Compare Placitas, NM Car Insurance Rates (2021)

Car insurance in Placitas, NM averages $313 a month. Placitas, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Placitas car insurance rates, compare quotes from the top car insurance companies in Placitas, NM.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Placitas is USAA
  • The cheapest car insurance company in Placitas for teen drivers is USAA
  • Average car insurance rates in Placitas, NM after a DUI are $4,838/year

If you need to buy Placitas, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Placitas, NM is right here.

You’ll find Placitas car insurance rates, the cheapest Placitas, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Placitas, New Mexico car insurance rates to Santa Fe car insurance rates, Farmington car insurance rates, and Carlsbad car insurance rates.

Ready to find affordable Placitas, NM car insurance today? Enter your ZIP code for fast, free Placitas car insurance quotes.

Cheapest Placitas, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Placitas, NM car insurance rates? Every Placitas, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Placitas, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,506 $2,312 $2,429 $8,708 $10,126 $2,757 $2,915
Farmers $2,778 $2,764 $2,484 $2,654 $11,420 $11,734 $3,120 $3,210
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,583 $2,622 $2,347 $2,459 $6,344 $7,984 $2,925 $3,130
Progressive $1,601 $1,542 $1,462 $1,462 $6,762 $7,614 $1,932 $1,991
State Farm $1,630 $1,630 $1,490 $1,490 $4,471 $5,612 $1,824 $2,005
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Placitas, NM

Every driver must carry the minimum car insurance in Placitas, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Placitas, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Placitas, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Placitas, NM. Compare credit history car insurance rates in Placitas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Placitas, New Mexico

Insurance Company Poor Fair Good
Allstate $4,976 $4,113 $3,760
Farmers $5,753 $4,772 $4,537
GEICO $5,759 $5,013 $4,638
Nationwide $4,645 $3,618 $3,136
Progressive $3,328 $2,981 $2,828
State Farm $3,587 $2,215 $1,756
USAA $3,070 $2,300 $1,994

Cheapest Placitas, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Placitas, NM to rates for a clean record with top companies.

Annual Placitas, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,500 $4,652 $5,014 $3,966
Farmers $4,241 $5,468 $5,339 $5,035
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $2,842 $3,988 $5,147 $3,219
Progressive $2,630 $3,615 $2,834 $3,104
State Farm $2,362 $2,571 $2,571 $2,571
USAA $1,819 $2,539 $3,339 $2,121

Cheapest Placitas, NM Car Insurance for Teen Drivers

Teen car insurance in Placitas, NM can be expensive. Take a look at rates from the top car insurance companies in Placitas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Placitas, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,708 $10,126
Farmers $11,420 $11,734
GEICO $9,224 $12,627
Nationwide $6,344 $7,984
Progressive $6,762 $7,614
State Farm $4,471 $5,612
USAA $4,316 $4,875

Cheapest Placitas, NM Car Insurance for Seniors

Take a look at Placitas, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Placitas, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,312 $2,429
Farmers $2,484 $2,654
GEICO $3,007 $3,007
Nationwide $2,347 $2,459
Progressive $1,462 $1,462
State Farm $1,490 $1,490
USAA $1,545 $1,535

Cheapest Placitas, NM Car Insurance Rates After a DUI

A DUI in Placitas, NM increases car insurance rates. Compare Placitas, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Placitas, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,014
Farmers $5,339
GEICO $9,625
Nationwide $5,147
Progressive $2,834
State Farm $2,571
USAA $3,339

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Placitas, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Placitas, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Placitas, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,283 $4,283
Farmers $5,021 $5,021
GEICO $5,057 $5,215
Nationwide $3,799 $3,799
Progressive $3,046 $3,046
State Farm $2,455 $2,583
USAA $2,381 $2,528

The Best Cheap Car Insurance Companies in Placitas, NM

Take a look at a side-by-side comparison of the top car insurance companies in Placitas, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Placitas, New Mexico

Insurance Company Average Annual Rates
Allstate $4,283
Farmers $5,021
GEICO $5,136
Nationwide $3,799
Progressive $3,046
State Farm $2,519
USAA $2,455

Category Winners: Cheapest Car Insurance in Placitas, New Mexico

Find the cheapest car insurance companies in Placitas, NM for each category right here.

Best Annual Car Insurance Rates by Company in Placitas, New Mexico

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Placitas, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Placitas car insurance rates. Find the cheapest Placitas, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Placitas, New Mexico

Insurance Company Low Medium High
Allstate $4,094 $4,274 $4,480
Farmers $4,567 $4,976 $5,519
GEICO $4,774 $5,124 $5,512
Nationwide $3,725 $3,768 $3,906
Progressive $2,892 $3,046 $3,199
State Farm $2,277 $2,528 $2,752
USAA $2,279 $2,467 $2,618

Compare Car Insurance Quotes in Placitas, NM

Ready to find affordable Placitas, New Mexico car insurance today? Enter your ZIP code for fast, free Placitas, NM car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption