Compare Pine Knot, KY Car Insurance Rates (2021)

Car insurance in Pine Knot, KY averages $413 a month. Pine Knot, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pine Knot car insurance rates, compare quotes from the top car insurance companies in Pine Knot, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pine Knot for teen drivers is USAA
  • The cheapest car insurance company in Pine Knot is USAA
  • Average car insurance rates in Pine Knot, KY are $4,955/year

If you need to buy Pine Knot, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Pine Knot, KY is right here.

You’ll find Pine Knot car insurance rates, the cheapest Pine Knot, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Pine Knot, Kentucky car insurance rates to Owensboro car insurance rates, Covington car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Pine Knot, KY car insurance today? Enter your ZIP code for fast, free Pine Knot car insurance quotes.

Cheapest Pine Knot, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pine Knot, KY car insurance rates? Every Pine Knot, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pine Knot, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,136 $3,104 $2,839 $3,026 $11,592 $12,993 $3,469 $3,662
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,875 $3,109 $2,461 $2,738 $12,359 $13,622 $2,991 $3,085
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,428 $2,304 $2,182 $2,189 $11,957 $13,549 $3,014 $3,075
State Farm $2,325 $2,325 $2,080 $2,080 $6,526 $8,262 $2,579 $2,855
Travelers $2,707 $2,758 $2,652 $2,662 $13,276 $21,507 $2,823 $3,271
USAA $2,029 $2,027 $1,836 $1,860 $5,522 $5,798 $2,561 $2,798

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Minimum Car Insurance in Pine Knot, KY

Every driver must carry the minimum car insurance in Pine Knot, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Pine Knot, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pine Knot, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pine Knot, KY. Compare credit history car insurance rates in Pine Knot from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pine Knot, Kentucky

Insurance Company Poor Fair Good
Allstate $7,256 $5,006 $4,171
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,732 $4,750 $3,733
Nationwide $7,021 $5,495 $4,763
Progressive $5,683 $4,958 $4,620
State Farm $5,198 $3,182 $2,507
Travelers $7,207 $6,093 $6,071
USAA $4,532 $2,550 $2,080

Cheapest Pine Knot, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pine Knot, KY to rates for a clean record with top companies.

Annual Pine Knot, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,547 $5,923 $6,315 $5,125
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,489 $6,947 $5,395 $4,789
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,203 $6,240 $4,795 $5,110
State Farm $3,338 $3,919 $3,629 $3,629
Travelers $5,629 $5,792 $8,374 $6,033
USAA $2,296 $3,251 $3,900 $2,768

Cheapest Pine Knot, KY Car Insurance for Teen Drivers

Teen car insurance in Pine Knot, KY can be expensive. Take a look at rates from the top car insurance companies in Pine Knot for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pine Knot, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,592 $12,993
GEICO $7,942 $9,404
Liberty Mutual $12,359 $13,622
Nationwide $9,302 $11,583
Progressive $11,957 $13,549
State Farm $6,526 $8,262
Travelers $13,276 $21,507
USAA $5,522 $5,798

Cheapest Pine Knot, KY Car Insurance for Seniors

Take a look at Pine Knot, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pine Knot, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,839 $3,026
GEICO $4,003 $3,626
Liberty Mutual $2,461 $2,738
Nationwide $3,677 $3,839
Progressive $2,182 $2,189
State Farm $2,080 $2,080
Travelers $2,652 $2,662
USAA $1,836 $1,860

Cheapest Pine Knot, KY Car Insurance Rates After a DUI

A DUI in Pine Knot, KY increases car insurance rates. Compare Pine Knot, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pine Knot, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,315
GEICO $7,717
Liberty Mutual $5,395
Nationwide $7,562
Progressive $4,795
State Farm $3,629
Travelers $8,374
USAA $3,900

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Cheapest Pine Knot, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pine Knot, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pine Knot, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,478 $5,478
GEICO $4,724 $4,814
Liberty Mutual $5,405 $5,405
Nationwide $5,760 $5,760
Progressive $5,087 $5,087
State Farm $3,541 $3,716
Travelers $6,457 $6,457
USAA $2,940 $3,167

The Best Cheap Car Insurance Companies in Pine Knot, KY

Take a look at a side-by-side comparison of the top car insurance companies in Pine Knot, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pine Knot, Kentucky

Insurance Company Average Annual Rates
Allstate $5,478
GEICO $4,769
Liberty Mutual $5,405
Nationwide $5,760
Progressive $5,087
State Farm $3,629
Travelers $6,457
USAA $3,054

Category Winners: Cheapest Car Insurance in Pine Knot, Kentucky

Find the cheapest car insurance companies in Pine Knot, KY for each category right here.

Best Annual Car Insurance Rates by Company in Pine Knot, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Pine Knot, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pine Knot car insurance rates. Find the cheapest Pine Knot, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pine Knot, Kentucky

Insurance Company Low Medium High
Allstate $5,055 $5,454 $5,924
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,139 $5,368 $5,707
Nationwide $5,806 $5,676 $5,797
Progressive $4,684 $5,013 $5,564
State Farm $3,377 $3,616 $3,893
Travelers $6,100 $6,479 $6,793
USAA $2,904 $3,046 $3,211

What affects car insurance rates in Pine Knot, Kentucky?

What factors can have an impact on Pine Knot, KY car insurance? There are several reasons why Pine Knot car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pine Knot, Kentucky.

Commute Time in Pine Knot

The more time you spend in your car the higher the risk of an accident. The average commute length in Pine Knot, KY is 35.6 minutes according to City-Data.

Compare Car Insurance Quotes in Pine Knot, KY

Ready to find affordable Pine Knot, Kentucky car insurance today? Enter your ZIP code for fast, free Pine Knot, KY car insurance quotes.

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