Compare Pine City, NY Car Insurance Rates (2021)

Car insurance in Pine City, NY averages $232 a month. Pine City, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Pine City car insurance rates, compare quotes from the top car insurance companies in Pine City, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pine City is GEICO
  • Average car insurance rates in Pine City, NY are $2,789/year
  • The cheapest car insurance company in Pine City for teen drivers is GEICO

If you need to buy Pine City, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Pine City, NY is right here.

You’ll find Pine City car insurance rates, the cheapest Pine City, NY car insurance companies, and information on New York car insurance laws. You can also compare Pine City, New York car insurance rates to Albany car insurance rates, Schenectady car insurance rates, and Utica car insurance rates.

Ready to find affordable Pine City, NY car insurance today? Enter your ZIP code for fast, free Pine City car insurance quotes.

Cheapest Pine City, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pine City, NY car insurance rates? Every Pine City, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pine City, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,193 $2,075 $2,046 $2,078 $6,152 $6,594 $2,198 $2,223
GEICO $1,294 $1,246 $1,258 $1,239 $2,708 $3,950 $1,166 $1,193
Liberty Mutual $2,885 $2,885 $2,689 $2,689 $5,565 $9,009 $2,885 $3,064
Nationwide $1,826 $1,826 $1,728 $1,728 $3,166 $4,680 $1,826 $2,305
Progressive $1,406 $1,317 $1,129 $1,148 $4,648 $5,165 $1,806 $1,759
State Farm $1,749 $1,749 $1,523 $1,523 $5,116 $6,607 $1,920 $2,038
Travelers $2,106 $2,125 $1,925 $2,061 $4,828 $5,718 $2,233 $2,326
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Pine City, NY

Every driver must carry the minimum car insurance in Pine City, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Pine City, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Pine City, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pine City, NY. Compare credit history car insurance rates in Pine City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pine City, New York

Insurance Company Poor Fair Good
Allstate $4,556 $2,691 $2,338
GEICO $2,201 $1,618 $1,452
Liberty Mutual $5,520 $3,627 $2,729
Nationwide $2,385 $2,385 $2,385
Progressive $3,638 $1,877 $1,377
State Farm $3,921 $2,460 $1,953
Travelers $3,996 $2,539 $2,212
USAA $4,707 $2,323 $2,051

Cheapest Pine City, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pine City, NY to rates for a clean record with top companies.

Annual Pine City, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $2,733 $3,912 $3,402
GEICO $1,380 $1,503 $2,764 $1,380
Liberty Mutual $3,182 $3,182 $6,289 $3,182
Nationwide $1,840 $1,840 $3,981 $1,880
Progressive $2,235 $2,235 $2,471 $2,249
State Farm $2,648 $2,648 $2,908 $2,908
Travelers $2,501 $3,108 $3,153 $2,899
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Pine City, NY Car Insurance for Teen Drivers

Teen car insurance in Pine City, NY can be expensive. Take a look at rates from the top car insurance companies in Pine City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pine City, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,152 $6,594
GEICO $2,708 $3,950
Liberty Mutual $5,565 $9,009
Nationwide $3,166 $4,680
Progressive $4,648 $5,165
State Farm $5,116 $6,607
Travelers $4,828 $5,718
USAA $6,303 $7,547

Cheapest Pine City, NY Car Insurance for Seniors

Take a look at Pine City, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pine City, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,078
GEICO $1,258 $1,239
Liberty Mutual $2,689 $2,689
Nationwide $1,728 $1,728
Progressive $1,129 $1,148
State Farm $1,523 $1,523
Travelers $1,925 $2,061
USAA $1,437 $1,445

Cheapest Pine City, NY Car Insurance Rates After a DUI

A DUI in Pine City, NY increases car insurance rates. Compare Pine City, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pine City, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,912
GEICO $2,764
Liberty Mutual $6,289
Nationwide $3,981
Progressive $2,471
State Farm $2,908
Travelers $3,153
USAA $3,931

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Cheapest Pine City, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pine City, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pine City, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,153 $3,237
GEICO $1,706 $1,808
Liberty Mutual $3,849 $4,069
Nationwide $2,385 $2,385
Progressive $2,297 $2,297
State Farm $2,682 $2,874
Travelers $2,915 $2,915
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Pine City, NY

Take a look at a side-by-side comparison of the top car insurance companies in Pine City, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pine City, New York

Insurance Company Average Annual Rates
Allstate $3,195
GEICO $1,757
Liberty Mutual $3,959
Nationwide $2,385
Progressive $2,297
State Farm $2,778
Travelers $2,915
USAA $3,027

Category Winners: Cheapest Car Insurance in Pine City, New York

Find the cheapest car insurance companies in Pine City, NY for each category right here.

Best Annual Car Insurance Rates by Company in Pine City, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Pine City, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pine City car insurance rates. Find the cheapest Pine City, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pine City, New York

Insurance Company Low Medium High
Allstate $3,027 $3,185 $3,372
GEICO $1,666 $1,752 $1,853
Liberty Mutual $3,793 $3,945 $4,138
Nationwide $2,255 $2,367 $2,534
Progressive $2,189 $2,286 $2,417
State Farm $2,649 $2,792 $2,893
Travelers $2,778 $2,889 $3,080
USAA $2,952 $3,015 $3,115

Compare Car Insurance Quotes in Pine City, NY

Ready to find affordable Pine City, New York car insurance today? Enter your ZIP code for fast, free Pine City, NY car insurance quotes.

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