Compare Plum, TX Car Insurance Rates (2021)

Car insurance in Plum, TX averages $295 a month. Plum, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Plum car insurance rates, compare quotes from the top car insurance companies in Plum, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Plum, TX are $3,542/year
  • The cheapest car insurance company in Plum for teen drivers is USAA
  • Average car insurance rates in Plum, TX after a DUI are $4,029/year

If you need to buy Plum, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Plum, TX is right here.

You’ll find Plum car insurance rates, the cheapest Plum, TX car insurance companies, and information on Texas car insurance laws. You can also compare Plum, Texas car insurance rates to Austin car insurance rates, Fort Worth car insurance rates, and Plano car insurance rates.

Ready to find affordable Plum, TX car insurance today? Enter your ZIP code for fast, free Plum car insurance quotes.

Cheapest Plum, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plum, TX car insurance rates? Every Plum, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plum, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,341 $3,271 $3,271 $8,756 $10,562 $4,094 $4,264
American Family $2,659 $2,970 $2,522 $2,898 $7,314 $9,569 $3,869 $4,416
GEICO $2,051 $2,215 $1,986 $2,256 $4,478 $4,630 $2,217 $2,205
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,202 $2,097 $1,965 $1,998 $9,213 $10,311 $2,613 $2,663
State Farm $1,817 $1,817 $1,610 $1,610 $4,233 $5,373 $1,967 $2,030
USAA $1,478 $1,489 $1,408 $1,401 $4,127 $4,506 $1,970 $2,120

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Minimum Car Insurance in Plum, TX

Every driver must carry the minimum car insurance in Plum, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Plum, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Plum, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plum, TX. Compare credit history car insurance rates in Plum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plum, Texas

Insurance Company Poor Fair Good
Allstate $6,491 $4,761 $4,075
American Family $6,190 $3,947 $3,444
GEICO $4,233 $2,411 $1,620
Nationwide $4,074 $3,275 $2,848
Progressive $4,652 $4,021 $3,726
State Farm $3,623 $2,254 $1,795
USAA $3,403 $1,960 $1,575

Cheapest Plum, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plum, TX to rates for a clean record with top companies.

Annual Plum, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,970 $6,110 $6,387 $3,970
American Family $4,110 $5,277 $4,611 $4,110
GEICO $2,343 $3,091 $2,579 $3,006
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $3,606 $4,660 $4,211 $4,054
State Farm $2,285 $2,604 $3,056 $2,285
USAA $1,728 $2,542 $2,998 $1,982

Cheapest Plum, TX Car Insurance for Teen Drivers

Teen car insurance in Plum, TX can be expensive. Take a look at rates from the top car insurance companies in Plum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plum, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,756 $10,562
American Family $7,314 $9,569
GEICO $4,478 $4,630
Nationwide $6,027 $7,731
Progressive $9,213 $10,311
State Farm $4,233 $5,373
USAA $4,127 $4,506

Cheapest Plum, TX Car Insurance for Seniors

Take a look at Plum, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plum, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,271 $3,271
American Family $2,522 $2,898
GEICO $1,986 $2,256
Nationwide $1,893 $2,004
Progressive $1,965 $1,998
State Farm $1,610 $1,610
USAA $1,408 $1,401

Cheapest Plum, TX Car Insurance Rates After a DUI

A DUI in Plum, TX increases car insurance rates. Compare Plum, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plum, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,387
American Family $4,611
GEICO $2,579
Nationwide $4,361
Progressive $4,211
State Farm $3,056
USAA $2,998

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Cheapest Plum, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plum, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plum, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,990 $5,228
American Family $4,527 $4,527
GEICO $2,705 $2,805
Nationwide $3,399 $3,399
Progressive $4,133 $4,133
State Farm $2,557 $2,557
USAA $2,283 $2,342

The Best Cheap Car Insurance Companies in Plum, TX

Take a look at a side-by-side comparison of the top car insurance companies in Plum, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plum, Texas

Insurance Company Average Annual Rates
Allstate $5,109
American Family $4,527
GEICO $2,755
Nationwide $3,399
Progressive $4,133
State Farm $2,557
USAA $2,313

Category Winners: Cheapest Car Insurance in Plum, Texas

Find the cheapest car insurance companies in Plum, TX for each category right here.

Best Annual Car Insurance Rates by Company in Plum, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Plum, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plum car insurance rates. Find the cheapest Plum, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plum, Texas

Insurance Company Low Medium High
Allstate $4,987 $5,063 $5,277
American Family $4,230 $4,370 $4,981
GEICO $2,605 $2,721 $2,938
Nationwide $3,675 $3,255 $3,267
Progressive $3,938 $4,115 $4,345
State Farm $2,431 $2,549 $2,693
USAA $2,240 $2,304 $2,394

What affects car insurance rates in Plum, Texas?

What factors can have an impact on Plum, TX car insurance? There are several reasons why Plum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plum, Texas.

Commute Time in Plum

The more time you spend in your car the higher the risk of an accident. The average commute length in Plum, TX is 41.5 minutes according to City-Data.

Compare Car Insurance Quotes in Plum, TX

Ready to find affordable Plum, Texas car insurance today? Enter your ZIP code for fast, free Plum, TX car insurance quotes.

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