Compare Placida, FL Car Insurance Rates (2021)

Car insurance in Placida, FL averages $321 a month. Placida, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Placida car insurance rates, compare quotes from the top car insurance companies in Placida, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Placida is USAA
  • Average car insurance rates in Placida, FL are $3,851/year
  • The cheapest car insurance company in Placida for teen drivers is USAA

If you need to buy Placida, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Placida, FL is right here.

You’ll find Placida car insurance rates, the cheapest Placida, FL car insurance companies, and information on Florida car insurance laws. You can also compare Placida, Florida car insurance rates to Fort Lauderdale car insurance rates, Port St. Lucie car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Placida, FL car insurance today? Enter your ZIP code for fast, free Placida car insurance quotes.

Cheapest Placida, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Placida, FL car insurance rates? Every Placida, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Placida, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,761 $3,575 $3,260 $3,302 $12,804 $13,794 $3,740 $3,783
GEICO $2,498 $2,508 $2,338 $2,338 $4,485 $5,645 $2,753 $2,797
Liberty Mutual $3,065 $3,065 $2,816 $2,816 $6,369 $9,760 $3,065 $4,122
Nationwide $2,494 $2,463 $2,229 $2,306 $5,944 $7,318 $2,742 $2,853
Progressive $3,329 $3,144 $2,869 $3,066 $9,347 $10,196 $4,005 $3,832
State Farm $1,673 $1,673 $1,519 $1,519 $4,841 $6,149 $1,855 $1,988
USAA $1,294 $1,273 $1,210 $1,200 $4,394 $5,097 $1,613 $1,740

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Minimum Car Insurance in Placida, FL

Every driver must carry the minimum car insurance in Placida, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Placida, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Placida, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Placida, FL. Compare credit history car insurance rates in Placida from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Placida, Florida

Insurance Company Poor Fair Good
Allstate $8,379 $5,313 $4,316
GEICO $4,623 $2,793 $2,094
Liberty Mutual $5,623 $4,150 $3,382
Nationwide $4,429 $3,256 $2,946
Progressive $6,484 $4,600 $3,837
State Farm $3,621 $2,380 $1,955
USAA $3,617 $1,775 $1,292

Cheapest Placida, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Placida, FL to rates for a clean record with top companies.

Annual Placida, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $6,204 $6,879 $5,747
GEICO $2,206 $2,822 $4,204 $3,450
Liberty Mutual $3,177 $4,108 $5,936 $4,318
Nationwide $3,033 $3,323 $4,455 $3,363
Progressive $3,931 $5,805 $4,890 $5,268
State Farm $2,426 $2,878 $2,652 $2,652
USAA $1,748 $2,154 $3,178 $1,832

Cheapest Placida, FL Car Insurance for Teen Drivers

Teen car insurance in Placida, FL can be expensive. Take a look at rates from the top car insurance companies in Placida for teenagers.

Annual Car Insurance Rates for Teen Drivers in Placida, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,804 $13,794
GEICO $4,485 $5,645
Liberty Mutual $6,369 $9,760
Nationwide $5,944 $7,318
Progressive $9,347 $10,196
State Farm $4,841 $6,149
USAA $4,394 $5,097

Cheapest Placida, FL Car Insurance for Seniors

Take a look at Placida, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Placida, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,302
GEICO $2,338 $2,338
Liberty Mutual $2,816 $2,816
Nationwide $2,229 $2,306
Progressive $2,869 $3,066
State Farm $1,519 $1,519
USAA $1,210 $1,200

Cheapest Placida, FL Car Insurance Rates After a DUI

A DUI in Placida, FL increases car insurance rates. Compare Placida, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Placida, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,879
GEICO $4,204
Liberty Mutual $5,936
Nationwide $4,455
Progressive $4,890
State Farm $2,652
USAA $3,178

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Cheapest Placida, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Placida, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Placida, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,833 $6,172
GEICO $3,155 $3,186
Liberty Mutual $4,246 $4,524
Nationwide $3,544 $3,544
Progressive $4,974 $4,974
State Farm $2,562 $2,742
USAA $2,203 $2,253

The Best Cheap Car Insurance Companies in Placida, FL

Take a look at a side-by-side comparison of the top car insurance companies in Placida, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Placida, Florida

Insurance Company Average Annual Rates
Allstate $6,003
GEICO $3,170
Liberty Mutual $4,385
Nationwide $3,544
Progressive $4,973
State Farm $2,652
USAA $2,228

Category Winners: Cheapest Car Insurance in Placida, Florida

Find the cheapest car insurance companies in Placida, FL for each category right here.

Best Annual Car Insurance Rates by Company in Placida, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Placida, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Placida car insurance rates. Find the cheapest Placida, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Placida, Florida

Insurance Company Low Medium High
Allstate $4,807 $6,274 $6,926
GEICO $2,609 $3,281 $3,621
Liberty Mutual $4,030 $4,448 $4,677
Nationwide $2,824 $3,679 $4,128
Progressive $4,171 $5,088 $5,661
State Farm $2,282 $2,713 $2,962
USAA $1,925 $2,306 $2,452

Compare Car Insurance Quotes in Placida, FL

Ready to find affordable Placida, Florida car insurance today? Enter your ZIP code for fast, free Placida, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State