Compare Point Comfort, TX Car Insurance Rates (2021)

Car insurance in Point Comfort, TX averages $322 a month. Point Comfort, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Point Comfort car insurance rates, compare quotes from the top car insurance companies in Point Comfort, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Point Comfort, TX are $3,868/year
  • Average car insurance rates in Point Comfort, TX after a DUI are $4,380/year
  • The cheapest car insurance company in Point Comfort is USAA

If you need to buy Point Comfort, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Point Comfort, TX is right here.

You’ll find Point Comfort car insurance rates, the cheapest Point Comfort, TX car insurance companies, and information on Texas car insurance laws. You can also compare Point Comfort, Texas car insurance rates to Fort Worth car insurance rates, El Paso car insurance rates, and Dallas car insurance rates.

Ready to find affordable Point Comfort, TX car insurance today? Enter your ZIP code for fast, free Point Comfort car insurance quotes.

Cheapest Point Comfort, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Point Comfort, TX car insurance rates? Every Point Comfort, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Point Comfort, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,374 $3,402 $3,334 $3,334 $8,908 $10,747 $4,169 $4,337
American Family $3,427 $3,856 $3,271 $3,788 $9,807 $12,786 $5,075 $5,796
GEICO $2,160 $2,338 $2,111 $2,406 $4,680 $4,847 $2,326 $2,304
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,313 $2,197 $2,064 $2,098 $9,703 $10,855 $2,739 $2,781
State Farm $1,785 $1,785 $1,588 $1,588 $4,251 $5,412 $1,939 $1,997
USAA $1,537 $1,550 $1,469 $1,465 $4,261 $4,648 $2,050 $2,205

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Minimum Car Insurance in Point Comfort, TX

Every driver must carry the minimum car insurance in Point Comfort, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Point Comfort, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Point Comfort, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Point Comfort, TX. Compare credit history car insurance rates in Point Comfort from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Point Comfort, Texas

Insurance Company Poor Fair Good
Allstate $6,626 $4,838 $4,138
American Family $8,099 $5,251 $4,578
GEICO $4,456 $2,534 $1,699
Nationwide $4,455 $3,582 $3,112
Progressive $4,890 $4,226 $3,916
State Farm $3,599 $2,242 $1,788
USAA $3,517 $2,037 $1,641

Cheapest Point Comfort, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Point Comfort, TX to rates for a clean record with top companies.

Annual Point Comfort, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,032 $6,243 $6,495 $4,032
American Family $5,421 $6,971 $6,091 $5,421
GEICO $2,462 $3,251 $2,708 $3,164
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,788 $4,904 $4,425 $4,259
State Farm $2,261 $2,591 $3,058 $2,261
USAA $1,791 $2,639 $3,107 $2,055

Cheapest Point Comfort, TX Car Insurance for Teen Drivers

Teen car insurance in Point Comfort, TX can be expensive. Take a look at rates from the top car insurance companies in Point Comfort for teenagers.

Annual Car Insurance Rates for Teen Drivers in Point Comfort, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,908 $10,747
American Family $9,807 $12,786
GEICO $4,680 $4,847
Nationwide $6,629 $8,499
Progressive $9,703 $10,855
State Farm $4,251 $5,412
USAA $4,261 $4,648

Cheapest Point Comfort, TX Car Insurance for Seniors

Take a look at Point Comfort, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Point Comfort, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,334 $3,334
American Family $3,271 $3,788
GEICO $2,111 $2,406
Nationwide $2,055 $2,173
Progressive $2,064 $2,098
State Farm $1,588 $1,588
USAA $1,469 $1,465

Cheapest Point Comfort, TX Car Insurance Rates After a DUI

A DUI in Point Comfort, TX increases car insurance rates. Compare Point Comfort, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Point Comfort, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,495
American Family $6,091
GEICO $2,708
Nationwide $4,772
Progressive $4,425
State Farm $3,058
USAA $3,107

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Cheapest Point Comfort, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Point Comfort, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Point Comfort, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,075 $5,326
American Family $5,976 $5,976
GEICO $2,843 $2,950
Nationwide $3,716 $3,716
Progressive $4,344 $4,344
State Farm $2,543 $2,543
USAA $2,368 $2,429

The Best Cheap Car Insurance Companies in Point Comfort, TX

Take a look at a side-by-side comparison of the top car insurance companies in Point Comfort, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Point Comfort, Texas

Insurance Company Average Annual Rates
Allstate $5,201
American Family $5,976
GEICO $2,896
Nationwide $3,716
Progressive $4,344
State Farm $2,543
USAA $2,398

Category Winners: Cheapest Car Insurance in Point Comfort, Texas

Find the cheapest car insurance companies in Point Comfort, TX for each category right here.

Best Annual Car Insurance Rates by Company in Point Comfort, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Point Comfort, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Point Comfort car insurance rates. Find the cheapest Point Comfort, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Point Comfort, Texas

Insurance Company Low Medium High
Allstate $5,065 $5,150 $5,387
American Family $5,498 $5,717 $6,713
GEICO $2,723 $2,851 $3,115
Nationwide $3,996 $3,558 $3,595
Progressive $4,112 $4,324 $4,596
State Farm $2,408 $2,535 $2,685
USAA $2,312 $2,387 $2,495

What affects car insurance rates in Point Comfort, Texas?

What factors can have an impact on Point Comfort, TX car insurance? There are several reasons why Point Comfort car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Point Comfort, Texas.

Commute Time in Point Comfort

The more time you spend in your car the higher the risk of an accident. The average commute length in Point Comfort, TX is 18.9 minutes according to City-Data.

Compare Car Insurance Quotes in Point Comfort, TX

Ready to find affordable Point Comfort, Texas car insurance today? Enter your ZIP code for fast, free Point Comfort, TX car insurance quotes.

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