Compare Pismo Beach, CA Car Insurance Rates (2021)

Car insurance in Pismo Beach, CA averages $236 a month. Pismo Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Pismo Beach car insurance rates, compare quotes from the top car insurance companies in Pismo Beach, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pismo Beach, CA after a DUI are $3,981/year
  • Average car insurance rates in Pismo Beach, CA are $2,830/year
  • The cheapest car insurance company in Pismo Beach for teen drivers is Liberty Mutual

If you need to buy Pismo Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Pismo Beach, CA is right here.

You’ll find Pismo Beach car insurance rates, the cheapest Pismo Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Pismo Beach, California car insurance rates to Bakersfield car insurance rates, Fresno car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Pismo Beach, CA car insurance today? Enter your ZIP code for fast, free Pismo Beach car insurance quotes.

Cheapest Pismo Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pismo Beach, CA car insurance rates? Every Pismo Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pismo Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,218 $2,219 $1,631 $1,647 $6,172 $7,760 $2,839 $3,119
Farmers $1,728 $1,728 $1,560 $1,560 $5,476 $8,956 $2,045 $2,275
GEICO $1,548 $1,549 $1,456 $1,456 $4,718 $4,800 $2,225 $2,274
Liberty Mutual $1,739 $1,645 $1,620 $1,570 $3,756 $4,005 $1,955 $1,975
Nationwide $2,608 $2,489 $2,284 $2,154 $6,630 $7,303 $3,114 $3,077
Progressive $1,548 $1,592 $1,338 $1,577 $4,165 $5,000 $2,244 $2,410
State Farm $2,294 $2,294 $2,051 $2,051 $4,218 $5,235 $2,538 $2,617
Travelers $1,896 $1,838 $1,687 $1,671 $3,837 $4,351 $2,433 $2,384
USAA $1,755 $1,661 $1,713 $1,719 $4,003 $4,025 $2,429 $2,295

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Minimum Car Insurance in Pismo Beach, CA

Every driver must carry the minimum car insurance in Pismo Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Pismo Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Pismo Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pismo Beach, CA to rates for a clean record with top companies.

Annual Pismo Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,091 $3,504 $5,472 $2,735
Farmers $2,342 $3,188 $3,969 $3,164
GEICO $1,750 $2,704 $3,388 $2,171
Liberty Mutual $1,982 $2,655 $2,397 $2,100
Nationwide $2,593 $3,319 $5,598 $3,319
Progressive $1,623 $2,766 $3,212 $2,336
State Farm $2,077 $2,478 $4,682 $2,411
Travelers $1,706 $2,725 $3,149 $2,469
USAA $1,630 $2,423 $3,963 $1,784

Cheapest Pismo Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Pismo Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Pismo Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pismo Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,172 $7,760
Farmers $5,476 $8,956
GEICO $4,718 $4,800
Liberty Mutual $3,756 $4,005
Nationwide $6,630 $7,303
Progressive $4,165 $5,000
State Farm $4,218 $5,235
Travelers $3,837 $4,351
USAA $4,003 $4,025

Cheapest Pismo Beach, CA Car Insurance for Seniors

Take a look at Pismo Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pismo Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,631 $1,647
Farmers $1,560 $1,560
GEICO $1,456 $1,456
Liberty Mutual $1,620 $1,570
Nationwide $2,284 $2,154
Progressive $1,338 $1,577
State Farm $2,051 $2,051
Travelers $1,687 $1,671
USAA $1,713 $1,719

Cheapest Pismo Beach, CA Car Insurance Rates After a DUI

A DUI in Pismo Beach, CA increases car insurance rates. Compare Pismo Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pismo Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,472
Farmers $3,969
GEICO $3,388
Liberty Mutual $2,397
Nationwide $5,598
Progressive $3,212
State Farm $4,682
Travelers $3,149
USAA $3,963

Cheapest Pismo Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pismo Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pismo Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,120 $3,782
Farmers $2,873 $3,459
GEICO $2,274 $2,733
Liberty Mutual $2,098 $2,468
Nationwide $3,276 $4,138
Progressive $2,257 $2,712
State Farm $2,806 $3,018
Travelers $2,271 $2,754
USAA $2,258 $2,642

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The Best Cheap Car Insurance Companies in Pismo Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Pismo Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pismo Beach, California

Insurance Company Average Annual Rates
Allstate $3,451
Farmers $3,166
GEICO $2,503
Liberty Mutual $2,283
Nationwide $3,707
Progressive $2,484
State Farm $2,912
Travelers $2,512
USAA $2,450

Category Winners: Cheapest Car Insurance in Pismo Beach, California

Find the cheapest car insurance companies in Pismo Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Pismo Beach, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Pismo Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pismo Beach car insurance rates. Find the cheapest Pismo Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pismo Beach, California

Insurance Company Low Medium High
Allstate $3,287 $3,478 $3,587
Farmers $2,945 $3,190 $3,364
GEICO $2,272 $2,532 $2,707
Liberty Mutual $2,129 $2,303 $2,418
Nationwide $3,345 $3,773 $4,004
Progressive $2,189 $2,565 $2,699
State Farm $2,626 $2,959 $3,151
Travelers $2,182 $2,582 $2,773
USAA $2,228 $2,496 $2,626

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What affects car insurance rates in Pismo Beach, California?

What factors can have an impact on Pismo Beach, CA car insurance? There are several reasons why Pismo Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pismo Beach, California.

Car Theft in Pismo Beach

High levels of vehicle theft can make car insurance more expensive. Pismo Beach, CA car theft statistics from the FBI indicate 15 vehicle thefts a year.

Commute Time in Pismo Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Pismo Beach, CA is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Pismo Beach, CA

Ready to find affordable Pismo Beach, California car insurance today? Enter your ZIP code for fast, free Pismo Beach, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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