Compare Point Of Rocks, MD Car Insurance Rates (2021)

Car insurance in Point Of Rocks, MD averages $323 a month. Point Of Rocks, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Point Of Rocks car insurance rates, compare quotes from the top car insurance companies in Point Of Rocks, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Point of Rocks for teen drivers is USAA
  • Average car insurance rates in Point of Rocks, MD are $3,870/year
  • The cheapest car insurance company in Point of Rocks is Nationwide

If you need to buy Point of Rocks, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Point of Rocks, MD is right here.

You’ll find Point of Rocks car insurance rates, the cheapest Point of Rocks, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Point of Rocks, Maryland car insurance rates to Greenbelt car insurance rates, Baltimore car insurance rates, and College Park car insurance rates.

Ready to find affordable Point of Rocks, MD car insurance today? Enter your ZIP code for fast, free Point of Rocks car insurance quotes.

Cheapest Point of Rocks, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Point of Rocks, MD car insurance rates? Every Point of Rocks, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Point of Rocks, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,048 $2,944 $2,897 $2,968 $8,634 $10,052 $2,768 $2,827
GEICO $2,058 $2,248 $2,331 $2,670 $6,273 $7,240 $1,758 $1,880
Liberty Mutual $5,349 $5,349 $5,287 $5,287 $10,429 $15,480 $5,349 $7,221
Nationwide $1,630 $1,636 $1,480 $1,521 $3,781 $4,943 $1,881 $2,023
Progressive $2,207 $2,011 $1,927 $1,959 $7,655 $8,398 $2,582 $2,559
State Farm $2,025 $2,025 $1,852 $1,852 $6,367 $8,170 $2,256 $2,560
USAA $1,717 $1,686 $1,600 $1,596 $3,802 $4,493 $1,976 $2,202

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Minimum Car Insurance in Point of Rocks, MD

Every driver must carry the minimum car insurance in Point of Rocks, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Point of Rocks, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Point of Rocks, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Point of Rocks, MD. Compare credit history car insurance rates in Point of Rocks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Point of Rocks, Maryland

Insurance Company Poor Fair Good
Allstate $5,839 $4,087 $3,626
GEICO $3,747 $3,106 $3,069
Liberty Mutual $10,688 $6,877 $4,842
Nationwide $3,005 $2,141 $1,940
Progressive $4,620 $3,460 $2,907
State Farm $4,959 $2,940 $2,266
USAA $3,172 $2,180 $1,800

Cheapest Point of Rocks, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Point of Rocks, MD to rates for a clean record with top companies.

Annual Point of Rocks, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,005 $5,293 $4,005 $4,766
GEICO $2,344 $3,654 $4,448 $2,783
Liberty Mutual $5,394 $7,090 $10,594 $6,798
Nationwide $2,085 $2,780 $2,227 $2,356
Progressive $3,135 $4,118 $3,799 $3,597
State Farm $3,042 $3,812 $3,350 $3,350
USAA $1,877 $2,299 $3,340 $2,020

Cheapest Point of Rocks, MD Car Insurance for Teen Drivers

Teen car insurance in Point of Rocks, MD can be expensive. Take a look at rates from the top car insurance companies in Point of Rocks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Point of Rocks, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,634 $10,052
GEICO $6,273 $7,240
Liberty Mutual $10,429 $15,480
Nationwide $3,781 $4,943
Progressive $7,655 $8,398
State Farm $6,367 $8,170
USAA $3,802 $4,493

Cheapest Point of Rocks, MD Car Insurance for Seniors

Take a look at Point of Rocks, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Point of Rocks, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,897 $2,968
GEICO $2,331 $2,670
Liberty Mutual $5,287 $5,287
Nationwide $1,480 $1,521
Progressive $1,927 $1,959
State Farm $1,852 $1,852
USAA $1,600 $1,596

Cheapest Point of Rocks, MD Car Insurance Rates After a DUI

A DUI in Point of Rocks, MD increases car insurance rates. Compare Point of Rocks, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Point of Rocks, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,005
GEICO $4,448
Liberty Mutual $10,594
Nationwide $2,227
Progressive $3,799
State Farm $3,350
USAA $3,340

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Cheapest Point of Rocks, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Point of Rocks, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Point of Rocks, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,454 $4,580
GEICO $3,254 $3,361
Liberty Mutual $7,268 $7,670
Nationwide $2,362 $2,362
Progressive $3,662 $3,662
State Farm $3,303 $3,474
USAA $2,312 $2,457

The Best Cheap Car Insurance Companies in Point of Rocks, MD

Take a look at a side-by-side comparison of the top car insurance companies in Point of Rocks, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Point of Rocks, Maryland

Insurance Company Average Annual Rates
Allstate $4,517
GEICO $3,307
Liberty Mutual $7,469
Nationwide $2,362
Progressive $3,662
State Farm $3,388
USAA $2,384

Category Winners: Cheapest Car Insurance in Point of Rocks, Maryland

Find the cheapest car insurance companies in Point of Rocks, MD for each category right here.

Best Annual Car Insurance Rates by Company in Point of Rocks, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Point of Rocks, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Point of Rocks car insurance rates. Find the cheapest Point of Rocks, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Point of Rocks, Maryland

Insurance Company Low Medium High
Allstate $4,441 $4,499 $4,612
GEICO $3,211 $3,293 $3,418
Liberty Mutual $7,257 $7,450 $7,699
Nationwide $2,269 $2,368 $2,449
Progressive $3,523 $3,666 $3,798
State Farm $3,220 $3,398 $3,547
USAA $2,272 $2,392 $2,489

What affects car insurance rates in Point of Rocks, Maryland?

What factors can have an impact on Point of Rocks, MD car insurance? There are several reasons why Point of Rocks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Point of Rocks, Maryland.

Commute Time in Point of Rocks

The more time you spend in your car the higher the risk of an accident. The average commute length in Point of Rocks, MD is 45.8 minutes according to City-Data.

Compare Car Insurance Quotes in Point of Rocks, MD

Ready to find affordable Point of Rocks, Maryland car insurance today? Enter your ZIP code for fast, free Point of Rocks, MD car insurance quotes.

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