Compare Plover, IA Car Insurance Rates (2021)

Car insurance in Plover, IA averages $248 a month. Plover, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Plover car insurance rates, compare quotes from the top car insurance companies in Plover, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Plover is USAA
  • Average car insurance rates in Plover, IA are $2,974/year
  • Average car insurance rates in Plover, IA after a DUI are $3,574/year

If you need to buy Plover, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Plover, IA is right here.

You’ll find Plover car insurance rates, the cheapest Plover, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Plover, Iowa car insurance rates to Waterloo car insurance rates, Ankeny car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Plover, IA car insurance today? Enter your ZIP code for fast, free Plover car insurance quotes.

Cheapest Plover, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plover, IA car insurance rates? Every Plover, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plover, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,060 $1,907 $1,942 $6,283 $7,078 $2,338 $2,404
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,723 $1,659 $1,420 $1,473 $4,227 $4,774 $2,073 $2,245
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,472 $2,525 $2,392 $2,405 $10,990 $17,640 $2,566 $3,036
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

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Minimum Car Insurance in Plover, IA

Every driver must carry the minimum car insurance in Plover, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Plover, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Plover, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plover, IA. Compare credit history car insurance rates in Plover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plover, Iowa

Insurance Company Poor Fair Good
Allstate $3,910 $3,108 $2,792
American Family $3,904 $2,870 $2,412
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,894 $2,337 $2,117
State Farm $3,157 $1,953 $1,541
Travelers $6,190 $5,284 $5,036
USAA $2,283 $1,568 $1,358

Cheapest Plover, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plover, IA to rates for a clean record with top companies.

Annual Plover, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,775 $3,368 $3,831 $3,106
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,969 $3,227 $2,136 $2,466
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,022 $5,346 $7,156 $5,490
USAA $1,329 $1,780 $2,313 $1,524

Cheapest Plover, IA Car Insurance for Teen Drivers

Teen car insurance in Plover, IA can be expensive. Take a look at rates from the top car insurance companies in Plover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plover, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,283 $7,078
American Family $5,277 $7,395
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $4,227 $4,774
State Farm $3,891 $4,937
Travelers $10,990 $17,640
USAA $3,110 $3,307

Cheapest Plover, IA Car Insurance for Seniors

Take a look at Plover, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plover, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,942
American Family $1,765 $1,765
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,420 $1,473
State Farm $1,269 $1,269
Travelers $2,392 $2,405
USAA $1,073 $1,096

Cheapest Plover, IA Car Insurance Rates After a DUI

A DUI in Plover, IA increases car insurance rates. Compare Plover, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plover, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,831
American Family $4,202
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $2,136
State Farm $2,217
Travelers $7,156
USAA $2,313

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Cheapest Plover, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plover, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plover, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,191 $3,348
American Family $3,026 $3,098
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,449 $2,449
State Farm $2,164 $2,270
Travelers $5,503 $5,503
USAA $1,673 $1,800

The Best Cheap Car Insurance Companies in Plover, IA

Take a look at a side-by-side comparison of the top car insurance companies in Plover, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plover, Iowa

Insurance Company Average Annual Rates
Allstate $3,270
American Family $3,062
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,449
State Farm $2,217
Travelers $5,503
USAA $1,736

Category Winners: Cheapest Car Insurance in Plover, Iowa

Find the cheapest car insurance companies in Plover, IA for each category right here.

Best Annual Car Insurance Rates by Company in Plover, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Plover, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plover car insurance rates. Find the cheapest Plover, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plover, Iowa

Insurance Company Low Medium High
Allstate $3,139 $3,275 $3,396
American Family $3,078 $3,232 $2,875
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $2,311 $2,457 $2,580
State Farm $2,111 $2,229 $2,311
Travelers $5,143 $5,589 $5,778
USAA $1,644 $1,742 $1,823

What affects car insurance rates in Plover, Iowa?

What factors can have an impact on Plover, IA car insurance? There are several reasons why Plover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plover, Iowa.

Commute Time in Plover

The more time you spend in your car the higher the risk of an accident. The average commute length in Plover, IA is 10.9 minutes according to City-Data.

Compare Car Insurance Quotes in Plover, IA

Ready to find affordable Plover, Iowa car insurance today? Enter your ZIP code for fast, free Plover, IA car insurance quotes.

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