Compare Placerville, CO Car Insurance Rates (2021)

Car insurance in Placerville, CO averages $307 a month. Placerville, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Placerville car insurance rates, compare quotes from the top car insurance companies in Placerville, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Placerville, CO are $3,687/year
  • The cheapest car insurance company in Placerville is Liberty Mutual
  • Average car insurance rates in Placerville, CO after a DUI are $4,382/year

If you need to buy Placerville, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Placerville, CO is right here.

You’ll find Placerville car insurance rates, the cheapest Placerville, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Placerville, Colorado car insurance rates to Centennial car insurance rates, Greeley car insurance rates, and Aurora car insurance rates.

Ready to find affordable Placerville, CO car insurance today? Enter your ZIP code for fast, free Placerville car insurance quotes.

Cheapest Placerville, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Placerville, CO car insurance rates? Every Placerville, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Placerville, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,913 $2,879 $2,653 $2,880 $10,729 $10,679 $3,177 $3,181
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,932 $1,927 $1,620 $1,774 $5,278 $5,769 $1,958 $2,013
Nationwide $2,342 $2,393 $2,090 $2,217 $5,853 $7,521 $2,684 $2,907
Progressive $2,455 $2,295 $2,111 $2,109 $8,271 $9,272 $2,780 $2,712
State Farm $1,928 $1,928 $1,720 $1,720 $5,412 $6,871 $2,152 $2,549
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Placerville, CO

Every driver must carry the minimum car insurance in Placerville, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Placerville, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Placerville, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Placerville, CO. Compare credit history car insurance rates in Placerville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Placerville, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,610 $3,271 $2,742
Farmers $5,715 $4,588 $4,356
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,997 $2,420 $1,935
Nationwide $4,239 $3,346 $2,918
Progressive $4,550 $3,883 $3,569
State Farm $4,217 $2,707 $2,181
USAA $4,757 $2,700 $2,160

Cheapest Placerville, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Placerville, CO to rates for a clean record with top companies.

Annual Placerville, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,123 $5,304 $5,240 $4,879
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,423 $2,847 $2,985 $2,880
Nationwide $2,683 $3,679 $4,683 $2,958
Progressive $3,475 $4,806 $3,668 $4,054
State Farm $2,803 $3,267 $3,035 $3,035
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Placerville, CO Car Insurance for Teen Drivers

Teen car insurance in Placerville, CO can be expensive. Take a look at rates from the top car insurance companies in Placerville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Placerville, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,867 $7,848
Farmers $10,729 $10,679
GEICO $5,555 $5,909
Liberty Mutual $5,278 $5,769
Nationwide $5,853 $7,521
Progressive $8,271 $9,272
State Farm $5,412 $6,871
USAA $5,325 $6,108

Cheapest Placerville, CO Car Insurance for Seniors

Take a look at Placerville, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Placerville, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,184 $2,184
Farmers $2,653 $2,880
GEICO $1,866 $2,072
Liberty Mutual $1,620 $1,774
Nationwide $2,090 $2,217
Progressive $2,111 $2,109
State Farm $1,720 $1,720
USAA $2,042 $2,056

Cheapest Placerville, CO Car Insurance Rates After a DUI

A DUI in Placerville, CO increases car insurance rates. Compare Placerville, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Placerville, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,468
American Family $4,854
Farmers $5,240
GEICO $3,517
Liberty Mutual $2,985
Nationwide $4,683
Progressive $3,668
State Farm $3,035
USAA $4,987

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Cheapest Placerville, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Placerville, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Placerville, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,466 $3,616
Farmers $4,886 $4,886
GEICO $2,763 $2,890
Liberty Mutual $2,784 $2,784
Nationwide $3,501 $3,501
Progressive $4,001 $4,001
State Farm $2,961 $3,109
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Placerville, CO

Take a look at a side-by-side comparison of the top car insurance companies in Placerville, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Placerville, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,541
Farmers $4,886
GEICO $2,827
Liberty Mutual $2,784
Nationwide $3,501
Progressive $4,001
State Farm $3,035
USAA $3,206

Category Winners: Cheapest Car Insurance in Placerville, Colorado

Find the cheapest car insurance companies in Placerville, CO for each category right here.

Best Annual Car Insurance Rates by Company in Placerville, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Placerville, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Placerville car insurance rates. Find the cheapest Placerville, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Placerville, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,372 $3,615 $3,636
Farmers $4,237 $4,811 $5,611
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,660 $2,776 $2,915
Nationwide $3,554 $3,498 $3,451
Progressive $3,763 $4,010 $4,229
State Farm $2,854 $3,036 $3,215
USAA $3,077 $3,205 $3,334

Compare Car Insurance Quotes in Placerville, CO

Ready to find affordable Placerville, Colorado car insurance today? Enter your ZIP code for fast, free Placerville, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State