft can make car insurance more expensive. Pilot Point, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Pilot Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Pilot Point, TX is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Pilot Point, TX

Ready to find affordable Pilot Point, Texas car insurance today? Enter your ZIP code for fast, free Pilot Point, TX car insurance quotes.

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