Compare Plant City, FL Car Insurance Rates (2021)

Car insurance in Plant City, FL averages $432 a month. Plant City, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Plant City car insurance rates, compare quotes from the top car insurance companies in Plant City, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Plant City, FL are $5,181/year
  • Average car insurance rates in Plant City, FL after a DUI are $6,242/year
  • The cheapest car insurance company in Plant City is USAA

If you need to buy Plant City, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Plant City, FL is right here.

You’ll find Plant City car insurance rates, the cheapest Plant City, FL car insurance companies, and information on Florida car insurance laws. You can also compare Plant City, Florida car insurance rates to Hialeah car insurance rates, Tallahassee car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Plant City, FL car insurance today? Enter your ZIP code for fast, free Plant City car insurance quotes.

Cheapest Plant City, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plant City, FL car insurance rates? Every Plant City, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plant City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,121 $4,966 $4,520 $4,630 $18,684 $20,611 $5,149 $5,253
GEICO $3,453 $3,466 $3,232 $3,232 $6,128 $7,624 $3,796 $3,835
Liberty Mutual $3,914 $3,914 $3,589 $3,589 $8,239 $12,678 $3,914 $5,299
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,975 $3,730 $3,395 $3,641 $11,200 $12,168 $4,778 $4,525
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

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Minimum Car Insurance in Plant City, FL

Every driver must carry the minimum car insurance in Plant City, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Plant City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Plant City, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plant City, FL. Compare credit history car insurance rates in Plant City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plant City, Florida

Insurance Company Poor Fair Good
Allstate $12,011 $7,636 $6,204
GEICO $6,327 $3,832 $2,879
Liberty Mutual $7,264 $5,334 $4,329
Nationwide $6,331 $4,634 $4,188
Progressive $7,722 $5,491 $4,566
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

Cheapest Plant City, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plant City, FL to rates for a clean record with top companies.

Annual Plant City, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,382 $8,877 $9,965 $8,243
GEICO $3,025 $3,868 $5,762 $4,729
Liberty Mutual $4,059 $5,279 $7,677 $5,554
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,678 $6,920 $5,830 $6,278
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Cheapest Plant City, FL Car Insurance for Teen Drivers

Teen car insurance in Plant City, FL can be expensive. Take a look at rates from the top car insurance companies in Plant City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plant City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,684 $20,611
GEICO $6,128 $7,624
Liberty Mutual $8,239 $12,678
Nationwide $8,598 $10,611
Progressive $11,200 $12,168
State Farm $6,343 $8,111
USAA $6,347 $7,353

Cheapest Plant City, FL Car Insurance for Seniors

Take a look at Plant City, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plant City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,520 $4,630
GEICO $3,232 $3,232
Liberty Mutual $3,589 $3,589
Nationwide $3,117 $3,226
Progressive $3,395 $3,641
State Farm $1,981 $1,981
USAA $1,736 $1,720

Cheapest Plant City, FL Car Insurance Rates After a DUI

A DUI in Plant City, FL increases car insurance rates. Compare Plant City, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plant City, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,965
GEICO $5,762
Liberty Mutual $7,677
Nationwide $6,405
Progressive $5,830
State Farm $3,477
USAA $4,580

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Cheapest Plant City, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plant City, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plant City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,368 $8,865
GEICO $4,325 $4,367
Liberty Mutual $5,460 $5,824
Nationwide $5,051 $5,051
Progressive $5,926 $5,926
State Farm $3,359 $3,596
USAA $3,169 $3,242

Cheapest Plant City, FL Car Insurance Rates by ZIP Code

Plant City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Plant City, FL.

Annual Car Insurance Rates by ZIP Code in Plant City, Florida

ZIP Code Average Annual Rates
33563 $4,000
33565 $4,001
33566 $4,000
33567 $3,995

The Best Cheap Car Insurance Companies in Plant City, FL

Take a look at a side-by-side comparison of the top car insurance companies in Plant City, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plant City, Florida

Insurance Company Average Annual Rates
Allstate $8,617
GEICO $4,346
Liberty Mutual $5,642
Nationwide $5,051
Progressive $5,926
State Farm $3,477
USAA $3,206

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Category Winners: Cheapest Car Insurance in Plant City, Florida

Find the cheapest car insurance companies in Plant City, FL for each category right here.

Best Annual Car Insurance Rates by Company in Plant City, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Plant City, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plant City car insurance rates. Find the cheapest Plant City, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plant City, Florida

Insurance Company Low Medium High
Allstate $6,351 $9,129 $10,370
GEICO $3,528 $4,499 $5,011
Liberty Mutual $5,191 $5,728 $6,008
Nationwide $3,956 $5,256 $5,942
Progressive $4,894 $6,073 $6,813
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

What affects car insurance rates in Plant City, Florida?

What factors can have an impact on Plant City, FL car insurance? There are several reasons why Plant City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plant City, Florida.

Car Theft in Plant City

High levels of vehicle theft can make car insurance more expensive. Plant City, FL car theft statistics from the FBI indicate 110 vehicle thefts a year.

Commute Time in Plant City

The more time you spend in your car the higher the risk of an accident. The average commute length in Plant City, FL is 24.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Plant City, FL

Ready to find affordable Plant City, Florida car insurance today? Enter your ZIP code for fast, free Plant City, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State