Compare Pine Valley, NY Car Insurance Rates (2021)

Car insurance in Pine Valley, NY averages $250 a month. Pine Valley, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Pine Valley car insurance rates, compare quotes from the top car insurance companies in Pine Valley, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pine Valley, NY after a DUI are $3,950/year
  • The cheapest car insurance company in Pine Valley is GEICO
  • The cheapest car insurance company in Pine Valley for teen drivers is GEICO

If you need to buy Pine Valley, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Pine Valley, NY is right here.

You’ll find Pine Valley car insurance rates, the cheapest Pine Valley, NY car insurance companies, and information on New York car insurance laws. You can also compare Pine Valley, New York car insurance rates to Yonkers car insurance rates, Schenectady car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Pine Valley, NY car insurance today? Enter your ZIP code for fast, free Pine Valley car insurance quotes.

Cheapest Pine Valley, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pine Valley, NY car insurance rates? Every Pine Valley, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pine Valley, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,193 $2,075 $2,046 $2,078 $6,152 $6,594 $2,198 $2,223
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,826 $1,826 $1,728 $1,728 $3,166 $4,680 $1,826 $2,305
Progressive $1,406 $1,317 $1,129 $1,148 $4,648 $5,165 $1,806 $1,759
State Farm $2,197 $2,197 $1,914 $1,914 $6,474 $8,372 $2,413 $2,562
Travelers $2,387 $2,398 $2,156 $2,307 $5,336 $6,257 $2,525 $2,623
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Pine Valley, NY

Every driver must carry the minimum car insurance in Pine Valley, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Pine Valley, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Pine Valley, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pine Valley, NY. Compare credit history car insurance rates in Pine Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pine Valley, New York

Insurance Company Poor Fair Good
Allstate $4,556 $2,691 $2,338
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,385 $2,385 $2,385
Progressive $3,638 $1,877 $1,377
State Farm $4,950 $3,103 $2,463
Travelers $4,462 $2,824 $2,460
USAA $4,512 $2,242 $1,983

Cheapest Pine Valley, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pine Valley, NY to rates for a clean record with top companies.

Annual Pine Valley, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $2,733 $3,912 $3,402
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,840 $1,840 $3,981 $1,880
Progressive $2,235 $2,235 $2,471 $2,249
State Farm $3,340 $3,340 $3,670 $3,670
Travelers $2,795 $3,461 $3,510 $3,230
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Pine Valley, NY Car Insurance for Teen Drivers

Teen car insurance in Pine Valley, NY can be expensive. Take a look at rates from the top car insurance companies in Pine Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pine Valley, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,152 $6,594
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,166 $4,680
Progressive $4,648 $5,165
State Farm $6,474 $8,372
Travelers $5,336 $6,257
USAA $6,103 $7,296

Cheapest Pine Valley, NY Car Insurance for Seniors

Take a look at Pine Valley, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pine Valley, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,078
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,728 $1,728
Progressive $1,129 $1,148
State Farm $1,914 $1,914
Travelers $2,156 $2,307
USAA $1,379 $1,382

Cheapest Pine Valley, NY Car Insurance Rates After a DUI

A DUI in Pine Valley, NY increases car insurance rates. Compare Pine Valley, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pine Valley, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,912
GEICO $3,007
Liberty Mutual $7,251
Nationwide $3,981
Progressive $2,471
State Farm $3,670
Travelers $3,510
USAA $3,799

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Cheapest Pine Valley, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pine Valley, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pine Valley, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,153 $3,237
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,385 $2,385
Progressive $2,297 $2,297
State Farm $3,383 $3,627
Travelers $3,249 $3,249
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Pine Valley, NY

Take a look at a side-by-side comparison of the top car insurance companies in Pine Valley, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pine Valley, New York

Insurance Company Average Annual Rates
Allstate $3,195
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,385
Progressive $2,297
State Farm $3,505
Travelers $3,249
USAA $2,912

Category Winners: Cheapest Car Insurance in Pine Valley, New York

Find the cheapest car insurance companies in Pine Valley, NY for each category right here.

Best Annual Car Insurance Rates by Company in Pine Valley, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Pine Valley, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pine Valley car insurance rates. Find the cheapest Pine Valley, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pine Valley, New York

Insurance Company Low Medium High
Allstate $3,027 $3,185 $3,372
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,255 $2,367 $2,534
Progressive $2,189 $2,286 $2,417
State Farm $3,316 $3,527 $3,673
Travelers $3,113 $3,222 $3,410
USAA $2,839 $2,901 $2,997

What affects car insurance rates in Pine Valley, New York?

What factors can have an impact on Pine Valley, NY car insurance? There are several reasons why Pine Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pine Valley, New York.

Commute Time in Pine Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Pine Valley, NY is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Pine Valley, NY

Ready to find affordable Pine Valley, New York car insurance today? Enter your ZIP code for fast, free Pine Valley, NY car insurance quotes.

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