Compare Plankinton, SD Car Insurance Rates (2021)

Car insurance in Plankinton, SD averages $312 a month. Plankinton, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Plankinton car insurance rates, compare quotes from the top car insurance companies in Plankinton, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Plankinton, SD are $3,744/year
  • The cheapest car insurance company in Plankinton is State Farm
  • The cheapest car insurance company in Plankinton for teen drivers is State Farm

If you need to buy Plankinton, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Plankinton, SD is right here.

You’ll find Plankinton car insurance rates, the cheapest Plankinton, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Plankinton, South Dakota car insurance rates to Mitchell car insurance rates, Brookings car insurance rates, and Huron car insurance rates.

Ready to find affordable Plankinton, SD car insurance today? Enter your ZIP code for fast, free Plankinton car insurance quotes.

Cheapest Plankinton, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plankinton, SD car insurance rates? Every Plankinton, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plankinton, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,418 $2,474 $2,128 $2,277 $9,845 $11,748 $2,743 $3,008
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,774 $1,778 $1,560 $1,625 $8,035 $8,351 $1,985 $2,116
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,051 $2,025 $1,689 $1,739 $7,337 $8,350 $2,568 $2,679
State Farm $1,514 $1,514 $1,311 $1,311 $3,819 $4,889 $1,696 $1,909

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Minimum Car Insurance in Plankinton, SD

Every driver must carry the minimum car insurance in Plankinton, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Plankinton, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Plankinton, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plankinton, SD. Compare credit history car insurance rates in Plankinton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plankinton, South Dakota

Insurance Company Poor Fair Good
Allstate $5,584 $4,365 $3,792
American Family $5,228 $3,769 $3,193
Farmers $3,844 $3,249 $3,115
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,363 $2,623 $2,311
Progressive $4,108 $3,410 $3,146
State Farm $3,268 $1,954 $1,514

Cheapest Plankinton, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plankinton, SD to rates for a clean record with top companies.

Annual Plankinton, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,799 $4,407 $5,865 $4,250
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,899 $3,667 $3,578 $3,467
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,068 $4,146 $3,309 $3,696
State Farm $2,097 $2,394 $2,245 $2,245

Cheapest Plankinton, SD Car Insurance for Teen Drivers

Teen car insurance in Plankinton, SD can be expensive. Take a look at rates from the top car insurance companies in Plankinton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plankinton, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,845 $11,748
American Family $6,026 $8,854
Farmers $8,035 $8,351
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $4,202 $5,494
Progressive $7,337 $8,350
State Farm $3,819 $4,889

Cheapest Plankinton, SD Car Insurance for Seniors

Take a look at Plankinton, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plankinton, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,128 $2,277
American Family $2,598 $2,598
Farmers $1,560 $1,625
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,781 $1,918
Progressive $1,689 $1,739
State Farm $1,311 $1,311

Cheapest Plankinton, SD Car Insurance Rates After a DUI

A DUI in Plankinton, SD increases car insurance rates. Compare Plankinton, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plankinton, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,865
American Family $5,591
Farmers $3,578
GEICO $4,443
Liberty Mutual $7,255
Nationwide $4,000
Progressive $3,309
State Farm $2,245

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Cheapest Plankinton, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plankinton, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plankinton, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,468 $4,692
American Family $4,013 $4,113
Farmers $3,403 $3,403
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,766 $2,766
Progressive $3,555 $3,555
State Farm $2,191 $2,300

The Best Cheap Car Insurance Companies in Plankinton, SD

Take a look at a side-by-side comparison of the top car insurance companies in Plankinton, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plankinton, South Dakota

Insurance Company Average Annual Rates
Allstate $4,580
American Family $4,063
Farmers $3,403
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,766
Progressive $3,555
State Farm $2,245

Category Winners: Cheapest Car Insurance in Plankinton, South Dakota

Find the cheapest car insurance companies in Plankinton, SD for each category right here.

Best Annual Car Insurance Rates by Company in Plankinton, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Plankinton, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plankinton car insurance rates. Find the cheapest Plankinton, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plankinton, South Dakota

Insurance Company Low Medium High
Allstate $4,463 $4,573 $4,704
American Family $4,106 $4,185 $3,899
Farmers $3,254 $3,365 $3,590
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,628 $2,755 $2,914
Progressive $3,468 $3,526 $3,670
State Farm $2,168 $2,247 $2,321

What affects car insurance rates in Plankinton, South Dakota?

What factors can have an impact on Plankinton, SD car insurance? There are several reasons why Plankinton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plankinton, South Dakota.

Commute Time in Plankinton

The more time you spend in your car the higher the risk of an accident. The average commute length in Plankinton, SD is 14.7 minutes according to City-Data.

Compare Car Insurance Quotes in Plankinton, SD

Ready to find affordable Plankinton, South Dakota car insurance today? Enter your ZIP code for fast, free Plankinton, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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