Compare Platteville, CO Car Insurance Rates (2021)

Car insurance in Platteville, CO averages $316 a month. Platteville, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Platteville car insurance rates, compare quotes from the top car insurance companies in Platteville, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Platteville, CO are $3,792/year
  • The cheapest car insurance company in Platteville for teen drivers is USAA
  • Average car insurance rates in Platteville, CO after a DUI are $4,505/year

If you need to buy Platteville, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Platteville, CO is right here.

You’ll find Platteville car insurance rates, the cheapest Platteville, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Platteville, Colorado car insurance rates to Greeley car insurance rates, Lakewood car insurance rates, and Aurora car insurance rates.

Ready to find affordable Platteville, CO car insurance today? Enter your ZIP code for fast, free Platteville car insurance quotes.

Cheapest Platteville, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Platteville, CO car insurance rates? Every Platteville, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Platteville, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,403 $3,185 $3,072 $3,102 $11,948 $12,580 $3,743 $3,751
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $3,052 $3,032 $2,753 $2,963 $12,036 $12,218 $3,384 $3,440
GEICO $1,915 $2,093 $2,034 $2,309 $5,958 $6,295 $1,751 $1,778
Liberty Mutual $1,811 $1,746 $1,542 $1,698 $5,527 $6,026 $1,828 $1,840
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,341 $2,190 $2,059 $2,049 $8,035 $8,966 $2,630 $2,553
State Farm $2,000 $2,000 $1,805 $1,805 $5,856 $7,419 $2,243 $2,655
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

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Minimum Car Insurance in Platteville, CO

Every driver must carry the minimum car insurance in Platteville, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Platteville, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Platteville, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Platteville, CO. Compare credit history car insurance rates in Platteville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Platteville, Colorado

Insurance Company Poor Fair Good
Allstate $7,137 $5,507 $4,151
American Family $4,646 $3,318 $2,787
Farmers $6,196 $5,068 $4,815
GEICO $3,626 $3,017 $2,407
Liberty Mutual $3,929 $2,410 $1,918
Nationwide $4,426 $3,509 $3,057
Progressive $4,380 $3,743 $3,436
State Farm $4,480 $2,874 $2,314
USAA $4,549 $2,604 $2,090

Cheapest Platteville, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Platteville, CO to rates for a clean record with top companies.

Annual Platteville, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,773 $5,499 $6,714 $5,407
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,520 $5,821 $5,742 $5,355
GEICO $2,130 $3,313 $3,839 $2,785
Liberty Mutual $2,415 $2,825 $2,925 $2,844
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,333 $4,685 $3,515 $3,879
State Farm $2,959 $3,487 $3,223 $3,223
USAA $2,251 $2,747 $4,792 $2,534

Cheapest Platteville, CO Car Insurance for Teen Drivers

Teen car insurance in Platteville, CO can be expensive. Take a look at rates from the top car insurance companies in Platteville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Platteville, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,948 $12,580
American Family $5,928 $7,971
Farmers $12,036 $12,218
GEICO $5,958 $6,295
Liberty Mutual $5,527 $6,026
Nationwide $6,181 $7,890
Progressive $8,035 $8,966
State Farm $5,856 $7,419
USAA $5,179 $5,925

Cheapest Platteville, CO Car Insurance for Seniors

Take a look at Platteville, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Platteville, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,072 $3,102
American Family $2,212 $2,212
Farmers $2,753 $2,963
GEICO $2,034 $2,309
Liberty Mutual $1,542 $1,698
Nationwide $2,185 $2,305
Progressive $2,059 $2,049
State Farm $1,805 $1,805
USAA $1,967 $1,966

Cheapest Platteville, CO Car Insurance Rates After a DUI

A DUI in Platteville, CO increases car insurance rates. Compare Platteville, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Platteville, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,714
American Family $4,915
Farmers $5,742
GEICO $3,839
Liberty Mutual $2,925
Nationwide $4,877
Progressive $3,515
State Farm $3,223
USAA $4,792

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Cheapest Platteville, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Platteville, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Platteville, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,598 $5,598
American Family $3,507 $3,661
Farmers $5,360 $5,360
GEICO $2,952 $3,081
Liberty Mutual $2,752 $2,752
Nationwide $3,664 $3,664
Progressive $3,853 $3,853
State Farm $3,142 $3,304
USAA $2,994 $3,168

The Best Cheap Car Insurance Companies in Platteville, CO

Take a look at a side-by-side comparison of the top car insurance companies in Platteville, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Platteville, Colorado

Insurance Company Average Annual Rates
Allstate $5,598
American Family $3,584
Farmers $5,360
GEICO $3,017
Liberty Mutual $2,752
Nationwide $3,664
Progressive $3,853
State Farm $3,223
USAA $3,081

Category Winners: Cheapest Car Insurance in Platteville, Colorado

Find the cheapest car insurance companies in Platteville, CO for each category right here.

Best Annual Car Insurance Rates by Company in Platteville, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Platteville, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Platteville car insurance rates. Find the cheapest Platteville, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Platteville, Colorado

Insurance Company Low Medium High
Allstate $5,267 $5,578 $5,949
American Family $3,388 $3,658 $3,705
Farmers $4,695 $5,280 $6,104
GEICO $2,696 $2,955 $3,399
Liberty Mutual $2,585 $2,741 $2,931
Nationwide $3,642 $3,667 $3,682
Progressive $3,521 $3,866 $4,172
State Farm $2,995 $3,227 $3,447
USAA $2,936 $3,081 $3,226

What affects car insurance rates in Platteville, Colorado?

What factors can have an impact on Platteville, CO car insurance? There are several reasons why Platteville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Platteville, Colorado.

Commute Time in Platteville

The more time you spend in your car the higher the risk of an accident. The average commute length in Platteville, CO is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Platteville, CO

Ready to find affordable Platteville, Colorado car insurance today? Enter your ZIP code for fast, free Platteville, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State