Compare Pleasant Valley, NY Car Insurance Rates (2021)

Car insurance in Pleasant Valley, NY averages $361 a month. Pleasant Valley, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Pleasant Valley car insurance rates, compare quotes from the top car insurance companies in Pleasant Valley, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pleasant Valley is GEICO
  • Average car insurance rates in Pleasant Valley, NY after a DUI are $5,807/year
  • Average car insurance rates in Pleasant Valley, NY are $4,331/year

If you need to buy Pleasant Valley, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Pleasant Valley, NY is right here.

You’ll find Pleasant Valley car insurance rates, the cheapest Pleasant Valley, NY car insurance companies, and information on New York car insurance laws. You can also compare Pleasant Valley, New York car insurance rates to Yonkers car insurance rates, New York car insurance rates, and Rochester car insurance rates.

Ready to find affordable Pleasant Valley, NY car insurance today? Enter your ZIP code for fast, free Pleasant Valley car insurance quotes.

Cheapest Pleasant Valley, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pleasant Valley, NY car insurance rates? Every Pleasant Valley, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pleasant Valley, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,368 $3,156 $3,168 $3,219 $10,117 $10,882 $3,304 $3,328
GEICO $1,780 $1,714 $1,732 $1,706 $3,811 $5,621 $1,602 $1,645
Liberty Mutual $5,069 $5,069 $4,721 $4,721 $9,951 $16,163 $5,069 $5,381
Nationwide $2,912 $2,912 $2,742 $2,742 $5,321 $7,980 $2,912 $3,749
Progressive $2,140 $1,980 $1,699 $1,730 $7,236 $7,998 $2,740 $2,634
State Farm $2,910 $2,910 $2,544 $2,544 $8,681 $11,150 $3,208 $3,383
Travelers $3,164 $3,159 $2,876 $3,062 $7,289 $8,626 $3,339 $3,450
USAA $1,887 $1,851 $1,715 $1,711 $7,724 $9,183 $2,415 $2,665

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Minimum Car Insurance in Pleasant Valley, NY

Every driver must carry the minimum car insurance in Pleasant Valley, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Pleasant Valley, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Pleasant Valley, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pleasant Valley, NY. Compare credit history car insurance rates in Pleasant Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pleasant Valley, New York

Insurance Company Poor Fair Good
Allstate $7,288 $4,252 $3,663
GEICO $3,072 $2,257 $2,025
Liberty Mutual $9,834 $6,420 $4,800
Nationwide $3,909 $3,909 $3,909
Progressive $5,631 $2,853 $2,075
State Farm $6,588 $4,132 $3,279
Travelers $6,071 $3,777 $3,264
USAA $5,595 $2,833 $2,504

Cheapest Pleasant Valley, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pleasant Valley, NY to rates for a clean record with top companies.

Annual Pleasant Valley, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,266 $4,266 $6,312 $5,427
GEICO $1,905 $2,077 $3,917 $1,905
Liberty Mutual $5,576 $5,576 $11,346 $5,576
Nationwide $2,963 $2,963 $6,678 $3,032
Progressive $3,421 $3,421 $3,793 $3,443
State Farm $4,439 $4,439 $4,894 $4,894
Travelers $3,731 $4,670 $4,735 $4,346
USAA $3,229 $3,283 $4,782 $3,283

Cheapest Pleasant Valley, NY Car Insurance for Teen Drivers

Teen car insurance in Pleasant Valley, NY can be expensive. Take a look at rates from the top car insurance companies in Pleasant Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pleasant Valley, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,117 $10,882
GEICO $3,811 $5,621
Liberty Mutual $9,951 $16,163
Nationwide $5,321 $7,980
Progressive $7,236 $7,998
State Farm $8,681 $11,150
Travelers $7,289 $8,626
USAA $7,724 $9,183

Cheapest Pleasant Valley, NY Car Insurance for Seniors

Take a look at Pleasant Valley, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pleasant Valley, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,168 $3,219
GEICO $1,732 $1,706
Liberty Mutual $4,721 $4,721
Nationwide $2,742 $2,742
Progressive $1,699 $1,730
State Farm $2,544 $2,544
Travelers $2,876 $3,062
USAA $1,715 $1,711

Cheapest Pleasant Valley, NY Car Insurance Rates After a DUI

A DUI in Pleasant Valley, NY increases car insurance rates. Compare Pleasant Valley, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pleasant Valley, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,312
GEICO $3,917
Liberty Mutual $11,346
Nationwide $6,678
Progressive $3,793
State Farm $4,894
Travelers $4,735
USAA $4,782

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Cheapest Pleasant Valley, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pleasant Valley, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pleasant Valley, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,997 $5,139
GEICO $2,379 $2,524
Liberty Mutual $6,821 $7,215
Nationwide $3,909 $3,909
Progressive $3,520 $3,520
State Farm $4,501 $4,832
Travelers $4,371 $4,371
USAA $3,607 $3,680

The Best Cheap Car Insurance Companies in Pleasant Valley, NY

Take a look at a side-by-side comparison of the top car insurance companies in Pleasant Valley, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pleasant Valley, New York

Insurance Company Average Annual Rates
Allstate $5,068
GEICO $2,451
Liberty Mutual $7,018
Nationwide $3,909
Progressive $3,520
State Farm $4,666
Travelers $4,371
USAA $3,644

Category Winners: Cheapest Car Insurance in Pleasant Valley, New York

Find the cheapest car insurance companies in Pleasant Valley, NY for each category right here.

Best Annual Car Insurance Rates by Company in Pleasant Valley, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Pleasant Valley, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pleasant Valley car insurance rates. Find the cheapest Pleasant Valley, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pleasant Valley, New York

Insurance Company Low Medium High
Allstate $4,759 $5,047 $5,398
GEICO $2,308 $2,442 $2,604
Liberty Mutual $6,686 $6,996 $7,372
Nationwide $3,676 $3,879 $4,172
Progressive $3,326 $3,497 $3,736
State Farm $4,417 $4,694 $4,888
Travelers $4,133 $4,323 $4,655
USAA $3,534 $3,627 $3,771

What affects car insurance rates in Pleasant Valley, New York?

What factors can have an impact on Pleasant Valley, NY car insurance? There are several reasons why Pleasant Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pleasant Valley, New York.

Commute Time in Pleasant Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Pleasant Valley, NY is 29.4 minutes according to City-Data.

Compare Car Insurance Quotes in Pleasant Valley, NY

Ready to find affordable Pleasant Valley, New York car insurance today? Enter your ZIP code for fast, free Pleasant Valley, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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