Compare Plum, PA Car Insurance Rates (2021)

Car insurance in Plum, PA averages $331 a month. Plum, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Plum car insurance rates, compare quotes from the top car insurance companies in Plum, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Plum, PA are $3,976/year
  • Average car insurance rates in Plum, PA after a DUI are $4,351/year
  • The cheapest car insurance company in Plum for teen drivers is USAA

If you need to buy Plum, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Plum, PA is right here.

You’ll find Plum car insurance rates, the cheapest Plum, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Plum, Pennsylvania car insurance rates to Altoona car insurance rates, Philadelphia car insurance rates, and Reading car insurance rates.

Ready to find affordable Plum, PA car insurance today? Enter your ZIP code for fast, free Plum car insurance quotes.

Cheapest Plum, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plum, PA car insurance rates? Every Plum, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plum, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,564 $2,564 $2,376 $2,376 $8,910 $8,910 $2,815 $2,815
GEICO $1,940 $1,680 $1,838 $1,592 $5,046 $4,377 $1,953 $1,690
Liberty Mutual $3,569 $3,569 $3,271 $3,271 $10,378 $10,378 $4,524 $4,524
Nationwide $1,822 $1,822 $1,727 $1,727 $5,162 $5,162 $2,045 $2,045
Progressive $2,881 $2,881 $2,584 $2,584 $9,603 $9,603 $3,705 $3,705
State Farm $1,572 $1,572 $1,394 $1,394 $5,441 $5,441 $1,740 $1,740
Travelers $1,751 $1,751 $1,902 $1,902 $26,065 $26,065 $2,097 $2,097
USAA $1,155 $1,155 $1,046 $1,046 $3,529 $3,529 $1,534 $1,534

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Minimum Car Insurance in Plum, PA

Every driver must carry the minimum car insurance in Plum, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Plum, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Plum, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plum, PA. Compare credit history car insurance rates in Plum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plum, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,311 $3,980 $3,207
GEICO $3,773 $2,127 $1,644
Liberty Mutual $6,937 $4,975 $4,393
Nationwide $3,153 $2,596 $2,317
Progressive $6,188 $4,369 $3,523
State Farm $3,611 $2,236 $1,765
Travelers $8,631 $7,824 $7,407
USAA $2,268 $1,686 $1,494

Cheapest Plum, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plum, PA to rates for a clean record with top companies.

Annual Plum, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,983 $4,715 $3,983 $3,983
GEICO $1,849 $3,205 $2,461 $2,544
Liberty Mutual $4,940 $5,699 $5,551 $5,551
Nationwide $1,941 $2,600 $3,619 $2,595
Progressive $4,244 $5,922 $4,362 $4,245
State Farm $2,310 $2,764 $2,537 $2,537
Travelers $5,614 $8,032 $10,137 $8,032
USAA $1,458 $2,020 $2,157 $1,629

Cheapest Plum, PA Car Insurance for Teen Drivers

Teen car insurance in Plum, PA can be expensive. Take a look at rates from the top car insurance companies in Plum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plum, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,910 $8,910
GEICO $5,046 $4,377
Liberty Mutual $10,378 $10,378
Nationwide $5,162 $5,162
Progressive $9,603 $9,603
State Farm $5,441 $5,441
Travelers $26,065 $26,065
USAA $3,529 $3,529

Cheapest Plum, PA Car Insurance for Seniors

Take a look at Plum, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plum, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,376 $2,376
GEICO $1,838 $1,592
Liberty Mutual $3,271 $3,271
Nationwide $1,727 $1,727
Progressive $2,584 $2,584
State Farm $1,394 $1,394
Travelers $1,902 $1,902
USAA $1,046 $1,046

Cheapest Plum, PA Car Insurance Rates After a DUI

A DUI in Plum, PA increases car insurance rates. Compare Plum, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plum, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,983
GEICO $2,461
Liberty Mutual $5,551
Nationwide $3,619
Progressive $4,362
State Farm $2,537
Travelers $10,137
USAA $2,157

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Cheapest Plum, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plum, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plum, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,080 $4,252
GEICO $2,477 $2,552
Liberty Mutual $5,297 $5,574
Nationwide $2,689 $2,689
Progressive $4,693 $4,693
State Farm $2,456 $2,618
Travelers $7,954 $7,954
USAA $1,764 $1,868

Cheapest Plum, PA Car Insurance Rates by ZIP Code

Plum car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Plum, PA.

Annual Car Insurance Rates by ZIP Code in Plum, Pennsylvania

ZIP Code Average Annual Rates
15147 $5,082
15239 $4,856

The Best Cheap Car Insurance Companies in Plum, PA

Take a look at a side-by-side comparison of the top car insurance companies in Plum, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plum, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,166
GEICO $2,515
Liberty Mutual $5,435
Nationwide $2,689
Progressive $4,693
State Farm $2,537
Travelers $7,954
USAA $1,816

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Category Winners: Cheapest Car Insurance in Plum, Pennsylvania

Find the cheapest car insurance companies in Plum, PA for each category right here.

Best Annual Car Insurance Rates by Company in Plum, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Plum, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plum car insurance rates. Find the cheapest Plum, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plum, Pennsylvania

Insurance Company Low Medium High
Allstate $3,963 $4,195 $4,340
GEICO $2,313 $2,543 $2,687
Liberty Mutual $5,146 $5,478 $5,682
Nationwide $2,710 $2,726 $2,630
Progressive $4,291 $4,745 $5,044
State Farm $2,371 $2,572 $2,667
Travelers $8,031 $7,971 $7,859
USAA $1,677 $1,835 $1,937

What affects car insurance rates in Plum, Pennsylvania?

What factors can have an impact on Plum, PA car insurance? There are several reasons why Plum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plum, Pennsylvania.

Commute Time in Plum

The more time you spend in your car the higher the risk of an accident. The average commute length in Plum, PA is 22.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Plum, PA

Ready to find affordable Plum, Pennsylvania car insurance today? Enter your ZIP code for fast, free Plum, PA car insurance quotes.

Free Car Insurance Comparison

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