Compare Piqua, OH Car Insurance Rates (2021)

Car insurance in Piqua, OH averages $212 a month. Piqua, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Piqua car insurance rates, compare quotes from the top car insurance companies in Piqua, OH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Piqua is American Family
  • Average car insurance rates in Piqua, OH after a DUI are $2,969/year
  • The cheapest car insurance company in Piqua for teen drivers is American Family

If you need to buy Piqua, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Piqua, OH is right here.

You’ll find Piqua car insurance rates, the cheapest Piqua, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Piqua, Ohio car insurance rates to Cleveland car insurance rates, Toledo car insurance rates, and Akron car insurance rates.

Ready to find affordable Piqua, OH car insurance today? Enter your ZIP code for fast, free Piqua car insurance quotes.

Cheapest Piqua, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Piqua, OH car insurance rates? Every Piqua, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Piqua, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,855 $1,679 $1,793 $5,136 $5,891 $1,960 $2,094
American Family $849 $880 $774 $778 $2,534 $2,746 $1,045 $1,098
Farmers $1,588 $1,580 $1,400 $1,478 $6,959 $7,204 $1,782 $1,862
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $1,775 $1,935 $1,368 $1,657 $9,292 $10,495 $1,886 $2,061
Nationwide $2,029 $2,039 $1,833 $1,846 $5,181 $6,675 $2,174 $2,527
Progressive $1,592 $1,497 $1,329 $1,372 $7,125 $8,012 $1,903 $1,967
State Farm $1,364 $1,364 $1,224 $1,224 $4,308 $5,410 $1,585 $1,817
Travelers $1,419 $1,440 $1,412 $1,403 $6,123 $9,650 $1,480 $1,688
USAA $810 $817 $774 $771 $2,504 $2,784 $1,080 $1,165

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Piqua, OH

Every driver must carry the minimum car insurance in Piqua, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Piqua, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Piqua, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Piqua, OH. Compare credit history car insurance rates in Piqua from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Piqua, Ohio

Insurance Company Poor Fair Good
Allstate $3,565 $2,605 $2,182
American Family $1,774 $1,212 $1,027
Farmers $3,380 $2,851 $2,714
GEICO $2,037 $1,700 $1,364
Liberty Mutual $5,452 $3,348 $2,626
Nationwide $3,664 $2,954 $2,496
Progressive $3,478 $3,010 $2,812
State Farm $3,259 $2,014 $1,588
Travelers $3,440 $2,994 $2,796
USAA $1,734 $1,230 $1,050

Cheapest Piqua, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Piqua, OH to rates for a clean record with top companies.

Annual Piqua, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,346 $2,824 $3,315 $2,650
American Family $1,284 $1,356 $1,356 $1,356
Farmers $2,455 $3,164 $3,086 $3,221
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,203 $4,104 $4,194 $3,734
Nationwide $2,438 $3,096 $3,924 $2,694
Progressive $2,672 $3,638 $2,847 $3,242
State Farm $2,081 $2,493 $2,287 $2,287
Travelers $2,264 $2,953 $4,456 $2,635
USAA $1,029 $1,379 $1,805 $1,139

Cheapest Piqua, OH Car Insurance for Teen Drivers

Teen car insurance in Piqua, OH can be expensive. Take a look at rates from the top car insurance companies in Piqua for teenagers.

Annual Car Insurance Rates for Teen Drivers in Piqua, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,136 $5,891
American Family $2,534 $2,746
Farmers $6,959 $7,204
GEICO $3,287 $3,057
Liberty Mutual $9,292 $10,495
Nationwide $5,181 $6,675
Progressive $7,125 $8,012
State Farm $4,308 $5,410
Travelers $6,123 $9,650
USAA $2,504 $2,784

Cheapest Piqua, OH Car Insurance for Seniors

Take a look at Piqua, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Piqua, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,793
American Family $774 $778
Farmers $1,400 $1,478
GEICO $1,156 $1,169
Liberty Mutual $1,368 $1,657
Nationwide $1,833 $1,846
Progressive $1,329 $1,372
State Farm $1,224 $1,224
Travelers $1,412 $1,403
USAA $774 $771

Cheapest Piqua, OH Car Insurance Rates After a DUI

A DUI in Piqua, OH increases car insurance rates. Compare Piqua, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Piqua, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,315
American Family $1,356
Farmers $3,086
GEICO $2,417
Liberty Mutual $4,194
Nationwide $3,924
Progressive $2,847
State Farm $2,287
Travelers $4,456
USAA $1,805

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Piqua, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Piqua, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Piqua, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,784 $2,784
American Family $1,322 $1,354
Farmers $2,982 $2,982
GEICO $1,671 $1,730
Liberty Mutual $3,809 $3,809
Nationwide $3,038 $3,038
Progressive $3,100 $3,100
State Farm $2,230 $2,344
Travelers $3,077 $3,077
USAA $1,288 $1,388

The Best Cheap Car Insurance Companies in Piqua, OH

Take a look at a side-by-side comparison of the top car insurance companies in Piqua, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Piqua, Ohio

Insurance Company Average Annual Rates
Allstate $2,784
American Family $1,338
Farmers $2,982
GEICO $1,701
Liberty Mutual $3,809
Nationwide $3,038
Progressive $3,100
State Farm $2,287
Travelers $3,077
USAA $1,338

Category Winners: Cheapest Car Insurance in Piqua, Ohio

Find the cheapest car insurance companies in Piqua, OH for each category right here.

Best Annual Car Insurance Rates by Company in Piqua, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Piqua, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Piqua car insurance rates. Find the cheapest Piqua, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Piqua, Ohio

Insurance Company Low Medium High
Allstate $2,711 $2,779 $2,861
American Family $1,313 $1,348 $1,353
Farmers $2,832 $2,938 $3,174
GEICO $1,645 $1,693 $1,764
Liberty Mutual $3,669 $3,825 $3,931
Nationwide $3,366 $2,944 $2,804
Progressive $2,981 $3,073 $3,244
State Farm $2,169 $2,294 $2,398
Travelers $2,997 $3,117 $3,117
USAA $1,280 $1,337 $1,397

What affects car insurance rates in Piqua, Ohio?

What factors can have an impact on Piqua, OH car insurance? There are several reasons why Piqua car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Piqua, Ohio.

Car Theft in Piqua

High levels of vehicle theft can make car insurance more expensive. Piqua, OH car theft statistics from the FBI indicate 30 vehicle thefts a year.

Commute Time in Piqua

The more time you spend in your car the higher the risk of an accident. The average commute length in Piqua, OH is 17.6 minutes according to City-Data.

Compare Car Insurance Quotes in Piqua, OH

Ready to find affordable Piqua, Ohio car insurance today? Enter your ZIP code for fast, free Piqua, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption