Compare Plymouth, MN Car Insurance Rates (2021)

Car insurance in Plymouth, MN averages $379 a month. Plymouth, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Plymouth car insurance rates, compare quotes from the top car insurance companies in Plymouth, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Plymouth, MN after a DUI are $6,224/year
  • Average car insurance rates in Plymouth, MN are $4,543/year
  • The cheapest car insurance company in Plymouth for teen drivers is State Farm

If you need to buy Plymouth, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Plymouth, MN is right here.

You’ll find Plymouth car insurance rates, the cheapest Plymouth, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Plymouth, Minnesota car insurance rates to St. Cloud car insurance rates, Woodbury car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Plymouth, MN car insurance today? Enter your ZIP code for fast, free Plymouth car insurance quotes.

Cheapest Plymouth, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plymouth, MN car insurance rates? Every Plymouth, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plymouth, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,152 $3,046 $3,046 $7,228 $10,401 $3,841 $4,015
American Family $2,219 $2,219 $2,020 $2,020 $6,175 $8,805 $2,219 $2,480
Farmers $2,021 $2,024 $1,935 $2,072 $6,162 $6,316 $2,682 $2,628
GEICO $2,394 $2,370 $2,276 $2,213 $5,295 $6,680 $2,238 $2,350
Liberty Mutual $9,656 $9,656 $9,565 $9,565 $18,619 $27,744 $9,656 $13,289
Nationwide $2,082 $2,080 $1,858 $1,963 $5,560 $6,714 $2,473 $2,564
State Farm $1,713 $1,713 $1,553 $1,553 $3,941 $4,837 $1,985 $1,627
USAA $1,736 $1,699 $1,596 $1,570 $4,755 $5,140 $2,244 $2,351

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Minimum Car Insurance in Plymouth, MN

Every driver must carry the minimum car insurance in Plymouth, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Plymouth, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Plymouth, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plymouth, MN. Compare credit history car insurance rates in Plymouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plymouth, Minnesota

Insurance Company Poor Fair Good
Allstate $6,916 $3,777 $3,512
American Family $4,855 $3,172 $2,532
Farmers $3,992 $2,944 $2,754
GEICO $3,871 $3,170 $2,639
Liberty Mutual $18,761 $12,146 $9,500
Nationwide $3,758 $3,040 $2,688
State Farm $3,449 $2,109 $1,538
USAA $4,077 $2,039 $1,793

Cheapest Plymouth, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plymouth, MN to rates for a clean record with top companies.

Annual Plymouth, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,371 $4,997 $6,080 $4,492
American Family $2,368 $4,258 $4,771 $2,682
Farmers $2,773 $3,470 $3,530 $3,146
GEICO $2,162 $3,408 $5,021 $2,316
Liberty Mutual $9,629 $13,412 $20,456 $10,379
Nationwide $2,526 $3,328 $3,812 $2,980
State Farm $2,153 $2,578 $2,365 $2,365
USAA $1,956 $2,508 $3,756 $2,325

Cheapest Plymouth, MN Car Insurance for Teen Drivers

Teen car insurance in Plymouth, MN can be expensive. Take a look at rates from the top car insurance companies in Plymouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plymouth, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,228 $10,401
American Family $6,175 $8,805
Farmers $6,162 $6,316
GEICO $5,295 $6,680
Liberty Mutual $18,619 $27,744
Nationwide $5,560 $6,714
State Farm $3,941 $4,837
USAA $4,755 $5,140

Cheapest Plymouth, MN Car Insurance for Seniors

Take a look at Plymouth, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plymouth, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,046 $3,046
American Family $2,020 $2,020
Farmers $1,935 $2,072
GEICO $2,276 $2,213
Liberty Mutual $9,565 $9,565
Nationwide $1,858 $1,963
State Farm $1,553 $1,553
USAA $1,596 $1,570

Cheapest Plymouth, MN Car Insurance Rates After a DUI

A DUI in Plymouth, MN increases car insurance rates. Compare Plymouth, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plymouth, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,080
American Family $4,771
Farmers $3,530
GEICO $5,021
Liberty Mutual $20,456
Nationwide $3,812
State Farm $2,365
USAA $3,756

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Cheapest Plymouth, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plymouth, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plymouth, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,735 $4,735
American Family $3,479 $3,560
Farmers $3,230 $3,230
GEICO $3,182 $3,272
Liberty Mutual $13,085 $13,852
Nationwide $3,162 $3,162
State Farm $2,298 $2,432
USAA $2,602 $2,670

Cheapest Plymouth, MN Car Insurance Rates by ZIP Code

Plymouth car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Plymouth, MN.

Annual Car Insurance Rates by ZIP Code in Plymouth, Minnesota

ZIP Code Average Annual Rates
55442 $3,480
55446 $3,530
55447 $3,413

The Best Cheap Car Insurance Companies in Plymouth, MN

Take a look at a side-by-side comparison of the top car insurance companies in Plymouth, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plymouth, Minnesota

Insurance Company Average Annual Rates
Allstate $4,735
American Family $3,520
Farmers $3,230
GEICO $3,227
Liberty Mutual $13,469
Nationwide $3,162
State Farm $2,365
USAA $2,636

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Category Winners: Cheapest Car Insurance in Plymouth, Minnesota

Find the cheapest car insurance companies in Plymouth, MN for each category right here.

Best Annual Car Insurance Rates by Company in Plymouth, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Plymouth, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plymouth car insurance rates. Find the cheapest Plymouth, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plymouth, Minnesota

Insurance Company Low Medium High
Allstate $4,664 $4,732 $4,809
American Family $3,491 $3,613 $3,455
Farmers $3,092 $3,248 $3,349
GEICO $3,113 $3,229 $3,339
Liberty Mutual $13,076 $13,484 $13,847
Nationwide $2,965 $3,190 $3,330
State Farm $2,252 $2,377 $2,466
USAA $2,552 $2,635 $2,722

What affects car insurance rates in Plymouth, Minnesota?

What factors can have an impact on Plymouth, MN car insurance? There are several reasons why Plymouth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plymouth, Minnesota.

Commute Time in Plymouth

The more time you spend in your car the higher the risk of an accident. The average commute length in Plymouth, MN is 24.0 minutes according to City-Data.

Traffic in Plymouth

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Plymouth, MN traffic data from INRIX ranks Plymouth as the 280th-most congested in the world.

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Compare Car Insurance Quotes in Plymouth, MN

Ready to find affordable Plymouth, Minnesota car insurance today? Enter your ZIP code for fast, free Plymouth, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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