Compare Plattsburgh, NY Car Insurance Rates (2021)

Car insurance in Plattsburgh, NY averages $246 a month. Plattsburgh, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Plattsburgh car insurance rates, compare quotes from the top car insurance companies in Plattsburgh, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Plattsburgh, NY after a DUI are $3,934/year
  • Average car insurance rates in Plattsburgh, NY are $2,954/year
  • The cheapest car insurance company in Plattsburgh is GEICO

If you need to buy Plattsburgh, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Plattsburgh, NY is right here.

You’ll find Plattsburgh car insurance rates, the cheapest Plattsburgh, NY car insurance companies, and information on New York car insurance laws. You can also compare Plattsburgh, New York car insurance rates to Schenectady car insurance rates, Syracuse car insurance rates, and Albany car insurance rates.

Ready to find affordable Plattsburgh, NY car insurance today? Enter your ZIP code for fast, free Plattsburgh car insurance quotes.

Cheapest Plattsburgh, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plattsburgh, NY car insurance rates? Every Plattsburgh, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plattsburgh, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,329 $1,245 $1,068 $1,086 $4,595 $5,132 $1,729 $1,697
State Farm $1,909 $1,909 $1,665 $1,665 $5,636 $7,269 $2,099 $2,225
Travelers $2,155 $2,181 $1,980 $2,126 $5,037 $5,984 $2,295 $2,400
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Plattsburgh, NY

Every driver must carry the minimum car insurance in Plattsburgh, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Plattsburgh, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Plattsburgh, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plattsburgh, NY. Compare credit history car insurance rates in Plattsburgh from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plattsburgh, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,502 $1,843 $1,361
State Farm $4,302 $2,698 $2,142
Travelers $4,117 $2,639 $2,304
USAA $4,423 $2,195 $1,945

Cheapest Plattsburgh, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plattsburgh, NY to rates for a clean record with top companies.

Annual Plattsburgh, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,174 $2,174 $2,406 $2,187
State Farm $2,903 $2,903 $3,192 $3,192
Travelers $2,584 $3,222 $3,270 $3,004
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Plattsburgh, NY Car Insurance for Teen Drivers

Teen car insurance in Plattsburgh, NY can be expensive. Take a look at rates from the top car insurance companies in Plattsburgh for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plattsburgh, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $4,595 $5,132
State Farm $5,636 $7,269
Travelers $5,037 $5,984
USAA $6,012 $7,189

Cheapest Plattsburgh, NY Car Insurance for Seniors

Take a look at Plattsburgh, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plattsburgh, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,068 $1,086
State Farm $1,665 $1,665
Travelers $1,980 $2,126
USAA $1,346 $1,345

Cheapest Plattsburgh, NY Car Insurance Rates After a DUI

A DUI in Plattsburgh, NY increases car insurance rates. Compare Plattsburgh, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plattsburgh, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,406
State Farm $3,192
Travelers $3,270
USAA $3,744

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Cheapest Plattsburgh, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plattsburgh, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plattsburgh, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,235 $2,235
State Farm $2,941 $3,153
Travelers $3,020 $3,020
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Plattsburgh, NY

Take a look at a side-by-side comparison of the top car insurance companies in Plattsburgh, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plattsburgh, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,235
State Farm $3,047
Travelers $3,020
USAA $2,854

Category Winners: Cheapest Car Insurance in Plattsburgh, New York

Find the cheapest car insurance companies in Plattsburgh, NY for each category right here.

Best Annual Car Insurance Rates by Company in Plattsburgh, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Plattsburgh, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plattsburgh car insurance rates. Find the cheapest Plattsburgh, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plattsburgh, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,129 $2,225 $2,352
State Farm $2,892 $3,064 $3,185
Travelers $2,890 $2,997 $3,173
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Plattsburgh, New York?

What factors can have an impact on Plattsburgh, NY car insurance? There are several reasons why Plattsburgh car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plattsburgh, New York.

Commute Time in Plattsburgh

The more time you spend in your car the higher the risk of an accident. The average commute length in Plattsburgh, NY is 11.6 minutes according to City-Data.

Compare Car Insurance Quotes in Plattsburgh, NY

Ready to find affordable Plattsburgh, New York car insurance today? Enter your ZIP code for fast, free Plattsburgh, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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