Compare Point Lookout, NY Car Insurance Rates (2021)

Car insurance in Point Lookout, NY averages $560 a month. Point Lookout, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Point Lookout car insurance rates, compare quotes from the top car insurance companies in Point Lookout, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Point Lookout, NY are $6,720/year
  • Average car insurance rates in Point Lookout, NY after a DUI are $9,001/year
  • The cheapest car insurance company in Point Lookout is GEICO

If you need to buy Point Lookout, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Point Lookout, NY is right here.

You’ll find Point Lookout car insurance rates, the cheapest Point Lookout, NY car insurance companies, and information on New York car insurance laws. You can also compare Point Lookout, New York car insurance rates to Utica car insurance rates, Mount Vernon car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Point Lookout, NY car insurance today? Enter your ZIP code for fast, free Point Lookout car insurance quotes.

Cheapest Point Lookout, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Point Lookout, NY car insurance rates? Every Point Lookout, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Point Lookout, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,540 $4,191 $4,328 $4,384 $14,013 $14,957 $4,306 $4,274
GEICO $2,989 $2,874 $2,905 $2,862 $6,513 $9,679 $2,684 $2,751
Liberty Mutual $6,243 $6,243 $5,813 $5,813 $12,232 $17,697 $6,243 $6,629
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,128 $3,725 $3,205 $3,279 $13,768 $14,968 $5,177 $4,818
State Farm $4,510 $4,510 $3,963 $3,963 $13,404 $16,465 $4,993 $5,251
Travelers $5,680 $5,562 $5,195 $5,452 $13,510 $16,051 $5,936 $6,040
USAA $2,752 $2,701 $2,514 $2,510 $11,374 $13,456 $3,536 $3,915

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Minimum Car Insurance in Point Lookout, NY

Every driver must carry the minimum car insurance in Point Lookout, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Point Lookout, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Point Lookout, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Point Lookout, NY. Compare credit history car insurance rates in Point Lookout from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Point Lookout, New York

Insurance Company Poor Fair Good
Allstate $10,088 $5,705 $4,829
GEICO $5,211 $3,826 $3,434
Liberty Mutual $11,720 $7,651 $5,720
Nationwide $7,325 $7,325 $7,325
Progressive $10,861 $5,265 $3,775
State Farm $10,074 $6,314 $5,009
Travelers $11,248 $6,774 $5,764
USAA $8,164 $4,184 $3,687

Cheapest Point Lookout, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Point Lookout, NY to rates for a clean record with top companies.

Annual Point Lookout, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,738 $5,738 $8,638 $7,383
GEICO $3,194 $3,485 $6,756 $3,194
Liberty Mutual $6,595 $6,595 $13,670 $6,595
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $6,438 $6,438 $7,172 $6,486
State Farm $6,771 $6,771 $7,493 $7,493
Travelers $6,679 $8,518 $8,635 $7,880
USAA $4,756 $4,836 $6,951 $4,836

Cheapest Point Lookout, NY Car Insurance for Teen Drivers

Teen car insurance in Point Lookout, NY can be expensive. Take a look at rates from the top car insurance companies in Point Lookout for teenagers.

Annual Car Insurance Rates for Teen Drivers in Point Lookout, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,013 $14,957
GEICO $6,513 $9,679
Liberty Mutual $12,232 $17,697
Nationwide $10,129 $15,322
Progressive $13,768 $14,968
State Farm $13,404 $16,465
Travelers $13,510 $16,051
USAA $11,374 $13,456

Cheapest Point Lookout, NY Car Insurance for Seniors

Take a look at Point Lookout, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Point Lookout, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,328 $4,384
GEICO $2,905 $2,862
Liberty Mutual $5,813 $5,813
Nationwide $5,034 $5,034
Progressive $3,205 $3,279
State Farm $3,963 $3,963
Travelers $5,195 $5,452
USAA $2,514 $2,510

Cheapest Point Lookout, NY Car Insurance Rates After a DUI

A DUI in Point Lookout, NY increases car insurance rates. Compare Point Lookout, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Point Lookout, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,638
GEICO $6,756
Liberty Mutual $13,670
Nationwide $12,697
Progressive $7,172
State Farm $7,493
Travelers $8,635
USAA $6,951

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Cheapest Point Lookout, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Point Lookout, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Point Lookout, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,776 $6,972
GEICO $4,034 $4,280
Liberty Mutual $8,121 $8,607
Nationwide $7,325 $7,325
Progressive $6,633 $6,633
State Farm $6,869 $7,396
Travelers $7,928 $7,928
USAA $5,290 $5,399

The Best Cheap Car Insurance Companies in Point Lookout, NY

Take a look at a side-by-side comparison of the top car insurance companies in Point Lookout, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Point Lookout, New York

Insurance Company Average Annual Rates
Allstate $6,874
GEICO $4,157
Liberty Mutual $8,364
Nationwide $7,325
Progressive $6,633
State Farm $7,132
Travelers $7,928
USAA $5,345

Category Winners: Cheapest Car Insurance in Point Lookout, New York

Find the cheapest car insurance companies in Point Lookout, NY for each category right here.

Best Annual Car Insurance Rates by Company in Point Lookout, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Point Lookout, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Point Lookout car insurance rates. Find the cheapest Point Lookout, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Point Lookout, New York

Insurance Company Low Medium High
Allstate $6,202 $6,831 $7,589
GEICO $3,885 $4,132 $4,455
Liberty Mutual $7,917 $8,340 $8,834
Nationwide $6,783 $7,248 $7,945
Progressive $6,207 $6,579 $7,114
State Farm $6,673 $7,186 $7,538
Travelers $7,366 $7,807 $8,612
USAA $5,135 $5,306 $5,593

What affects car insurance rates in Point Lookout, New York?

What factors can have an impact on Point Lookout, NY car insurance? There are several reasons why Point Lookout car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Point Lookout, New York.

Commute Time in Point Lookout

The more time you spend in your car the higher the risk of an accident. The average commute length in Point Lookout, NY is 42.6 minutes according to City-Data.

Compare Car Insurance Quotes in Point Lookout, NY

Ready to find affordable Point Lookout, New York car insurance today? Enter your ZIP code for fast, free Point Lookout, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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