Compare Pine Island, NY Car Insurance Rates (2021)

Car insurance in Pine Island, NY averages $395 a month. Pine Island, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Pine Island car insurance rates, compare quotes from the top car insurance companies in Pine Island, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pine Island for teen drivers is GEICO
  • Average car insurance rates in Pine Island, NY after a DUI are $6,314/year
  • Average car insurance rates in Pine Island, NY are $4,739/year

If you need to buy Pine Island, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Pine Island, NY is right here.

You’ll find Pine Island car insurance rates, the cheapest Pine Island, NY car insurance companies, and information on New York car insurance laws. You can also compare Pine Island, New York car insurance rates to Schenectady car insurance rates, New York car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Pine Island, NY car insurance today? Enter your ZIP code for fast, free Pine Island car insurance quotes.

Cheapest Pine Island, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pine Island, NY car insurance rates? Every Pine Island, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pine Island, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,532 $3,572 $3,620 $11,443 $12,288 $3,682 $3,688
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $4,925 $4,925 $4,584 $4,584 $9,622 $15,635 $4,925 $5,233
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,495 $2,308 $1,973 $2,012 $8,331 $9,195 $3,187 $3,063
State Farm $3,086 $3,086 $2,693 $2,693 $9,056 $11,618 $3,395 $3,563
Travelers $3,793 $3,747 $3,435 $3,633 $8,747 $10,311 $3,980 $4,080
USAA $2,108 $2,070 $1,914 $1,914 $8,632 $10,262 $2,704 $2,990

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Minimum Car Insurance in Pine Island, NY

Every driver must carry the minimum car insurance in Pine Island, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Pine Island, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Pine Island, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pine Island, NY. Compare credit history car insurance rates in Pine Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pine Island, New York

Insurance Company Poor Fair Good
Allstate $8,241 $4,772 $4,094
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,532 $6,225 $4,655
Nationwide $4,429 $4,429 $4,429
Progressive $6,551 $3,285 $2,376
State Farm $6,917 $4,337 $3,442
Travelers $7,305 $4,486 $3,856
USAA $6,270 $3,162 $2,791

Cheapest Pine Island, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pine Island, NY to rates for a clean record with top companies.

Annual Pine Island, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $4,796 $7,109 $6,108
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,426 $5,426 $10,939 $5,426
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $3,956 $3,956 $4,389 $3,981
State Farm $4,664 $4,664 $5,133 $5,133
Travelers $4,432 $5,585 $5,661 $5,184
USAA $3,623 $3,683 $5,308 $3,683

Cheapest Pine Island, NY Car Insurance for Teen Drivers

Teen car insurance in Pine Island, NY can be expensive. Take a look at rates from the top car insurance companies in Pine Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pine Island, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,443 $12,288
GEICO $4,235 $6,248
Liberty Mutual $9,622 $15,635
Nationwide $6,028 $9,066
Progressive $8,331 $9,195
State Farm $9,056 $11,618
Travelers $8,747 $10,311
USAA $8,632 $10,262

Cheapest Pine Island, NY Car Insurance for Seniors

Take a look at Pine Island, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pine Island, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,572 $3,620
GEICO $1,917 $1,889
Liberty Mutual $4,584 $4,584
Nationwide $3,100 $3,100
Progressive $1,973 $2,012
State Farm $2,693 $2,693
Travelers $3,435 $3,633
USAA $1,914 $1,914

Cheapest Pine Island, NY Car Insurance Rates After a DUI

A DUI in Pine Island, NY increases car insurance rates. Compare Pine Island, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pine Island, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,109
GEICO $4,367
Liberty Mutual $10,939
Nationwide $7,603
Progressive $4,389
State Farm $5,133
Travelers $5,661
USAA $5,308

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Cheapest Pine Island, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pine Island, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pine Island, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,622 $5,783
GEICO $2,639 $2,799
Liberty Mutual $6,613 $6,996
Nationwide $4,429 $4,429
Progressive $4,071 $4,071
State Farm $4,722 $5,075
Travelers $5,216 $5,216
USAA $4,033 $4,115

The Best Cheap Car Insurance Companies in Pine Island, NY

Take a look at a side-by-side comparison of the top car insurance companies in Pine Island, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pine Island, New York

Insurance Company Average Annual Rates
Allstate $5,702
GEICO $2,719
Liberty Mutual $6,804
Nationwide $4,429
Progressive $4,071
State Farm $4,899
Travelers $5,216
USAA $4,074

Category Winners: Cheapest Car Insurance in Pine Island, New York

Find the cheapest car insurance companies in Pine Island, NY for each category right here.

Best Annual Car Insurance Rates by Company in Pine Island, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Pine Island, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pine Island car insurance rates. Find the cheapest Pine Island, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pine Island, New York

Insurance Company Low Medium High
Allstate $5,328 $5,678 $6,101
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,496 $6,783 $7,134
Nationwide $4,156 $4,391 $4,739
Progressive $3,845 $4,042 $4,325
State Farm $4,658 $4,925 $5,113
Travelers $4,920 $5,155 $5,572
USAA $3,942 $4,051 $4,230

Compare Car Insurance Quotes in Pine Island, NY

Ready to find affordable Pine Island, New York car insurance today? Enter your ZIP code for fast, free Pine Island, NY car insurance quotes.

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