Compare Pine Ridge, SD Car Insurance Rates (2021)

Car insurance in Pine Ridge, SD averages $391 a month. Pine Ridge, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pine Ridge car insurance rates, compare quotes from the top car insurance companies in Pine Ridge, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pine Ridge for teen drivers is Nationwide
  • Average car insurance rates in Pine Ridge, SD after a DUI are $5,652/year
  • Average car insurance rates in Pine Ridge, SD are $4,695/year

If you need to buy Pine Ridge, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Pine Ridge, SD is right here.

You’ll find Pine Ridge car insurance rates, the cheapest Pine Ridge, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Pine Ridge, South Dakota car insurance rates to Spearfish car insurance rates, Huron car insurance rates, and Aberdeen car insurance rates.

Ready to find affordable Pine Ridge, SD car insurance today? Enter your ZIP code for fast, free Pine Ridge car insurance quotes.

Cheapest Pine Ridge, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pine Ridge, SD car insurance rates? Every Pine Ridge, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pine Ridge, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $3,279 $3,096 $3,153 $2,905 $6,339 $7,536 $2,881 $2,795
Liberty Mutual $5,146 $5,610 $4,059 $4,938 $19,027 $21,372 $5,433 $6,058
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,874 $2,854 $2,359 $2,427 $9,894 $11,300 $3,601 $3,754
State Farm $2,299 $2,299 $1,940 $1,940 $5,088 $6,607 $2,560 $2,846

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Minimum Car Insurance in Pine Ridge, SD

Every driver must carry the minimum car insurance in Pine Ridge, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Pine Ridge, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pine Ridge, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pine Ridge, SD. Compare credit history car insurance rates in Pine Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pine Ridge, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $5,228 $3,769 $3,193
Farmers $5,235 $4,421 $4,239
GEICO $6,479 $3,286 $2,229
Liberty Mutual $13,007 $7,761 $6,098
Nationwide $3,667 $2,879 $2,531
Progressive $5,673 $4,675 $4,300
State Farm $4,657 $2,782 $2,154

Cheapest Pine Ridge, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pine Ridge, SD to rates for a clean record with top companies.

Annual Pine Ridge, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $2,501 $4,261 $6,730 $2,501
Liberty Mutual $7,562 $9,343 $9,756 $9,160
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $4,217 $5,669 $4,552 $5,093
State Farm $3,036 $3,359 $3,197 $3,197

Cheapest Pine Ridge, SD Car Insurance for Teen Drivers

Teen car insurance in Pine Ridge, SD can be expensive. Take a look at rates from the top car insurance companies in Pine Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pine Ridge, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $6,026 $8,854
Farmers $10,882 $11,320
GEICO $6,339 $7,536
Liberty Mutual $19,027 $21,372
Nationwide $4,690 $6,095
Progressive $9,894 $11,300
State Farm $5,088 $6,607

Cheapest Pine Ridge, SD Car Insurance for Seniors

Take a look at Pine Ridge, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pine Ridge, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,598 $2,598
Farmers $2,140 $2,226
GEICO $3,153 $2,905
Liberty Mutual $4,059 $4,938
Nationwide $1,922 $2,061
Progressive $2,359 $2,427
State Farm $1,940 $1,940

Cheapest Pine Ridge, SD Car Insurance Rates After a DUI

A DUI in Pine Ridge, SD increases car insurance rates. Compare Pine Ridge, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pine Ridge, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,160
American Family $5,591
Farmers $4,868
GEICO $6,730
Liberty Mutual $9,756
Nationwide $4,363
Progressive $4,552
State Farm $3,197

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Cheapest Pine Ridge, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pine Ridge, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pine Ridge, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $4,013 $4,113
Farmers $4,632 $4,632
GEICO $3,952 $4,045
Liberty Mutual $8,955 $8,955
Nationwide $3,026 $3,026
Progressive $4,883 $4,883
State Farm $3,121 $3,274

The Best Cheap Car Insurance Companies in Pine Ridge, SD

Take a look at a side-by-side comparison of the top car insurance companies in Pine Ridge, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pine Ridge, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $4,063
Farmers $4,632
GEICO $3,998
Liberty Mutual $8,955
Nationwide $3,026
Progressive $4,883
State Farm $3,197

Category Winners: Cheapest Car Insurance in Pine Ridge, South Dakota

Find the cheapest car insurance companies in Pine Ridge, SD for each category right here.

Best Annual Car Insurance Rates by Company in Pine Ridge, South Dakota

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Pine Ridge, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pine Ridge car insurance rates. Find the cheapest Pine Ridge, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pine Ridge, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $4,106 $4,185 $3,899
Farmers $4,435 $4,582 $4,877
GEICO $3,920 $3,995 $4,080
Liberty Mutual $8,801 $8,940 $9,124
Nationwide $2,847 $3,013 $3,217
Progressive $4,772 $4,842 $5,034
State Farm $3,130 $3,198 $3,264

What affects car insurance rates in Pine Ridge, South Dakota?

What factors can have an impact on Pine Ridge, SD car insurance? There are several reasons why Pine Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pine Ridge, South Dakota.

Commute Time in Pine Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Pine Ridge, SD is 9.7 minutes according to City-Data.

Compare Car Insurance Quotes in Pine Ridge, SD

Ready to find affordable Pine Ridge, South Dakota car insurance today? Enter your ZIP code for fast, free Pine Ridge, SD car insurance quotes.

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